Banks in Harvard, IL

Bank branch map: Harvard

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 10 locations in Harvard, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Harvard

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FNBO, The Harvard State Bank and First Secure State Bank have the most locations in Harvard, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Secure State Bank 2 branches · main office Wonder Lake, IL Bank · 2

First Secure State Bank has 2 branches in Harvard, 7 across Illinois and 7 nationwide. FDIC records list its main office in Wonder Lake, IL and show it operating since 1979. With $305.6 million in total assets on June 30, 2026, it ranks No. 2,451 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Harvard location is the Harvard/Ayer Branch at 58 N Ayer St, dating to 1934; the newest, at 1400 N Division St, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

• Harvard North Branch

  1400 N Division St, 60033

  Hours: see the bank's site
  DirectionsWebsite
• Harvard/Ayer Branch

  58 N Ayer St, 60033

  Hours: see the bank's site
  DirectionsWebsite

First Secure State Bank: profile, branches and contacts

FNBO First National Bank of Omaha · 2 branches · main office Omaha, NE Bank · 2

FNBO has 2 branches in Harvard, 22 across Illinois and 139 nationwide. FDIC records list its main office in Omaha, NE and show it operating since 1857. With $34.20 billion in total assets on June 30, 2026, it ranks No. 64 of 4,232 U.S. banks by total assets. The Castle/Harvard Branch at 355 S Division St dates to 1877 in FDIC branch records. It opens on Saturday.

• Harvard Mobile Branch

  355 S Division St, 60033

  (815) 568-3222Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: FNBO branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite
• Castle/Harvard Branch

  355 S Division St, 60033

  Hours: see the bank's site
  DirectionsWebsite

FNBO: profile, branches and contacts

Harvard Community Credit Union 2 offices · main office Harvard, IL Credit union · 2

Harvard Community Credit Union has 2 officees in Harvard, 2 across Illinois. It is based in Harvard, IL and $21.2 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

• Main Office main office

  1200 S Division St, 60033

  (815) 943-6500Hours as filed: 9:OO - 4:30
  Directions
• Hccu

  343 S Division St, 60033

  (815) 943-6500Hours: see the credit union's site
  Directions

Harvard Community Credit Union: profile, branches and contacts

The Harvard State Bank 2 branches · main office Harvard, IL Bank · 2

The Harvard State Bank has 2 branches in Harvard, 5 across Illinois and 5 nationwide. FDIC records list its main office in Harvard, IL and show it operating since 1866. With $331.5 million in total assets on June 30, 2026, it ranks No. 2,341 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Harvard location is its main office at 33 N Ayer St, dating to 1866; the newest, at 1265 South Division Street, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  33 N Ayer St, 60033

  Hours: see the bank's site
  DirectionsWebsite
• Division Street Branch

  1265 South Division Street, 60033

  Hours: see the bank's site
  DirectionsWebsite

The Harvard State Bank: profile, branches and contacts

Sauk Valley Bank 1 branch · main office Sterling, IL Bank · 1

Sauk Valley Bank has 1 branch in Harvard, 8 across Illinois and 11 nationwide. FDIC records list its main office in Sterling, IL and show it operating since 1999. With $790.8 million in total assets on June 30, 2026, it ranks No. 1,272 of 4,232 U.S. banks by total assets. The Sauk Valley Bank And Trust Company - Harvard Branch at 1075 S Division St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sauk Valley Bank And Trust Company - Harvard Branch

  1075 S Division St, 60033

  Hours: see the bank's site
  DirectionsWebsite

Sauk Valley Bank: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Harvard, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0149 Harvard Il Walmart Branch at 21101 Mcguire Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 0149 Harvard Il Walmart Branch

  21101 Mcguire Rd, 60033

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Join a credit union in Harvard

1 credit union has 2 offices here: Harvard Community Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Harvard page has every office in the state's directory.

Banking in Harvard: the local picture

Short answer: 5 banks run 8 branches in Harvard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Harvard, 2 elsewhere in Illinois and 2 out of state, according to the FDIC.

The bank with the longest record here is FNBO, operating since 1857 according to the FDIC. In FDIC branch records, the longest-running branch is The Harvard State Bank's office at 33 N Ayer St, dating to 1866; the newest is Sauk Valley Bank's at 1075 S Division St, from 2018.

The only credit union with an office here is Harvard Community Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 9 locations have no published hours in these sources.

Banks open on Saturday in Harvard

Short answer: 1 of the 1 Harvard location with published hours opens on Saturday, run by 1 institution.

• FNBO: 1 of 2 branches (355 S Division St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Harvard, and where the nearest one is if they do not.

Short answer: No branches in Harvard: Chase (nearest in Woodstock, 12 mi), Wells Fargo (nearest in Palatine, 35 mi), Bank of America (nearest in Crystal Lake, 20 mi), PNC Bank (nearest in Belvidere, 16 mi), U.S. Bank (nearest in Crystal Lake, 20 mi), Truist, Fifth Third Bank (nearest in Mchenry, 18 mi), Huntington (nearest in Mchenry, 17 mi), Regions Bank (nearest in Peoria, 127 mi), TD Bank, BMO (nearest in Woodstock, 11 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Harvard to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Harvard residents like anyone else.

Banks near Harvard

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Woodstock (11 miles) and Marengo (12 miles). Mchenry, 18 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Harvard

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Harvard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Harvard

Short answer: 2 institutions have their main office in Harvard: The Harvard State Bank and Harvard Community Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Harvard by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Harvard offices.

Short answer: FNBO is the largest bank with offices in Harvard, with $34.20 billion in total assets on June 30, 2026, No. 64 among U.S. banks by total assets. Woodforest is second with $8.98 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Harvard: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.