US Bank Directory
Banks in Mchenry, IL
10 FDIC-insured banks operate 11 offices in Mchenry, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Mchenry
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 12 locations in Mchenry, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mchenry
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Home State Bank has the most locations in Mchenry, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Home State Bank Bank · 2
Home State Bank has 2 branches in Mchenry, 7 across Illinois and 7 nationwide. FDIC records list its main office in Crystal Lake, IL and show it operating since 1915. With $776.0 million in total assets on June 30, 2026, it ranks No. 1,289 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mchenry location is the Mchenry Banking Center Branch at 4401 Prime Pkwy, dating to 1995; the newest, at 3500 Diamond Dr, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Diamond Drive Branch3500 Diamond Dr, 60051
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Mchenry Banking Center Branch4401 Prime Pkwy, 60050
American Community Bank & Trust Bank · 1
American Community Bank & Trust has 1 branch in Mchenry, 5 across Illinois and 5 nationwide. FDIC records list its main office in Woodstock, IL and show it operating since 2000. With $1.18 billion in total assets on June 30, 2026, it ranks No. 914 of 4,232 U.S. banks by total assets. The Mchenry Branch at 1500 S State Route 31 dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mchenry Branch1500 S State Route 31, 60050
BMO Bank · 1
BMO has 1 branch in Mchenry, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Mchenry - 2400 N. Richmond Rd Branch at 2400 N Richmond Rd dates to 1998 in FDIC branch records. It opens on Saturday.
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Mchenry - 2400 N. Richmond Rd Branch2400 N Richmond Rd, 60051
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Mchenry, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Mchenry Branch at 4302 W Elm St dates to 2011 in FDIC branch records. It opens on Saturday.
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Mchenry Branch4302 W Elm St, 60050
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Crystal Lake Bank and Trust Company Bank · 1
Crystal Lake Bank and Trust Company has 1 branch in Mchenry, 6 across Illinois and 6 nationwide. FDIC records list its main office in Crystal Lake, IL and show it operating since 1997. With $2.26 billion in total assets on June 30, 2026, it ranks No. 549 of 4,232 U.S. banks by total assets. The Mchenry Bank And Trust Branch at 2205 N Richmond Rd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mchenry Bank And Trust Branch2205 N Richmond Rd, 60051
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Mchenry, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Mchenry Banking Center Branch at 2121 N Richmond Rd dates to 2003 in FDIC branch records. It opens on Saturday.
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Mchenry Banking Center Branch2121 N Richmond Rd, 60051
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Mchenry, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Mchenry Banking Center Branch at 3814 W Elm St dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mchenry Banking Center Branch3814 W Elm St, 60050
Huntington Bank · 1
Huntington has 1 branch in Mchenry, 130 across Illinois and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Mchenry Branch at 5555 Bull Valley Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mchenry Branch5555 Bull Valley Rd, 60050
Michigan State University Credit Union Credit union · 1
Michigan State University Credit Union has 1 office in Mchenry, 11 across Illinois. It is based in East Lansing, MI and $8.51 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Msufcu - Mchenry Branch353 Bank Dr, 60050
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
North Shore Bank Bank · 1
North Shore Bank has 1 branch in Mchenry, 1 across Illinois and 44 nationwide. FDIC records list its main office in Brookfield, WI and show it operating since 1923. With $2.61 billion in total assets on June 30, 2026, it ranks No. 485 of 4,232 U.S. banks by total assets. The Mchenry Branch at 1689 N Curran Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mchenry Branch1689 N Curran Rd, 60050
Old National Bank · 1
Old National has 1 branch in Mchenry, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Carey Branch at 1308 N Richmond Rd dates to 1998 in FDIC branch records. It opens on Saturday.
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Carey Branch1308 N Richmond Rd, 60050
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Mchenry
1 credit union has 1 office here: Michigan State University Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mchenry page has every office in the state's directory.
Banking in Mchenry: the local picture
Short answer: 10 banks run 11 branches in Mchenry according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Mchenry, 5 elsewhere in Illinois and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 3814 W Elm St, dating to 1969; the newest is Chase's at 4302 W Elm St, from 2011.
The only credit union with an office here is Michigan State University Credit Union.
Of the 5 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Mchenry
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 60050 has the most bank and credit union offices in Mchenry (8), followed by 60051 (4). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 60050 | 8 | 8 | American Community Bank & Trust, Chase, First Mid Bank & Trust |
| 60051 | 4 | 4 | BMO, Crystal Lake Bank and Trust Company, Fifth Third Bank |
Banks and credit unions open on Saturday in Mchenry
Short answer: 5 of the 5 Mchenry locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 1 branch (4302 W Elm St: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (2121 N Richmond Rd: Saturday 9 am to 2 pm)
- BMO: 1 of 1 branch (2400 N Richmond Rd: Saturday 9 am to 12 pm)
- Old National: 1 of 1 branch (1308 N Richmond Rd: Saturday 9 am to 12 pm)
- Michigan State University Credit Union: 1 of 1 office (353 Bank Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mchenry, and where the nearest one is if they do not.
Short answer: In Mchenry: Chase (1), Fifth Third Bank (1), Huntington (1), BMO (1). No branches in Mchenry: Wells Fargo (nearest in Vernon Hills, 19 mi), Bank of America (nearest in Crystal Lake, 8 mi), PNC Bank (nearest in Fox Lake, 6 mi), U.S. Bank (nearest in Fox Lake, 6 mi), Truist, Regions Bank (nearest in Peoria, 131 mi), TD Bank.
| Bank | In Mchenry | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| BMO | 1 branch | here |
| Wells Fargo | None | Vernon Hills, 19 miles away |
| Bank of America | None | Crystal Lake, 8 miles away |
| PNC Bank | None | Fox Lake, 6 miles away |
| U.S. Bank | None | Fox Lake, 6 miles away |
| Truist | None | none in Illinois |
| Regions Bank | None | Peoria, 131 miles away |
| TD Bank | None | none in Illinois |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mchenry to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mchenry residents like anyone else.
Banks near Mchenry
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Johnsburg (3 miles) and Fox Lake (6 miles). Crystal Lake, 8 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Johnsburg, IL | 3 mi | 2 | 2 |
| Banks in Fox Lake, IL | 6 mi | 4 | 4 |
| Banks in Spring Grove, IL | 7 mi | 3 | 3 |
| Banks in Crystal Lake, IL | 8 mi | 13 | 18 |
| Banks in Woodstock, IL | 9 mi | 5 | 6 |
| Banks in Wauconda, IL | 9 mi | 3 | 3 |
| Banks in Cary, IL | 9 mi | 4 | 4 |
| Banks in Round Lake, IL | 10 mi | 3 | 3 |
Bank branch openings and closings in Mchenry
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mchenry between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mchenry by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mchenry offices.
Short answer: Chase is the largest bank with offices in Mchenry, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| North Shore Bank | $2.61 billion | No. 485 | 1 | Brookfield, WI |
| Crystal Lake Bank and Trust Company | $2.26 billion | No. 549 | 1 | Crystal Lake, IL |
| American Community Bank & Trust | $1.18 billion | No. 914 | 1 | Woodstock, IL |
| Home State Bank | $776.0 million | No. 1,289 | 2 | Crystal Lake, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mchenry: FAQ
How many banks are in Mchenry, IL?
Mchenry has 10 banks with 11 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mchenry?
Home State Bank, with 2. Chase has 1 and Fifth Third Bank has 1.
Is there a Home State Bank in Mchenry, IL?
Yes. FDIC data lists 2 Home State Bank branches in Mchenry as of September 5, 2026. Its branches are listed under Home State Bank above, with the address and directions for each.
Is there a Chase in Mchenry, IL?
Yes. FDIC data lists 1 Chase branch in Mchenry as of September 5, 2026. The address and directions are under Chase above.
Is there a Fifth Third Bank in Mchenry, IL?
Yes. FDIC data lists 1 Fifth Third Bank branch in Mchenry as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Wells Fargo in Mchenry, IL?
No. FDIC data lists no Wells Fargo branch in Mchenry as of September 5, 2026. The nearest is in Vernon Hills, about 19 miles away in a straight line.
Which banks in Mchenry are open on Saturday?
Chase, Fifth Third Bank, BMO and Old National and 1 more publish Saturday hours for one or more Mchenry locations. The Saturday section above lists each one with its hours. 7 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Mchenry?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Mchenry?
Michigan State University Credit Union has an office in Mchenry. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mchenry in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mchenry?
Nearby cities with more banks include Johnsburg, Fox Lake, Spring Grove. Johnsburg is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 11 branches: BMO, Chase, Fifth Third Bank, Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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