US Bank Directory

Banks in Round Lake, IL

3 FDIC-insured banks operate 3 offices in Round Lake, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Round Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Round Lake, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Round Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington, Old National and First American Bank have the most locations in Round Lake, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Baxter Credit Union 1 office · main office Vernon Hills, IL Credit union · 1

Baxter Credit Union has 1 office in Round Lake, 9 across Illinois. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Round Lake
    25212 W Il Route 120, 60073
    (847) 270-4032Today 7:30 am to 4:30 pm
    All hours

    Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Baxter Credit Union: profile, branches and contacts
First American Bank 1 branch · main office Elk Grove Village, IL Bank · 1

First American Bank has 1 branch in Round Lake, 49 across Illinois and 58 nationwide. FDIC records list its main office in Elk Grove Village, IL and show it operating since 1901. With $8.63 billion in total assets on June 30, 2026, it ranks No. 188 of 4,232 U.S. banks by total assets. The Round Lake Branch at 1865 S Cedar Lake Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Round Lake Branch
    1865 S Cedar Lake Rd, 60073
    Hours: see the bank's site
First American Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Round Lake, 130 across Illinois and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Round Lake Jewel Branch at 900 E Rollins Rd dates to 1999 in FDIC branch records. It opens on Saturday.

  • Round Lake Jewel Branch
    900 E Rollins Rd, 60073
    (847) 543-7738Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Round Lake, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Cedar Lake Office Branch at 1777 N Cedar Lake Rd dates to 1949 in FDIC branch records. It opens on Saturday.

  • Cedar Lake Office Branch
    1777 N Cedar Lake Rd, 60073
    (224) 818-2074Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts

Join a credit union in Round Lake

1 credit union has 1 office here: Baxter Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Round Lake page has every office in the state's directory.

Banking in Round Lake: the local picture

Short answer: 3 banks run 3 branches in Round Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Round Lake, 1 elsewhere in Illinois and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Old National's office at 1777 N Cedar Lake Rd, dating to 1949; the newest is First American Bank's at 1865 S Cedar Lake Rd, from 2008.

The only credit union with an office here is Baxter Credit Union.

Of the 3 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Round Lake

Short answer: 2 of the 3 Round Lake locations with published hours open on Saturday, run by 2 institutions.

  • Huntington: 1 of 1 branch (900 E Rollins Rd: Saturday 9 am to 12 pm)
  • Old National: 1 of 1 branch (1777 N Cedar Lake Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Round Lake, and where the nearest one is if they do not.

Short answer: In Round Lake: Huntington (1). No branches in Round Lake: Chase (nearest in Round Lake Beach, 2 mi), Wells Fargo (nearest in Vernon Hills, 11 mi), Bank of America (nearest in Grayslake, 3 mi), PNC Bank (nearest in Grayslake, 2 mi), U.S. Bank (nearest in Round Lake Beach, 2 mi), Truist, Fifth Third Bank (nearest in Round Lake Beach, 2 mi), Regions Bank (nearest in Bloomington, 137 mi), TD Bank, BMO (nearest in Round Lake Heights, 2 mi).

BankIn Round LakeNearest branch if none here
Huntington1 branchhere
ChaseNoneRound Lake Beach, 2 miles away
Wells FargoNoneVernon Hills, 11 miles away
Bank of AmericaNoneGrayslake, 3 miles away
PNC BankNoneGrayslake, 2 miles away
U.S. BankNoneRound Lake Beach, 2 miles away
TruistNonenone in Illinois
Fifth Third BankNoneRound Lake Beach, 2 miles away
Regions BankNoneBloomington, 137 miles away
TD BankNonenone in Illinois
BMONoneRound Lake Heights, 2 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Round Lake to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Round Lake residents like anyone else.

Banks near Round Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Round Lake Beach (1 mile) and Grayslake (3 miles). Gurnee, 7 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Round Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Round Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Round Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Round Lake offices.

Short answer: Huntington is the largest bank with offices in Round Lake, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Old National is second with $73.86 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
Old National$73.86 billionNo. 391Evansville, IN
First American Bank$8.63 billionNo. 1881Elk Grove Village, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Round Lake: FAQ

How many banks are in Round Lake, IL?

Round Lake has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Round Lake?

Huntington, with 1. Old National has 1 and First American Bank has 1.

Is there a Huntington in Round Lake, IL?

Yes. FDIC data lists 1 Huntington branch in Round Lake as of September 5, 2026. The address and directions are under Huntington above.

Is there a Old National in Round Lake, IL?

Yes. FDIC data lists 1 Old National branch in Round Lake as of September 5, 2026. The address and directions are under Old National above.

Is there a First American Bank in Round Lake, IL?

Yes. FDIC data lists 1 First American Bank branch in Round Lake as of September 5, 2026. The address and directions are under First American Bank above.

Is there a Chase in Round Lake, IL?

No. FDIC data lists no Chase branch in Round Lake as of September 5, 2026. The nearest is in Round Lake Beach, about 2 miles away in a straight line.

Which banks in Round Lake are open on Saturday?

Huntington and Old National publish Saturday hours for one or more Round Lake locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Round Lake?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Round Lake?

Baxter Credit Union has an office in Round Lake. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Round Lake in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Round Lake?

Nearby cities with more banks include Round Lake Beach, Grayslake, Lake Villa. Round Lake Beach is 1 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 3 branches: Huntington, Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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