US Bank Directory

Banks in Lake Villa, IL

2 FDIC-insured banks operate 2 offices in Lake Villa, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Lake Villa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Lake Villa, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lake Villa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First American Bank and State Bank of the Lakes have the most locations in Lake Villa, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Trust Credit Union 1 office · main office Gurnee, IL Credit union · 1

Community Trust Credit Union has 1 office in Lake Villa, 5 across Illinois. It is based in Gurnee, IL and $339.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Community Trust Credit Union: profile, branches and contacts
First American Bank 1 branch · main office Elk Grove Village, IL Bank · 1

First American Bank has 1 branch in Lake Villa, 49 across Illinois and 58 nationwide. FDIC records list its main office in Elk Grove Village, IL and show it operating since 1901. With $8.63 billion in total assets on June 30, 2026, it ranks No. 188 of 4,232 U.S. banks by total assets. The Grand Avenue Facility at 500 E Grand Ave dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Grand Avenue Facility
    500 E Grand Ave, 60046
    Hours: see the bank's site
First American Bank: profile, branches and contacts
State Bank of the Lakes 1 branch · main office Antioch, IL Bank · 1

State Bank of the Lakes has 1 branch in Lake Villa, 6 across Illinois and 10 nationwide. FDIC records list its main office in Antioch, IL and show it operating since 1926. With $2.81 billion in total assets on June 30, 2026, it ranks No. 459 of 4,232 U.S. banks by total assets. The Lake Villa Branch at 345 S Milwaukee Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lake Villa Branch
    345 S Milwaukee Ave, 60046
    Hours: see the bank's site
State Bank of the Lakes: profile, branches and contacts

Join a credit union in Lake Villa

1 credit union has 1 office here: Community Trust Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Villa page has every office in the state's directory.

Banking in Lake Villa: the local picture

Short answer: 2 banks run 2 branches in Lake Villa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lake Villa, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is First American Bank, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is First American Bank's office at 500 E Grand Ave, dating to 1987; the newest is State Bank of the Lakes's at 345 S Milwaukee Ave, from 2004.

The only credit union with an office here is Community Trust Credit Union.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake Villa, and where the nearest one is if they do not.

Short answer: No branches in Lake Villa: Chase (nearest in Antioch, 4 mi), Wells Fargo (nearest in Vernon Hills, 14 mi), Bank of America (nearest in Grayslake, 6 mi), PNC Bank (nearest in Antioch, 5 mi), U.S. Bank (nearest in Round Lake Beach, 2 mi), Truist, Fifth Third Bank (nearest in Round Lake Beach, 2 mi), Huntington (nearest in Round Lake, 2 mi), Regions Bank (nearest in Peoria, 141 mi), TD Bank, BMO (nearest in Round Lake Heights, 3 mi).

BankIn Lake VillaNearest branch if none here
ChaseNoneAntioch, 4 miles away
Wells FargoNoneVernon Hills, 14 miles away
Bank of AmericaNoneGrayslake, 6 miles away
PNC BankNoneAntioch, 5 miles away
U.S. BankNoneRound Lake Beach, 2 miles away
TruistNonenone in Illinois
Fifth Third BankNoneRound Lake Beach, 2 miles away
HuntingtonNoneRound Lake, 2 miles away
Regions BankNonePeoria, 141 miles away
TD BankNonenone in Illinois
BMONoneRound Lake Heights, 3 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Villa to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Villa residents like anyone else.

Banks near Lake Villa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lindenhurst (2 miles) and Round Lake Beach (3 miles). Gurnee, 6 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Lake Villa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake Villa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake Villa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Villa offices.

Short answer: First American Bank is the largest bank with offices in Lake Villa, with $8.63 billion in total assets on June 30, 2026, No. 188 among U.S. banks by total assets. State Bank of the Lakes is second with $2.81 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First American Bank$8.63 billionNo. 1881Elk Grove Village, IL
State Bank of the Lakes$2.81 billionNo. 4591Antioch, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake Villa: FAQ

How many banks are in Lake Villa, IL?

Lake Villa has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lake Villa?

First American Bank, with 1. State Bank of the Lakes has 1.

Is there a First American Bank in Lake Villa, IL?

Yes. FDIC data lists 1 First American Bank branch in Lake Villa as of September 5, 2026. The address and directions are under First American Bank above.

Is there a State Bank of the Lakes in Lake Villa, IL?

Yes. FDIC data lists 1 State Bank of the Lakes branch in Lake Villa as of September 5, 2026. The address and directions are under State Bank of the Lakes above.

Is there a Chase in Lake Villa, IL?

No. FDIC data lists no Chase branch in Lake Villa as of September 5, 2026. The nearest is in Antioch, about 4 miles away in a straight line.

What is the oldest bank in Lake Villa?

First American Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Which credit unions can I join in Lake Villa?

Community Trust Credit Union has an office in Lake Villa. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lake Villa in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lake Villa?

Nearby cities with more banks include Lindenhurst, Round Lake Beach, Round Lake. Lindenhurst is 2 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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