US Bank Directory
Banks in Lake Villa, IL
2 FDIC-insured banks operate 2 offices in Lake Villa, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lake Villa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Lake Villa, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Villa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First American Bank and State Bank of the Lakes have the most locations in Lake Villa, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Trust Credit Union Credit union · 1
Community Trust Credit Union has 1 office in Lake Villa, 5 across Illinois. It is based in Gurnee, IL and $339.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Ctcu Lake Villa Branch1380 N Deep Lake Rd, 60046
First American Bank Bank · 1
First American Bank has 1 branch in Lake Villa, 49 across Illinois and 58 nationwide. FDIC records list its main office in Elk Grove Village, IL and show it operating since 1901. With $8.63 billion in total assets on June 30, 2026, it ranks No. 188 of 4,232 U.S. banks by total assets. The Grand Avenue Facility at 500 E Grand Ave dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Avenue Facility500 E Grand Ave, 60046
State Bank of the Lakes Bank · 1
State Bank of the Lakes has 1 branch in Lake Villa, 6 across Illinois and 10 nationwide. FDIC records list its main office in Antioch, IL and show it operating since 1926. With $2.81 billion in total assets on June 30, 2026, it ranks No. 459 of 4,232 U.S. banks by total assets. The Lake Villa Branch at 345 S Milwaukee Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Villa Branch345 S Milwaukee Ave, 60046
Join a credit union in Lake Villa
1 credit union has 1 office here: Community Trust Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Villa page has every office in the state's directory.
Banking in Lake Villa: the local picture
Short answer: 2 banks run 2 branches in Lake Villa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Lake Villa, 2 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is First American Bank, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is First American Bank's office at 500 E Grand Ave, dating to 1987; the newest is State Bank of the Lakes's at 345 S Milwaukee Ave, from 2004.
The only credit union with an office here is Community Trust Credit Union.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Villa, and where the nearest one is if they do not.
Short answer: No branches in Lake Villa: Chase (nearest in Antioch, 4 mi), Wells Fargo (nearest in Vernon Hills, 14 mi), Bank of America (nearest in Grayslake, 6 mi), PNC Bank (nearest in Antioch, 5 mi), U.S. Bank (nearest in Round Lake Beach, 2 mi), Truist, Fifth Third Bank (nearest in Round Lake Beach, 2 mi), Huntington (nearest in Round Lake, 2 mi), Regions Bank (nearest in Peoria, 141 mi), TD Bank, BMO (nearest in Round Lake Heights, 3 mi).
| Bank | In Lake Villa | Nearest branch if none here |
|---|---|---|
| Chase | None | Antioch, 4 miles away |
| Wells Fargo | None | Vernon Hills, 14 miles away |
| Bank of America | None | Grayslake, 6 miles away |
| PNC Bank | None | Antioch, 5 miles away |
| U.S. Bank | None | Round Lake Beach, 2 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Round Lake Beach, 2 miles away |
| Huntington | None | Round Lake, 2 miles away |
| Regions Bank | None | Peoria, 141 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Round Lake Heights, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Villa to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Villa residents like anyone else.
Banks near Lake Villa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lindenhurst (2 miles) and Round Lake Beach (3 miles). Gurnee, 6 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lindenhurst, IL | 2 mi | 3 | 3 |
| Banks in Round Lake Beach, IL | 3 mi | 5 | 5 |
| Banks in Round Lake, IL | 4 mi | 3 | 3 |
| Banks in Antioch, IL | 4 mi | 5 | 5 |
| Banks in Grayslake, IL | 5 mi | 6 | 6 |
| Banks in Fox Lake, IL | 6 mi | 4 | 4 |
| Banks in Gurnee, IL | 6 mi | 11 | 12 |
| Banks in Spring Grove, IL | 9 mi | 3 | 3 |
Bank branch openings and closings in Lake Villa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Villa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Villa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Villa offices.
Short answer: First American Bank is the largest bank with offices in Lake Villa, with $8.63 billion in total assets on June 30, 2026, No. 188 among U.S. banks by total assets. State Bank of the Lakes is second with $2.81 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First American Bank | $8.63 billion | No. 188 | 1 | Elk Grove Village, IL |
| State Bank of the Lakes | $2.81 billion | No. 459 | 1 | Antioch, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Villa: FAQ
How many banks are in Lake Villa, IL?
Lake Villa has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Villa?
First American Bank, with 1. State Bank of the Lakes has 1.
Is there a First American Bank in Lake Villa, IL?
Yes. FDIC data lists 1 First American Bank branch in Lake Villa as of September 5, 2026. The address and directions are under First American Bank above.
Is there a State Bank of the Lakes in Lake Villa, IL?
Yes. FDIC data lists 1 State Bank of the Lakes branch in Lake Villa as of September 5, 2026. The address and directions are under State Bank of the Lakes above.
Is there a Chase in Lake Villa, IL?
No. FDIC data lists no Chase branch in Lake Villa as of September 5, 2026. The nearest is in Antioch, about 4 miles away in a straight line.
What is the oldest bank in Lake Villa?
First American Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Which credit unions can I join in Lake Villa?
Community Trust Credit Union has an office in Lake Villa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Villa in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Villa?
Nearby cities with more banks include Lindenhurst, Round Lake Beach, Round Lake. Lindenhurst is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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