FDIC-insured bank

St. Charles Bank & Trust Company, National Association

Bank headquartered in Saint Charles, Illinois, part of WINTRUST FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$3.69 billion
Total deposits
$3.14 billion
Branches
10
FDIC-insured since
1987
Established
1987

Headquarters and contact

Address411 W Main St
Saint Charles, IL 60174
CountyKane
Metro areaChicago-Naperville-Elgin, IL-IN-WI
Websitewww.bankstcharles.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate27052
Federal Reserve RSSD ID428547
StatusActive
Charter classN (OCC)
Holding companyWINTRUST FINANCIAL CORP
Domestic offices10
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.bankstcharles.com.
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Offices nearest to headquarters

St. Charles Bank & Trust Company, National Association main office
Saint Charles, IL
411 W Main St, 60174
Geneva Bank And Trust Branch
Geneva, IL
514 W State St, 60134
Foxfield Office Branch
Saint Charles, IL
2825 Foxfield Rd, 60174
Elgin Branch
Elgin, IL
1001 S Randall Rd, 60123
Summit Branch
Elgin, IL
445 Summit St, 60120
Tyler Creek Plaza Banking Center
Elgin, IL
50 Tyler Creek Plz, 60123
Aurora Branch
Aurora, IL
2287 W Galena Blvd, 60506
Rockford Bank & Trust Branch
Rockford, IL
1825 N Perryville Rd, 61107
Machesney Park Branch
Machesney Park, IL
7005 N. Perryville Road, 61115
Rockford Community Bank, A Branch Of St. Charles Bank And Trust Company, N.A.
Rockford, IL
2219 E State St, 61104

Where St. Charles Bank & Trust Company, National Association has offices