US Bank Directory

Banks in Geneva, IL

9 FDIC-insured banks operate 9 offices in Geneva, Illinois, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Geneva

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 11 locations in Geneva, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Geneva

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 9 banks share the most locations in Geneva, with 1 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Geneva, 121 across Illinois and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Geneva Branch at 802 Commons Dr dates to 2003 in FDIC branch records. It opens on Saturday.

  • Geneva Branch
    802 Commons Dr, 60134
    (630) 262-6410Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Geneva, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Geneva Branch at 1399 E State St dates to 1989 in FDIC branch records. It opens on Saturday.

  • Geneva Branch
    1399 E State St, 60134
    (630) 232-9695Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Byline Bank 1 branch · main office Chicago, IL Bank · 1

Byline Bank has 1 branch in Geneva, 50 across Illinois and 55 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1972. With $9.91 billion in total assets on June 30, 2026, it ranks No. 163 of 4,232 U.S. banks by total assets. The Geneva Branch at 1900 W State St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Byline Bank: profile, branches and contacts
Consumers Credit Union 1 office · main office lake Forest, IL Credit union · 1

Consumers Credit Union has 1 office in Geneva, 25 across Illinois. It is based in lake Forest, IL and $4.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Geneva Branch
    28 N 5Th St, 60134
    (847) 741-3344Today: hours not published
    All hours

    Mon to Tue 9 am to 6 pm; Wed to Sun not published

    Hours: NCUA, March 31, 2026

Consumers Credit Union: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Geneva, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Randall Square at 1776 S Randall Rd dates to 1996 in FDIC branch records. It opens on Saturday.

  • Randall Square
    1776 S Randall Rd, 60134
    Today 9 am to 5:30 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
First American Bank 1 branch · main office Elk Grove Village, IL Bank · 1

First American Bank has 1 branch in Geneva, 49 across Illinois and 58 nationwide. FDIC records list its main office in Elk Grove Village, IL and show it operating since 1901. With $8.63 billion in total assets on June 30, 2026, it ranks No. 188 of 4,232 U.S. banks by total assets. The Geneva Branch at 1789 S Randall Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Geneva Branch
    1789 S Randall Rd, 60134
    Hours: see the bank's site
First American Bank: profile, branches and contacts
First State Bank 1 branch · main office Mendota, IL Bank · 1

First State Bank has 1 branch in Geneva, 20 across Illinois and 20 nationwide. FDIC records list its main office in Mendota, IL and show it operating since 1940. With $1.56 billion in total assets on June 30, 2026, it ranks No. 722 of 4,232 U.S. banks by total assets. The Geneva Branch at 323 W State St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank: profile, branches and contacts
N.i.c.e. Credit Union 1 office · main office Geneva, IL Credit union · 1

N.i.c.e. Credit Union has 1 office in Geneva, 1 across Illinois. It is based in Geneva, IL and $2.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    611 E State St Ste 9, 60134
    (630) 584-3670Today 11 am to 5 pm
    All hours

    Mon to Tue 10 am to 2:30 pm; Wed 11 am to 5 pm; Thu to Fri 10 am to 2:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

N.i.c.e. Credit Union: profile, branches and contacts
St. Charles Bank & Trust Company 1 branch · main office Saint Charles, IL Bank · 1

St. Charles Bank & Trust Company has 1 branch in Geneva, 10 across Illinois and 10 nationwide. FDIC records list its main office in Saint Charles, IL and show it operating since 1987. With $3.69 billion in total assets on June 30, 2026, it ranks No. 356 of 4,232 U.S. banks by total assets. The Geneva Bank And Trust Branch at 514 W State St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Geneva Bank And Trust Branch
    514 W State St, 60134
    Hours: see the bank's site
St. Charles Bank & Trust Company: profile, branches and contacts
The State Bank of Geneva 1 branch · main office Geneva, IL Bank · 1

The State Bank of Geneva has 1 branch in Geneva, 1 across Illinois and 1 nationwide. FDIC records list its main office in Geneva, IL and show it operating since 1903. With $116.2 million in total assets on June 30, 2026, it ranks No. 3,576 of 4,232 U.S. banks by total assets. Its main office at 22 S 4th St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    22 S 4th St, 60134
    Hours: see the bank's site
The State Bank of Geneva: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Geneva, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Geneva Branch at 808 W State St dates to 1907 in FDIC branch records. It opens on Saturday.

  • Geneva Branch
    808 W State St, 60134
    (630) 232-8300Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Geneva

2 credit unions have 2 offices here: Consumers Credit Union and N.i.c.e. Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Geneva page has every office in the state's directory.

Banking in Geneva: the local picture

Short answer: 9 banks run 9 branches in Geneva according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 1 has its main office in Geneva, 5 elsewhere in Illinois and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is The State Bank of Geneva's office at 22 S 4th St, dating to 1903; the newest is St. Charles Bank & Trust Company's at 514 W State St, from 2013.

2 credit unions have 2 offices in Geneva, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 4 open on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Geneva

Short answer: 4 of the 6 Geneva locations with published hours open on Saturday, run by 4 institutions.

  • Bank of America: 1 of 1 branch (802 Commons Dr: Saturday 9 am to 2 pm)
  • U.S. Bank: 1 of 1 branch (808 W State St: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (1776 S Randall Rd: Saturday 9 am to 2 pm)
  • BMO: 1 of 1 branch (1399 E State St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Geneva, and where the nearest one is if they do not.

Short answer: In Geneva: Bank of America (1), U.S. Bank (1), Fifth Third Bank (1), BMO (1). No branches in Geneva: Chase (nearest in St. Charles, 2 mi), Wells Fargo (nearest in Naperville, 12 mi), PNC Bank (nearest in Saint Charles, 1 mi), Truist, Huntington (nearest in Aurora, 8 mi), Regions Bank (nearest in Bloomington, 102 mi), TD Bank.

BankIn GenevaNearest branch if none here
Bank of America1 branchhere
U.S. Bank1 branchhere
Fifth Third Bank1 branchhere
BMO1 branchhere
ChaseNoneSt. Charles, 2 miles away
Wells FargoNoneNaperville, 12 miles away
PNC BankNoneSaint Charles, 1 mile away
TruistNonenone in Illinois
HuntingtonNoneAurora, 8 miles away
Regions BankNoneBloomington, 102 miles away
TD BankNonenone in Illinois

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Geneva to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Geneva residents like anyone else.

Banks near Geneva

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Charles (2 miles) and Batavia (2 miles). Aurora, 8 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Geneva

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Geneva between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Geneva

Short answer: 2 institutions have their main office in Geneva: The State Bank of Geneva and N.i.c.e. Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
The State Bank of GenevaBank$116.2 million1
N.i.c.e. Credit UnionCredit union$2.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Geneva by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Geneva offices.

Short answer: Bank of America is the largest bank with offices in Geneva, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Byline Bank$9.91 billionNo. 1631Chicago, IL
First American Bank$8.63 billionNo. 1881Elk Grove Village, IL
St. Charles Bank & Trust Company$3.69 billionNo. 3561Saint Charles, IL
First State Bank$1.56 billionNo. 7221Mendota, IL
The State Bank of Geneva$116.2 millionNo. 3,5761Geneva, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Geneva: FAQ

How many banks are in Geneva, IL?

Geneva has 9 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Geneva?

Bank of America, with 1. U.S. Bank has 1 and Fifth Third Bank has 1.

Is there a Bank of America in Geneva, IL?

Yes. FDIC data lists 1 Bank of America branch in Geneva as of September 5, 2026. The address and directions are under Bank of America above.

Is there a U.S. Bank in Geneva, IL?

Yes. FDIC data lists 1 U.S. Bank branch in Geneva as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Fifth Third Bank in Geneva, IL?

Yes. FDIC data lists 1 Fifth Third Bank branch in Geneva as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Is there a Chase in Geneva, IL?

No. FDIC data lists no Chase branch in Geneva as of September 5, 2026. The nearest is in St. Charles, about 2 miles away in a straight line.

Which banks in Geneva are open on Saturday?

Bank of America, U.S. Bank, Fifth Third Bank and BMO publish Saturday hours for one or more Geneva locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Geneva?

The State Bank of Geneva and N.i.c.e. Credit Union have their main office in Geneva, according to the FDIC and the NCUA.

What is the oldest bank in Geneva?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Geneva?

Consumers Credit Union and N.i.c.e. Credit Union have offices in Geneva. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Geneva in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Geneva?

Nearby cities with more banks include Saint Charles, Batavia, North Aurora. Saint Charles is 2 miles away with 12 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 9 branches: BMO, Bank of America, Fifth Third Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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