US Bank Directory

Banks in Elgin, IL

14 FDIC-insured banks operate 25 offices in Elgin, Illinois, and 2 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Elgin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 16 banks and credit unions operate 31 locations in Elgin, according to the FDIC and the NCUA. 31 of them have coordinates on record and are on the map. 20 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

31 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Elgin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, PNC Bank and St. Charles Bank & Trust Company have the most locations in Elgin, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Consumers Credit Union 4 offices · main office lake Forest, IL Credit union · 4

Consumers Credit Union has 4 officees in Elgin, 25 across Illinois. It is based in lake Forest, IL and $4.57 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 Elgin locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Elgin Branch
    111 S Hawthorne St, 60123
    (847) 741-3344Today: hours not published
    All hours

    Mon to Tue 9 am to 6 pm; Wed to Sun not published

    Hours: NCUA, March 31, 2026

  • Elgin Community College
    1700 Spartan Dr, 60123
    (847) 741-3344Today 11 am to 6 pm
    All hours

    Mon to Tue 9 am to 6 pm; Wed 11 am to 6 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Gail Borden-Elgin Public Library
    270 N Grove Ave, 60120
    (847) 741-3344Today 11 am to 6 pm
    All hours

    Mon to Tue 9 am to 6 pm; Wed 11 am to 6 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Elgin Mental Health Center
    750 S State St, 60123
    (847) 741-3344Today 11 am to 4:30 pm
    All hours

    Mon to Tue 7:30 am to 4:30 pm; Wed 11 am to 4:30 pm; Thu to Fri 7:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Consumers Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Elgin, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Larkin Branch at 1600 Larkin Ave, dating to 1987; the newest, at 270 S Randall Rd, to 1993. All 3 of its Elgin locations with published hours open on Saturday.

  • Larkin Branch
    1600 Larkin Ave, 60123
    (847) 888-5500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Elgin Randall Rd Branch
    270 S Randall Rd, 60123
    (847) 741-4600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Shady Oaks Branch
    500 N Shady Oaks Dr, 60120
    (847) 931-3000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
PNC Bank PNC Bank, National Association · 3 branches · main office Wilmington, DE Bank · 3

PNC Bank has 3 branches in Elgin, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Elgin Larkin Branch at 1695 Larkin Ave, dating to 1924; the newest, at 835 S Randall Rd, to 2004. All 2 of its Elgin locations with published hours open on Saturday.

  • Elgin Larkin Branch
    1695 Larkin Ave, 60123
    Today 9 am to 6 pm
    All hours

    Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Elgin South Branch
    835 S Randall Rd, 60123
    Hours: see the bank's site
  • Elgin Summit Branch
    850 Summit St, 60120
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
St. Charles Bank & Trust Company 3 branches · main office Saint Charles, IL Bank · 3

St. Charles Bank & Trust Company has 3 branches in Elgin, 10 across Illinois and 10 nationwide. FDIC records list its main office in Saint Charles, IL and show it operating since 1987. With $3.69 billion in total assets on June 30, 2026, it ranks No. 356 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Elgin Branch at 1001 S Randall Rd, dating to 1964; the newest, at 50 Tyler Creek Plz, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Elgin Branch
    1001 S Randall Rd, 60123
    Hours: see the bank's site
  • Summit Branch
    445 Summit St, 60120
    Hours: see the bank's site
  • Tyler Creek Plaza Banking Center
    50 Tyler Creek Plz, 60123
    Hours: see the bank's site
St. Charles Bank & Trust Company: profile, branches and contacts
Associated Bank Associated Bank, National Association · 2 branches · main office Green Bay, WI Bank · 2

Associated Bank has 2 branches in Elgin, 28 across Illinois and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Elgin Branch at 16 N Spring St, dating to 1883; the newest, at 2001 Larkin Ave, to 2001. 1 of its 2 Elgin locations with published hours open on Saturday.

  • Elgin Branch
    16 N Spring St, 60120
    (847) 742-3800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026

  • West Elgin Branch
    2001 Larkin Ave, 60123
    (847) 429-0133Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026

Associated Bank: profile, branches and contacts
BMO BMO Bank National Association · 2 branches · main office Chicago, IL Bank · 2

BMO has 2 branches in Elgin, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Elgin - Dundee Branch at 250 Dundee Ave, dating to 2003; the newest, at 170 N Mclean Blvd, to 2003. All 2 of its Elgin locations with published hours open on Saturday.

  • Elgin - Mclean Branch
    170 N Mclean Blvd, 60123
    (847) 931-4950Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

  • Elgin - Dundee Branch
    250 Dundee Ave, 60120
    (847) 931-3370Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Corporate America Family Credit Union 2 offices · main office Elgin, IL Credit union · 2

Corporate America Family Credit Union has 2 officees in Elgin, 9 across Illinois. It is based in Elgin, IL and $969.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Elgin locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2075 Big Timber Rd, 60123
    (800) 359-1939Today 7 am to 7 pm
    All hours

    Mon to Fri 7 am to 7 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Elgin
    1950 Big Timber Rd, 60123
    (847) 242-8808Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Corporate America Family Credit Union: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 2 branches · main office Cincinnati, OH Bank · 2

Fifth Third Bank has 2 branches in Elgin, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Larkin Branch at 1645 Larkin Ave dates to 1925 in FDIC branch records. All 2 of its Elgin locations with published hours open on Saturday.

  • Larkin Branch
    1645 Larkin Ave, 60123
    Today 9 am to 5:30 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

  • Waverly Branch
    525 Waverly Dr, 60120
    Today 9 am to 5:30 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Huntington The Huntington National Bank · 2 branches · main office Columbus, OH Bank · 2

Huntington has 2 branches in Elgin, 130 across Illinois and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elgin location is the Larkin And Mclean Jewel Branch at 1660 Larkin Ave, dating to 1996; the newest, at 645 Tollgate Rd, to 2001. It opens on Saturday.

  • Larkin And Mclean Jewel Branch
    1660 Larkin Ave, 60123
    (847) 289-2271Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

  • Elgin Branch
    645 Tollgate Rd, 60123
    Hours: see the bank's site
Huntington: profile, branches and contacts
Union National Bank and Trust Company of Elgin 2 branches · main office Elgin, IL Bank · 2

Union National Bank and Trust Company of Elgin has 2 branches in Elgin, 2 across Illinois and 2 nationwide. FDIC records list its main office in Elgin, IL and show it operating since 1904. With $421.8 million in total assets on June 30, 2026, it ranks No. 2,003 of 4,232 U.S. banks by total assets. Its main office at 101 E Chicago St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 E Chicago St, 60120
    Hours: see the bank's site
  • Courier Service Branch
    101 E Chicago St, 60120
    Hours: see the bank's site
Union National Bank and Trust Company of Elgin: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Elgin, 121 across Illinois and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Elgin - Randall & College Green Branch at 635 S Randall Rd dates to 2006 in FDIC branch records. Its published hours do not list Saturday.

  • Elgin - Randall & College Green Branch
    635 S Randall Rd, 60123
    (847) 289-0680Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
First Federal Savings Bank 1 branch · main office Ottawa, IL Bank · 1

First Federal Savings Bank has 1 branch in Elgin, 11 across Illinois and 11 nationwide. FDIC records list its main office in Ottawa, IL and show it operating since 1889. With $421.9 million in total assets on June 30, 2026, it ranks No. 2,001 of 4,232 U.S. banks by total assets. The Elgin Branch at 325 S Randall Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Federal Savings Bank: profile, branches and contacts
Old Second National Bank 1 branch · main office Aurora, IL Bank · 1

Old Second National Bank has 1 branch in Elgin, 57 across Illinois and 57 nationwide. FDIC records list its main office in Aurora, IL and show it operating since 1887. With $6.86 billion in total assets on June 30, 2026, it ranks No. 225 of 4,232 U.S. banks by total assets. The Elgin-Route 20 Branch at 3290 Us Highway 20 And Nesler Road dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elgin-Route 20 Branch
    3290 Us Highway 20 And Nesler Road, 60123
    Hours: see the bank's site
Old Second National Bank: profile, branches and contacts
Prairie Community Bank 1 branch · main office Marengo, IL Bank · 1

Prairie Community Bank has 1 branch in Elgin, 5 across Illinois and 5 nationwide. FDIC records list its main office in Marengo, IL and show it operating since 1998. With $187.5 million in total assets on June 30, 2026, it ranks No. 3,082 of 4,232 U.S. banks by total assets. The Elgin Branch at 1000 S Mclean Blvd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elgin Branch
    1000 S Mclean Blvd, 60123
    Hours: see the bank's site
Prairie Community Bank: profile, branches and contacts
TBK Bank TBK BANK, SSB · 1 branch · main office Dallas, TX Bank · 1

TBK Bank has 1 branch in Elgin, 15 across Illinois and 64 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1981. With $7.40 billion in total assets on June 30, 2026, it ranks No. 213 of 4,232 U.S. banks by total assets. The Elgin Branch at 3151 Us Highway 20 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elgin Branch
    3151 Us Highway 20, 60124
    Hours: see the bank's site
TBK Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Elgin, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Elgin Meijer Branch at 815 S Randall Rd dates to 2001 in FDIC branch records. It opens on Saturday.

  • Elgin Meijer Branch
    815 S Randall Rd, 60123
    (847) 931-2676Today 10 am to 6 pm
    All hours

    Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Elgin

2 credit unions have 6 offices here: Consumers Credit Union and Corporate America Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elgin page has every office in the state's directory.

Banking in Elgin: the local picture

Short answer: 14 banks run 25 branches in Elgin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 14 banks, 1 has its main office in Elgin, 5 elsewhere in Illinois and 8 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Associated Bank's office at 16 N Spring St, dating to 1883; the newest is Prairie Community Bank's at 1000 S Mclean Blvd, from 2020.

2 credit unions have 6 offices in Elgin, according to the NCUA. Who can join each one is on the credit unions page.

Of the 20 locations with published hours. 15 open on Saturday. 11 locations have no published hours in these sources.

Banks by ZIP code in Elgin

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 60123 has the most bank and credit union offices in Elgin (21), followed by 60120 (9) and 60124 (1). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
601232114Consumers Credit Union, Chase, Corporate America Family Credit Union
6012098Union National Bank and Trust Company of Elgin, Associated Bank, BMO
6012411TBK Bank

Banks and credit unions open on Saturday in Elgin

Short answer: 15 of the 20 Elgin locations with published hours open on Saturday, run by 9 institutions.

  • Chase: 3 of 3 branches (1600 Larkin Ave: Saturday 9 am to 2 pm, and 2 more)
  • PNC Bank: 2 of 3 branches (1695 Larkin Ave: Saturday 9 am to 1 pm, and 1 more)
  • Fifth Third Bank: 2 of 2 branches (1645 Larkin Ave: Saturday 9 am to 2 pm, and 1 more)
  • Huntington: 1 of 2 branches (1660 Larkin Ave: Saturday 9 am to 12 pm)
  • BMO: 2 of 2 branches (170 N Mclean Blvd: Saturday 9 am to 12 pm, and 1 more)
  • Associated Bank: 1 of 2 branches (2001 Larkin Ave: Saturday 9 am to 12 pm)
  • U.S. Bank: 1 of 1 branch (815 S Randall Rd: Saturday 10 am to 2 pm)
  • Consumers Credit Union: 2 of 4 offices (1700 Spartan Dr: Saturday 9 am to 2 pm, and 1 more)
  • Corporate America Family Credit Union: 1 of 2 offices (1950 Big Timber Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 31 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Elgin, and where the nearest one is if they do not.

Short answer: In Elgin: Chase (3), Bank of America (1), PNC Bank (3), U.S. Bank (1), Fifth Third Bank (2), Huntington (2), BMO (2). No branches in Elgin: Wells Fargo (nearest in Schaumburg, 12 mi), Truist, Regions Bank (nearest in Bloomington, 112 mi), TD Bank.

BankIn ElginNearest branch if none here
Chase3 brancheshere
Bank of America1 branchhere
PNC Bank3 brancheshere
U.S. Bank1 branchhere
Fifth Third Bank2 brancheshere
Huntington2 brancheshere
BMO2 brancheshere
Wells FargoNoneSchaumburg, 12 miles away
TruistNonenone in Illinois
Regions BankNoneBloomington, 112 miles away
TD BankNonenone in Illinois

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elgin to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elgin residents like anyone else.

Banks near Elgin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are South Elgin (4 miles) and West Dundee (4 miles). Saint Charles, 8 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Elgin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elgin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Elgin

Short answer: 2 institutions have their main office in Elgin: Corporate America Family Credit Union and Union National Bank and Trust Company of Elgin.

InstitutionTypeTotal assets, March 31, 2026Offices here
Corporate America Family Credit UnionCredit union$969.1 million2
Union National Bank and Trust Company of ElginBank$421.8 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elgin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elgin offices.

Short answer: Chase is the largest bank with offices in Elgin, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
PNC Bank$609.77 billionNo. 83Wilmington, DE
Fifth Third Bank$299.18 billionNo. 142Cincinnati, OH
Huntington$283.07 billionNo. 152Columbus, OH
BMO$254.97 billionNo. 162Chicago, IL
Associated Bank$51.76 billionNo. 492Green Bay, WI
TBK Bank$7.40 billionNo. 2131Dallas, TX
Old Second National Bank$6.86 billionNo. 2251Aurora, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elgin: FAQ

How many banks are in Elgin, IL?

Elgin has 14 banks with 25 branches and 2 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Elgin?

Chase, with 3. PNC Bank has 3 and St. Charles Bank & Trust Company has 3.

Is there a Chase in Elgin, IL?

Yes. FDIC data lists 3 Chase branches in Elgin as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a PNC Bank in Elgin, IL?

Yes. FDIC data lists 3 PNC Bank branches in Elgin as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a St. Charles Bank & Trust Company in Elgin, IL?

Yes. FDIC data lists 3 St. Charles Bank & Trust Company branches in Elgin as of September 5, 2026. Its branches are listed under St. Charles Bank & Trust Company above, with the address and directions for each.

Is there a Wells Fargo in Elgin, IL?

No. FDIC data lists no Wells Fargo branch in Elgin as of September 5, 2026. The nearest is in Schaumburg, about 12 miles away in a straight line.

Which banks in Elgin are open on Saturday?

Chase, PNC Bank, Fifth Third Bank and Huntington and 5 more publish Saturday hours for one or more Elgin locations. The Saturday section above lists each one with its hours. 11 of the 31 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Elgin?

Corporate America Family Credit Union and Union National Bank and Trust Company of Elgin have their main office in Elgin, according to the FDIC and the NCUA.

What is the oldest bank in Elgin?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Elgin?

Consumers Credit Union and Corporate America Family Credit Union have offices in Elgin. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Elgin in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elgin?

Nearby cities with more banks include South Elgin, West Dundee, Carpentersville. South Elgin is 4 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 6 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (14 of 25 branches: Associated Bank, BMO, Bank of America, Chase, Fifth Third Bank, Huntington and 2 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds