US Bank Directory

Banks in Dixon, IL

7 FDIC-insured banks operate 10 offices in Dixon, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Dixon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 11 locations in Dixon, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Dixon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Sauk Valley Bank, Sterling Federal Bank, F.S.B. and The First National Bank in Amboy have the most locations in Dixon, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Sauk Valley Bank 2 branches · main office Sterling, IL Bank · 2

Sauk Valley Bank has 2 branches in Dixon, 8 across Illinois and 11 nationwide. FDIC records list its main office in Sterling, IL and show it operating since 1999. With $790.8 million in total assets on June 30, 2026, it ranks No. 1,272 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dixon location is the Dixon Branch at 300 Walton Dr, dating to 2006; the newest, at 224 N Galena Ave, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

Sauk Valley Bank: profile, branches and contacts
Sterling Federal Bank, F.S.B. 2 branches · main office Sterling, IL Bank · 2

Sterling Federal Bank, F.S.B. has 2 branches in Dixon, 8 across Illinois and 9 nationwide. FDIC records list its main office in Sterling, IL and show it operating since 1885. With $481.6 million in total assets on June 30, 2026, it ranks No. 1,842 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dixon location is the 413 North Galena Avenue Branch at 413 N Galena Ave, dating to 1955; the newest, at 402 S Galena Ave, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • South Galena Branch
    402 S Galena Ave, 61021
    Hours: see the bank's site
  • 413 North Galena Avenue Branch
    413 N Galena Ave, 61021
    Hours: see the bank's site
Sterling Federal Bank, F.S.B.: profile, branches and contacts
The First National Bank in Amboy 2 branches · main office Amboy, IL Bank · 2

The First National Bank in Amboy has 2 branches in Dixon, 5 across Illinois and 5 nationwide. FDIC records list its main office in Amboy, IL and show it operating since 1934. With $324.5 million in total assets on June 30, 2026, it ranks No. 2,372 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dixon location is the Dixon Branch at 728 Crawford Ave, dating to 1993; the newest, at 1314 N Galena Ave, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Dixon North Branch
    1314 N Galena Ave, 61021
    Hours: see the bank's site
  • Dixon Branch
    728 Crawford Ave, 61021
    Hours: see the bank's site
The First National Bank in Amboy: profile, branches and contacts
Community State Bank of Rock Falls 1 branch · main office Rock Falls, IL Bank · 1

Community State Bank of Rock Falls has 1 branch in Dixon, 5 across Illinois and 5 nationwide. FDIC records list its main office in Rock Falls, IL and show it operating since 1975. With $318.4 million in total assets on June 30, 2026, it ranks No. 2,393 of 4,232 U.S. banks by total assets. The Dixon Branch at 1021 N Galena Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community State Bank of Rock Falls: profile, branches and contacts
Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Dixon, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The North Branch at 212 N Hennepin Ave dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Branch
    212 N Hennepin Ave, 61021
    Hours: see the bank's site
Midland States Bank: profile, branches and contacts
Ottawa Hiway Credit Union 1 office · main office Ottawa, IL Credit union · 1

Ottawa Hiway Credit Union has 1 office in Dixon, 3 across Illinois. It is based in Ottawa, IL and $15.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Ottawa Hiway Credit Union
    819 Depot Ave, 61021
    (815) 284-5313Today: hours not published
    All hours

    Mon not published; Tue 8 am to 3 pm; Wed not published; Thu 8 am to 3 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Ottawa Hiway Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Dixon, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Dixon Branch at 160 Keul Rd dates to 1887 in FDIC branch records. It opens on Saturday.

  • Dixon Branch
    160 Keul Rd, 61021
    (815) 288-3315Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Dixon, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0819 Dixon Wal-Mart Branch at 1640 S Galena Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0819 Dixon Wal-Mart Branch
    1640 S Galena Ave, 61021
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Dixon

1 credit union has 1 office here: Ottawa Hiway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Dixon page has every office in the state's directory.

Banking in Dixon: the local picture

Short answer: 7 banks run 10 branches in Dixon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Dixon, 5 elsewhere in Illinois and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 160 Keul Rd, dating to 1887; the newest is Sauk Valley Bank's at 224 N Galena Ave, from 2021.

The only credit union with an office here is Ottawa Hiway Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 9 locations have no published hours in these sources.

Banks open on Saturday in Dixon

Short answer: 1 of the 2 Dixon locations with published hours opens on Saturday, run by 1 institution.

  • U.S. Bank: 1 of 1 branch (160 Keul Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Dixon, and where the nearest one is if they do not.

Short answer: In Dixon: U.S. Bank (1). No branches in Dixon: Chase (nearest in Rockford, 38 mi), Wells Fargo (nearest in Geneseo, 44 mi), Bank of America (nearest in Aurora, 57 mi), PNC Bank (nearest in Rockford, 36 mi), Truist, Fifth Third Bank (nearest in Sterling, 10 mi), Huntington (nearest in Aurora, 57 mi), Regions Bank (nearest in Peoria, 76 mi), TD Bank, BMO (nearest in Rockford, 36 mi).

BankIn DixonNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneRockford, 38 miles away
Wells FargoNoneGeneseo, 44 miles away
Bank of AmericaNoneAurora, 57 miles away
PNC BankNoneRockford, 36 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSterling, 10 miles away
HuntingtonNoneAurora, 57 miles away
Regions BankNonePeoria, 76 miles away
TD BankNonenone in Illinois
BMONoneRockford, 36 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dixon to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dixon residents like anyone else.

Banks near Dixon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sterling (10 miles) and Rock Falls (12 miles). Sterling, 10 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Dixon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Dixon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Dixon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dixon offices.

Short answer: U.S. Bank is the largest bank with offices in Dixon, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Midland States Bank$6.69 billionNo. 2331Effingham, IL
Sauk Valley Bank$790.8 millionNo. 1,2722Sterling, IL
Sterling Federal Bank, F.S.B.$481.6 millionNo. 1,8422Sterling, IL
The First National Bank in Amboy$324.5 millionNo. 2,3722Amboy, IL
Community State Bank of Rock Falls$318.4 millionNo. 2,3931Rock Falls, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Dixon: FAQ

How many banks are in Dixon, IL?

Dixon has 7 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Dixon?

Sauk Valley Bank, with 2. Sterling Federal Bank, F.S.B. has 2 and The First National Bank in Amboy has 2.

Is there a Sauk Valley Bank in Dixon, IL?

Yes. FDIC data lists 2 Sauk Valley Bank branches in Dixon as of September 5, 2026. Its branches are listed under Sauk Valley Bank above, with the address and directions for each.

Is there a Sterling Federal Bank, F.S.B. in Dixon, IL?

Yes. FDIC data lists 2 Sterling Federal Bank, F.S.B. branches in Dixon as of September 5, 2026. Its branches are listed under Sterling Federal Bank, F.S.B. above, with the address and directions for each.

Is there a The First National Bank in Amboy in Dixon, IL?

Yes. FDIC data lists 2 The First National Bank in Amboy branches in Dixon as of September 5, 2026. Its branches are listed under The First National Bank in Amboy above, with the address and directions for each.

Is there a Chase in Dixon, IL?

No. FDIC data lists no Chase branch in Dixon as of September 5, 2026. The nearest is in Rockford, about 38 miles away in a straight line.

Which banks in Dixon are open on Saturday?

U.S. Bank publishes Saturday hours for one or more Dixon locations. The Saturday section above lists each one with its hours. 9 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Dixon?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Dixon?

Ottawa Hiway Credit Union has an office in Dixon. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Dixon in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Dixon?

Nearby cities with more banks include Sterling, Rock Falls, Amboy. Sterling is 10 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 10 branches: U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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