Banks in Rock Falls, IL

Bank branch map: Rock Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Rock Falls, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Rock Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Rock Falls, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community State Bank of Rock Falls 1 branch · main office Rock Falls, IL Bank · 1

Community State Bank of Rock Falls has 1 branch in Rock Falls, 5 across Illinois and 5 nationwide. FDIC records list its main office in Rock Falls, IL and show it operating since 1975. With $318.4 million in total assets on June 30, 2026, it ranks No. 2,393 of 4,232 U.S. banks by total assets. Its main office at 1801 1st Ave dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  1801 1st Ave, 61071

  Hours: see the bank's site
  DirectionsWebsite

Community State Bank of Rock Falls: profile, branches and contacts

First Federal Savings Bank 1 branch · main office Ottawa, IL Bank · 1

First Federal Savings Bank has 1 branch in Rock Falls, 11 across Illinois and 11 nationwide. FDIC records list its main office in Ottawa, IL and show it operating since 1889. With $421.9 million in total assets on June 30, 2026, it ranks No. 2,001 of 4,232 U.S. banks by total assets. The Rock Falls Branch at 701 1st Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rock Falls Branch

  701 1st Ave, 61071

  Hours: see the bank's site
  DirectionsWebsite

First Federal Savings Bank: profile, branches and contacts

Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Rock Falls, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Rock Falls Center Facility at 941 1st Ave dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rock Falls Center Facility

  941 1st Ave, 61071

  Hours: see the bank's site
  DirectionsWebsite

Midland States Bank: profile, branches and contacts

Sauk Valley Bank 1 branch · main office Sterling, IL Bank · 1

Sauk Valley Bank has 1 branch in Rock Falls, 8 across Illinois and 11 nationwide. FDIC records list its main office in Sterling, IL and show it operating since 1999. With $790.8 million in total assets on June 30, 2026, it ranks No. 1,272 of 4,232 U.S. banks by total assets. The Rock Falls Branch at 904 1st Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rock Falls Branch

  904 1st Ave, 61071

  Hours: see the bank's site
  DirectionsWebsite

Sauk Valley Bank: profile, branches and contacts

Sterling Federal Bank, F.S.B. 1 branch · main office Sterling, IL Bank · 1

Sterling Federal Bank, F.S.B. has 1 branch in Rock Falls, 8 across Illinois and 9 nationwide. FDIC records list its main office in Sterling, IL and show it operating since 1885. With $481.6 million in total assets on June 30, 2026, it ranks No. 1,842 of 4,232 U.S. banks by total assets. The 821 First Ave Branch at 821 1st Ave dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 821 First Ave Branch

  821 1st Ave, 61071

  Hours: see the bank's site
  DirectionsWebsite

Sterling Federal Bank, F.S.B.: profile, branches and contacts

Banking in Rock Falls: the local picture

Short answer: 5 banks run 5 branches in Rock Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Rock Falls, 4 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Sterling Federal Bank, F.S.B.'s office at 821 1st Ave, dating to 1885; the newest is Sauk Valley Bank's at 904 1st Ave, from 2007.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Rock Falls, and where the nearest one is if they do not.

Short answer: No branches in Rock Falls: Chase (nearest in Moline, 47 mi), Wells Fargo (nearest in Geneseo, 33 mi), Bank of America (nearest in Aurora, 68 mi), PNC Bank (nearest in Rockford, 46 mi), U.S. Bank (nearest in Sterling, 1 mi), Truist, Fifth Third Bank (nearest in Sterling, 3 mi), Huntington (nearest in Aurora, 68 mi), Regions Bank (nearest in Peoria, 71 mi), TD Bank, BMO (nearest in Rockford, 46 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rock Falls to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rock Falls residents like anyone else.

Banks near Rock Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sterling (2 miles) and Dixon (12 miles). Sterling, 2 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Rock Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rock Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rock Falls

Short answer: 1 institution has its main office in Rock Falls: Community State Bank of Rock Falls.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rock Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rock Falls offices.

Short answer: Midland States Bank is the largest bank with offices in Rock Falls, with $6.69 billion in total assets on June 30, 2026, No. 233 among U.S. banks by total assets. Sauk Valley Bank is second with $790.8 million. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rock Falls: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.