US Bank Directory
Banks in Prophetstown, IL
2 FDIC-insured banks operate 2 offices in Prophetstown, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Prophetstown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Prophetstown, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Prophetstown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Central Bank Illinois and Farmers National Bank have the most locations in Prophetstown, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Gateway Credit Union Credit union · 1
1st Gateway Credit Union has 1 office in Prophetstown, 4 across Illinois. It is based in Camanche, IA and $171.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Prophetstown334 Washington St, 61277
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Central Bank Illinois Bank · 1
Central Bank Illinois has 1 branch in Prophetstown, 12 across Illinois and 12 nationwide. FDIC records list its main office in Geneseo, IL and show it operating since 1907. With $1.46 billion in total assets on June 30, 2026, it ranks No. 760 of 4,232 U.S. banks by total assets. The Prophetstown Loan Office at 308 Washington St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Prophetstown Loan Office308 Washington St, 61277
Farmers National Bank Bank · 1
Farmers National Bank has 1 branch in Prophetstown, 4 across Illinois and 4 nationwide. FDIC records list its main office in Prophetstown, IL and show it operating since 1902. With $895.7 million in total assets on June 30, 2026, it ranks No. 1,153 of 4,232 U.S. banks by total assets. Its main office at 114 W 3rd St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office114 W 3rd St, 61277
Join a credit union in Prophetstown
1 credit union has 1 office here: 1st Gateway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Prophetstown page has every office in the state's directory.
Banking in Prophetstown: the local picture
Short answer: 2 banks run 2 branches in Prophetstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Prophetstown, 1 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Farmers National Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers National Bank's office at 114 W 3rd St, dating to 1902; the newest is Central Bank Illinois's at 308 Washington St, from 2016.
The only credit union with an office here is 1st Gateway Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Prophetstown
Short answer: 1 of the 1 Prophetstown location with published hours opens on Saturday, run by 1 institution.
- 1st Gateway Credit Union: 1 of 1 office (334 Washington St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Prophetstown, and where the nearest one is if they do not.
Short answer: No branches in Prophetstown: Chase (nearest in Moline, 32 mi), Wells Fargo (nearest in Geneseo, 19 mi), Bank of America (nearest in Aurora, 81 mi), PNC Bank (nearest in Rockford, 60 mi), U.S. Bank (nearest in Sterling, 15 mi), Truist, Fifth Third Bank (nearest in Sterling, 17 mi), Huntington (nearest in Aurora, 81 mi), Regions Bank (nearest in Peoria, 66 mi), TD Bank, BMO (nearest in Rockford, 60 mi).
| Bank | In Prophetstown | Nearest branch if none here |
|---|---|---|
| Chase | None | Moline, 32 miles away |
| Wells Fargo | None | Geneseo, 19 miles away |
| Bank of America | None | Aurora, 81 miles away |
| PNC Bank | None | Rockford, 60 miles away |
| U.S. Bank | None | Sterling, 15 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Sterling, 17 miles away |
| Huntington | None | Aurora, 81 miles away |
| Regions Bank | None | Peoria, 66 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Rockford, 60 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Prophetstown to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Prophetstown residents like anyone else.
Banks near Prophetstown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Erie (7 miles) and Morrison (10 miles). Sterling, 16 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Erie, IL | 7 mi | 2 | 2 |
| Banks in Morrison, IL | 10 mi | 4 | 4 |
| Banks in Rock Falls, IL | 15 mi | 5 | 5 |
| Banks in Sterling, IL | 16 mi | 8 | 13 |
| Banks in Fulton, IL | 17 mi | 2 | 2 |
| Banks in Annawan, IL | 19 mi | 2 | 2 |
| Banks in Geneseo, IL | 19 mi | 5 | 6 |
| Banks in Walnut, IL | 19 mi | 2 | 2 |
Bank branch openings and closings in Prophetstown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Prophetstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Prophetstown
Short answer: 1 institution has its main office in Prophetstown: Farmers National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers National Bank | Bank | $895.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Prophetstown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Prophetstown offices.
Short answer: Central Bank Illinois is the largest bank with offices in Prophetstown, with $1.46 billion in total assets on June 30, 2026, No. 760 among U.S. banks by total assets. Farmers National Bank is second with $895.7 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central Bank Illinois | $1.46 billion | No. 760 | 1 | Geneseo, IL |
| Farmers National Bank | $895.7 million | No. 1,153 | 1 | Prophetstown, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Prophetstown: FAQ
How many banks are in Prophetstown, IL?
Prophetstown has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Prophetstown?
Central Bank Illinois, with 1. Farmers National Bank has 1.
Is there a Central Bank Illinois in Prophetstown, IL?
Yes. FDIC data lists 1 Central Bank Illinois branch in Prophetstown as of September 5, 2026. The address and directions are under Central Bank Illinois above.
Is there a Farmers National Bank in Prophetstown, IL?
Yes. FDIC data lists 1 Farmers National Bank branch in Prophetstown as of September 5, 2026, the main office at 114 W 3rd St. The address and directions are under Farmers National Bank above.
Is there a Chase in Prophetstown, IL?
No. FDIC data lists no Chase branch in Prophetstown as of September 5, 2026. The nearest is in Moline, about 32 miles away in a straight line.
Which banks in Prophetstown are open on Saturday?
1st Gateway Credit Union publishes Saturday hours for one or more Prophetstown locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Prophetstown?
Farmers National Bank has its main office in Prophetstown, according to the FDIC.
What is the oldest bank in Prophetstown?
Farmers National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Prophetstown?
1st Gateway Credit Union has an office in Prophetstown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Prophetstown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Prophetstown?
Nearby cities with more banks include Erie, Morrison, Rock Falls. Erie is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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