US Bank Directory

Banks in Fulton, IL

2 FDIC-insured banks operate 2 offices in Fulton, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Fulton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Fulton, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Fulton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank Illinois and Community State Bank of Rock Falls have the most locations in Fulton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

1st Gateway Credit Union 1 office · main office Camanche, IA Credit union · 1

1st Gateway Credit Union has 1 office in Fulton, 4 across Illinois. It is based in Camanche, IA and $171.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Fulton
    415 10Th Ave, 61252
    (815) 589-9053Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

1st Gateway Credit Union: profile, branches and contacts
Central Bank Illinois 1 branch · main office Geneseo, IL Bank · 1

Central Bank Illinois has 1 branch in Fulton, 12 across Illinois and 12 nationwide. FDIC records list its main office in Geneseo, IL and show it operating since 1907. With $1.46 billion in total assets on June 30, 2026, it ranks No. 760 of 4,232 U.S. banks by total assets. The Central Bank Fulton Branch at 1404 14th Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Central Bank Fulton Branch
    1404 14th Ave, 61252
    Hours: see the bank's site
Central Bank Illinois: profile, branches and contacts
Community State Bank of Rock Falls 1 branch · main office Rock Falls, IL Bank · 1

Community State Bank of Rock Falls has 1 branch in Fulton, 5 across Illinois and 5 nationwide. FDIC records list its main office in Rock Falls, IL and show it operating since 1975. With $318.4 million in total assets on June 30, 2026, it ranks No. 2,393 of 4,232 U.S. banks by total assets. The Fulton Branch at 1310 17th St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community State Bank of Rock Falls: profile, branches and contacts

Join a credit union in Fulton

1 credit union has 1 office here: 1st Gateway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fulton page has every office in the state's directory.

Banking in Fulton: the local picture

Short answer: 2 banks run 2 branches in Fulton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Fulton, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Central Bank Illinois, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is Central Bank Illinois's office at 1404 14th Ave, dating to 1902; the newest is Community State Bank of Rock Falls's at 1310 17th St, from 2000.

The only credit union with an office here is 1st Gateway Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Fulton

Short answer: 1 of the 1 Fulton location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Fulton, and where the nearest one is if they do not.

Short answer: No branches in Fulton: Chase (nearest in Moline, 31 mi), Wells Fargo (nearest in Geneseo, 28 mi), Bank of America (nearest in Aurora, 92 mi), PNC Bank (nearest in Rockford, 61 mi), U.S. Bank (nearest in Sterling, 24 mi), Truist, Fifth Third Bank (nearest in Sterling, 25 mi), Huntington (nearest in Huntley, 90 mi), Regions Bank (nearest in Peoria, 82 mi), TD Bank, BMO (nearest in Rockford, 61 mi).

BankIn FultonNearest branch if none here
ChaseNoneMoline, 31 miles away
Wells FargoNoneGeneseo, 28 miles away
Bank of AmericaNoneAurora, 92 miles away
PNC BankNoneRockford, 61 miles away
U.S. BankNoneSterling, 24 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSterling, 25 miles away
HuntingtonNoneHuntley, 90 miles away
Regions BankNonePeoria, 82 miles away
TD BankNonenone in Illinois
BMONoneRockford, 61 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fulton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fulton residents like anyone else.

Banks near Fulton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Morrison (10 miles) and Erie (15 miles). Sterling, 25 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Fulton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fulton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Fulton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fulton offices.

Short answer: Central Bank Illinois is the largest bank with offices in Fulton, with $1.46 billion in total assets on June 30, 2026, No. 760 among U.S. banks by total assets. Community State Bank of Rock Falls is second with $318.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Central Bank Illinois$1.46 billionNo. 7601Geneseo, IL
Community State Bank of Rock Falls$318.4 millionNo. 2,3931Rock Falls, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fulton: FAQ

How many banks are in Fulton, IL?

Fulton has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Fulton?

Central Bank Illinois, with 1. Community State Bank of Rock Falls has 1.

Is there a Central Bank Illinois in Fulton, IL?

Yes. FDIC data lists 1 Central Bank Illinois branch in Fulton as of September 5, 2026. The address and directions are under Central Bank Illinois above.

Is there a Community State Bank of Rock Falls in Fulton, IL?

Yes. FDIC data lists 1 Community State Bank of Rock Falls branch in Fulton as of September 5, 2026. The address and directions are under Community State Bank of Rock Falls above.

Is there a Chase in Fulton, IL?

No. FDIC data lists no Chase branch in Fulton as of September 5, 2026. The nearest is in Moline, about 31 miles away in a straight line.

Which banks in Fulton are open on Saturday?

1st Gateway Credit Union publishes Saturday hours for one or more Fulton locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Fulton?

Central Bank Illinois has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Which credit unions can I join in Fulton?

1st Gateway Credit Union has an office in Fulton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Fulton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fulton?

Nearby cities with more banks include Morrison, Erie, Savanna. Morrison is 10 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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