US Bank Directory
Banks in Mount Carroll, IL
4 FDIC-insured banks operate 4 offices in Mount Carroll, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Mount Carroll
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Mount Carroll, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Mount Carroll
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Mount Carroll, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers National Bank Bank · 1
Farmers National Bank has 1 branch in Mount Carroll, 4 across Illinois and 4 nationwide. FDIC records list its main office in Prophetstown, IL and show it operating since 1902. With $895.7 million in total assets on June 30, 2026, it ranks No. 1,153 of 4,232 U.S. banks by total assets. The Mount Carroll Branch at 642 South East Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Carroll Branch642 South East Street, 61053
Fidelity Bank Bank · 1
Fidelity Bank has 1 branch in Mount Carroll, 3 across Illinois and 6 nationwide. FDIC records list its main office in Savanna, IL and show it operating since 1920. With $198.6 million in total assets on June 30, 2026, it ranks No. 3,002 of 4,232 U.S. banks by total assets. The Mt Carroll Branch at 703 South East Street dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mt Carroll Branch703 South East Street, 61053
TBK Bank Bank · 1
TBK Bank has 1 branch in Mount Carroll, 15 across Illinois and 64 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1981. With $7.40 billion in total assets on June 30, 2026, it ranks No. 213 of 4,232 U.S. banks by total assets. The Mount Carroll Branch at 309 N Clay St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Carroll Branch309 N Clay St, 61053
The State Bank of Pearl City Bank · 1
The State Bank of Pearl City has 1 branch in Mount Carroll, 2 across Illinois and 2 nationwide. FDIC records list its main office in Pearl City, IL and show it operating since 1945. With $73.4 million in total assets on June 30, 2026, it ranks No. 3,905 of 4,232 U.S. banks by total assets. The Mount Carroll Branch at 408 S Clay St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Carroll Branch408 S Clay St, 61053
Banking in Mount Carroll: the local picture
Short answer: 4 banks run 4 branches in Mount Carroll according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Mount Carroll, 3 elsewhere in Illinois and 1 out of state, according to the FDIC.
The bank with the longest record here is Farmers National Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is TBK Bank's office at 309 N Clay St, dating to 1934; the newest is Farmers National Bank's at 642 South East Street, from 2024.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Mount Carroll, and where the nearest one is if they do not.
Short answer: No branches in Mount Carroll: Chase (nearest in Rockford, 48 mi), Wells Fargo (nearest in Geneseo, 45 mi), Bank of America (nearest in Carpentersville, 84 mi), PNC Bank (nearest in Rockford, 47 mi), U.S. Bank (nearest in Freeport, 22 mi), Truist, Fifth Third Bank (nearest in Freeport, 22 mi), Huntington (nearest in Huntley, 79 mi), Regions Bank (nearest in Peoria, 95 mi), TD Bank, BMO (nearest in Rockford, 47 mi).
| Bank | In Mount Carroll | Nearest branch if none here |
|---|---|---|
| Chase | None | Rockford, 48 miles away |
| Wells Fargo | None | Geneseo, 45 miles away |
| Bank of America | None | Carpentersville, 84 miles away |
| PNC Bank | None | Rockford, 47 miles away |
| U.S. Bank | None | Freeport, 22 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Freeport, 22 miles away |
| Huntington | None | Huntley, 79 miles away |
| Regions Bank | None | Peoria, 95 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Rockford, 47 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Carroll to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Carroll residents like anyone else.
Banks near Mount Carroll
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Savanna (9 miles) and Stockton (18 miles). Sterling, 25 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Savanna, IL | 9 mi | 3 | 3 |
| Banks in Stockton, IL | 18 mi | 2 | 2 |
| Banks in Fulton, IL | 18 mi | 2 | 2 |
| Banks in Morrison, IL | 20 mi | 4 | 4 |
| Banks in Elizabeth, IL | 20 mi | 2 | 2 |
| Banks in Lena, IL | 21 mi | 3 | 3 |
| Banks in Freeport, IL | 22 mi | 7 | 10 |
| Banks in Sterling, IL | 25 mi | 8 | 13 |
Bank branch openings and closings in Mount Carroll
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mount Carroll between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mount Carroll by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Carroll offices.
Short answer: TBK Bank is the largest bank with offices in Mount Carroll, with $7.40 billion in total assets on June 30, 2026, No. 213 among U.S. banks by total assets. Farmers National Bank is second with $895.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TBK Bank | $7.40 billion | No. 213 | 1 | Dallas, TX |
| Farmers National Bank | $895.7 million | No. 1,153 | 1 | Prophetstown, IL |
| Fidelity Bank | $198.6 million | No. 3,002 | 1 | Savanna, IL |
| The State Bank of Pearl City | $73.4 million | No. 3,905 | 1 | Pearl City, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mount Carroll: FAQ
How many banks are in Mount Carroll, IL?
Mount Carroll has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Mount Carroll?
TBK Bank, with 1. Farmers National Bank has 1 and Fidelity Bank has 1.
Is there a TBK Bank in Mount Carroll, IL?
Yes. FDIC data lists 1 TBK Bank branch in Mount Carroll as of September 5, 2026. The address and directions are under TBK Bank above.
Is there a Farmers National Bank in Mount Carroll, IL?
Yes. FDIC data lists 1 Farmers National Bank branch in Mount Carroll as of September 5, 2026. The address and directions are under Farmers National Bank above.
Is there a Fidelity Bank in Mount Carroll, IL?
Yes. FDIC data lists 1 Fidelity Bank branch in Mount Carroll as of September 5, 2026. The address and directions are under Fidelity Bank above.
Is there a Chase in Mount Carroll, IL?
No. FDIC data lists no Chase branch in Mount Carroll as of September 5, 2026. The nearest is in Rockford, about 48 miles away in a straight line.
What is the oldest bank in Mount Carroll?
Farmers National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Mount Carroll in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mount Carroll?
Nearby cities with more banks include Savanna, Stockton, Fulton. Savanna is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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