US Bank Directory
Banks in Freeport, IL
7 FDIC-insured banks operate 10 offices in Freeport, Illinois, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Freeport
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Freeport, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Freeport
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank, Foresight Bank and Union Savings Bank have the most locations in Freeport, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Foresight Bank Bank · 2
Foresight Bank has 2 branches in Freeport, 14 across Illinois and 14 nationwide. FDIC records list its main office in Winnebago, IL and show it operating since 1907. With $1.71 billion in total assets on June 30, 2026, it ranks No. 665 of 4,232 U.S. banks by total assets. The Messenger Service at 1713 S Dirck Dr dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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State Bank Branch1713 S Dirck Dr, 61032
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Messenger Service1713 S Dirck Dr, 61032
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Freeport, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Freeport location is the South West Plaza Branch at 1701 S West Ave, dating to 1977; the newest, at 50 W Douglas St, to 1998. 1 of its 2 Freeport locations with published hours open on Saturday.
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South West Plaza Branch1701 S West Ave, 61032
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Freeport Branch50 W Douglas St, 61032
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Union Savings Bank Bank · 2
Union Savings Bank has 2 branches in Freeport, 4 across Illinois and 4 nationwide. FDIC records list its main office in Freeport, IL and show it operating since 1883. With $182.0 million in total assets on June 30, 2026, it ranks No. 3,119 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Freeport location is its main office at 223 W Stephenson St, dating to 1883; the newest, at 715 W South St, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office223 W Stephenson St, 61032
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715 W South St Branch715 W South St, 61032
Blackhawk Area Credit Union Credit union · 1
Blackhawk Area Credit Union has 1 office in Freeport, 3 across Illinois. It is based in Savanna, IL and $39.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Freeport Branch1555 S Float Ave, 61032
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Citizens State Bank Bank · 1
Citizens State Bank has 1 branch in Freeport, 5 across Illinois and 5 nationwide. FDIC records list its main office in Lena, IL and show it operating since 1880. With $453.3 million in total assets on June 30, 2026, it ranks No. 1,911 of 4,232 U.S. banks by total assets. The Freeport Branch at 1525 S Forest Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Freeport Branch1525 S Forest Rd, 61032
Cornerstone Credit Union Credit union · 1
Cornerstone Credit Union has 1 office in Freeport, 3 across Illinois. It is based in Freeport, IL and $178.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office550 W Meadows Dr, 61032
All hours
Mon to Tue 9 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Freeport, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Freeport West Avenue Qs Branch at 1534 S West Ave dates to 2007 in FDIC branch records. It opens on Saturday.
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Freeport West Avenue Qs Branch1534 S West Ave, 61032
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Community Cu of Beloit Credit Union Credit union · 1
First Community Cu of Beloit Credit Union has 1 office in Freeport, 5 across Illinois. It is based in Beloit, WI and $421.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Freeport Branch1550 W Galena Ave, 61032
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Greenstate Credit Union Credit union · 1
Greenstate Credit Union has 1 office in Freeport, 7 across Illinois. It is based in North Liberty, IA and $11.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Freeport - Park Crest510 S Park Crest Dr, 61032
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Solutions Bank Bank · 1
Solutions Bank has 1 branch in Freeport, 5 across Illinois and 5 nationwide. FDIC records list its main office in Forreston, IL and show it operating since 1887. With $491.6 million in total assets on June 30, 2026, it ranks No. 1,818 of 4,232 U.S. banks by total assets. The Freeport Branch at 996 W Fairview Rd dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Freeport Branch996 W Fairview Rd, 61032
Woodforest Bank · 1
Woodforest has 1 branch in Freeport, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0158 Freeport Illinois Walmart Branch at 2545 Il Route 26 S dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0158 Freeport Illinois Walmart Branch2545 Il Route 26 S, 61032
Join a credit union in Freeport
4 credit unions have 4 offices here: Greenstate Credit Union, First Community Cu of Beloit Credit Union, Cornerstone Credit Union and Blackhawk Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Freeport page has every office in the state's directory.
Banking in Freeport: the local picture
Short answer: 7 banks run 10 branches in Freeport according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Freeport, 3 elsewhere in Illinois and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Union Savings Bank's office at 223 W Stephenson St, dating to 1883; the newest is Foresight Bank's at 1713 S Dirck Dr, from 2025.
4 credit unions have 4 offices in Freeport, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Freeport
Short answer: 5 of the 7 Freeport locations with published hours open on Saturday, run by 5 institutions.
- U.S. Bank: 1 of 2 branches (1701 S West Ave: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (1534 S West Ave: Saturday 9 am to 2 pm)
- Greenstate Credit Union: 1 of 1 office (510 S Park Crest Dr: Saturday 8 am to 12 pm)
- Cornerstone Credit Union: 1 of 1 office (550 W Meadows Dr: Saturday 9 am to 12 pm)
- Blackhawk Area Credit Union: 1 of 1 office (1555 S Float Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Freeport, and where the nearest one is if they do not.
Short answer: In Freeport: U.S. Bank (2), Fifth Third Bank (1). No branches in Freeport: Chase (nearest in Rockford, 28 mi), Wells Fargo (nearest in Geneseo, 64 mi), Bank of America (nearest in Crystal Lake, 67 mi), PNC Bank (nearest in Rockford, 27 mi), Truist, Huntington (nearest in Huntley, 62 mi), Regions Bank (nearest in Peoria, 107 mi), TD Bank, BMO (nearest in Rockford, 28 mi).
| Bank | In Freeport | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Rockford, 28 miles away |
| Wells Fargo | None | Geneseo, 64 miles away |
| Bank of America | None | Crystal Lake, 67 miles away |
| PNC Bank | None | Rockford, 27 miles away |
| Truist | None | none in Illinois |
| Huntington | None | Huntley, 62 miles away |
| Regions Bank | None | Peoria, 107 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Rockford, 28 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Freeport to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Freeport residents like anyone else.
Banks near Freeport
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lena (11 miles) and Davis (16 miles). Mount Carroll, 22 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lena, IL | 11 mi | 3 | 3 |
| Banks in Davis, IL | 16 mi | 2 | 2 |
| Banks in Mount Morris, IL | 19 mi | 2 | 2 |
| Banks in Stockton, IL | 19 mi | 2 | 2 |
| Banks in Winnebago, IL | 20 mi | 3 | 3 |
| Banks in Mount Carroll, IL | 22 mi | 4 | 4 |
| Banks in Byron, IL | 22 mi | 4 | 5 |
| Banks in Warren, IL | 23 mi | 2 | 2 |
Bank branch openings and closings in Freeport
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Freeport between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Freeport
Short answer: 2 institutions have their main office in Freeport: Union Savings Bank and Cornerstone Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Union Savings Bank | Bank | $182.0 million | 2 |
| Cornerstone Credit Union | Credit union | $178.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Freeport by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Freeport offices.
Short answer: U.S. Bank is the largest bank with offices in Freeport, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Foresight Bank | $1.71 billion | No. 665 | 2 | Winnebago, IL |
| Solutions Bank | $491.6 million | No. 1,818 | 1 | Forreston, IL |
| Citizens State Bank | $453.3 million | No. 1,911 | 1 | Lena, IL |
| Union Savings Bank | $182.0 million | No. 3,119 | 2 | Freeport, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Freeport: FAQ
How many banks are in Freeport, IL?
Freeport has 7 banks with 10 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Freeport?
U.S. Bank, with 2. Foresight Bank has 2 and Union Savings Bank has 2.
Is there a U.S. Bank in Freeport, IL?
Yes. FDIC data lists 2 U.S. Bank branches in Freeport as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Foresight Bank in Freeport, IL?
Yes. FDIC data lists 2 Foresight Bank branches in Freeport as of September 5, 2026. Its branches are listed under Foresight Bank above, with the address and directions for each.
Is there a Union Savings Bank in Freeport, IL?
Yes. FDIC data lists 2 Union Savings Bank branches in Freeport as of September 5, 2026, the main office at 223 W Stephenson St. Its branches are listed under Union Savings Bank above, with the address and directions for each.
Is there a Chase in Freeport, IL?
No. FDIC data lists no Chase branch in Freeport as of September 5, 2026. The nearest is in Rockford, about 28 miles away in a straight line.
Which banks in Freeport are open on Saturday?
U.S. Bank, Fifth Third Bank, Greenstate Credit Union and Cornerstone Credit Union and 1 more publish Saturday hours for one or more Freeport locations. The Saturday section above lists each one with its hours. 7 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Freeport?
Union Savings Bank and Cornerstone Credit Union have their main office in Freeport, according to the FDIC and the NCUA.
What is the oldest bank in Freeport?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Freeport?
Greenstate Credit Union, First Community Cu of Beloit Credit Union, Cornerstone Credit Union and Blackhawk Area Credit Union have offices in Freeport. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Freeport in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Freeport?
Nearby cities with more banks include Lena, Davis, Mount Morris. Lena is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: Fifth Third Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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