US Bank Directory

Banks in Elizabeth, IL

2 FDIC-insured banks operate 2 offices in Elizabeth, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Elizabeth

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Elizabeth, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elizabeth

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Apple River State Bank and Citizens State Bank have the most locations in Elizabeth, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Apple River State Bank 1 branch · main office Apple River, IL Bank · 1

Apple River State Bank has 1 branch in Elizabeth, 6 across Illinois and 8 nationwide. FDIC records list its main office in Apple River, IL and show it operating since 1948. With $675.2 million in total assets on June 30, 2026, it ranks No. 1,415 of 4,232 U.S. banks by total assets. The Elizabeth Branch at 112 N Main St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Apple River State Bank: profile, branches and contacts
Citizens State Bank 1 branch · main office Lena, IL Bank · 1

Citizens State Bank has 1 branch in Elizabeth, 5 across Illinois and 5 nationwide. FDIC records list its main office in Lena, IL and show it operating since 1880. With $453.3 million in total assets on June 30, 2026, it ranks No. 1,911 of 4,232 U.S. banks by total assets. The The Elizabeth State Bank Branch at 151 N Main St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The Elizabeth State Bank Branch
    151 N Main St, 61028
    Hours: see the bank's site
Citizens State Bank: profile, branches and contacts

Banking in Elizabeth: the local picture

Short answer: 2 banks run 2 branches in Elizabeth according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Elizabeth, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Citizens State Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens State Bank's office at 151 N Main St, dating to 1909; the newest is Apple River State Bank's at 112 N Main St, from 1995.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elizabeth, and where the nearest one is if they do not.

Short answer: No branches in Elizabeth: Chase (nearest in Moline, 58 mi), Wells Fargo (nearest in Rock Island, 60 mi), Bank of America (nearest in Crystal Lake, 97 mi), PNC Bank (nearest in Rockford, 58 mi), U.S. Bank (nearest in Freeport, 30 mi), Truist, Fifth Third Bank (nearest in Freeport, 30 mi), Huntington (nearest in Huntley, 93 mi), Regions Bank (nearest in Peoria, 113 mi), TD Bank, BMO (nearest in Rockford, 58 mi).

BankIn ElizabethNearest branch if none here
ChaseNoneMoline, 58 miles away
Wells FargoNoneRock Island, 60 miles away
Bank of AmericaNoneCrystal Lake, 97 miles away
PNC BankNoneRockford, 58 miles away
U.S. BankNoneFreeport, 30 miles away
TruistNonenone in Illinois
Fifth Third BankNoneFreeport, 30 miles away
HuntingtonNoneHuntley, 93 miles away
Regions BankNonePeoria, 113 miles away
TD BankNonenone in Illinois
BMONoneRockford, 58 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elizabeth to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elizabeth residents like anyone else.

Banks near Elizabeth

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stockton (11 miles) and Galena (13 miles). Freeport, 30 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Elizabeth

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elizabeth between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elizabeth by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elizabeth offices.

Short answer: Apple River State Bank is the largest bank with offices in Elizabeth, with $675.2 million in total assets on June 30, 2026, No. 1,415 among U.S. banks by total assets. Citizens State Bank is second with $453.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Apple River State Bank$675.2 millionNo. 1,4151Apple River, IL
Citizens State Bank$453.3 millionNo. 1,9111Lena, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elizabeth: FAQ

How many banks are in Elizabeth, IL?

Elizabeth has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Elizabeth?

Apple River State Bank, with 1. Citizens State Bank has 1.

Is there a Apple River State Bank in Elizabeth, IL?

Yes. FDIC data lists 1 Apple River State Bank branch in Elizabeth as of September 5, 2026. The address and directions are under Apple River State Bank above.

Is there a Citizens State Bank in Elizabeth, IL?

Yes. FDIC data lists 1 Citizens State Bank branch in Elizabeth as of September 5, 2026. The address and directions are under Citizens State Bank above.

Is there a Chase in Elizabeth, IL?

No. FDIC data lists no Chase branch in Elizabeth as of September 5, 2026. The nearest is in Moline, about 58 miles away in a straight line.

What is the oldest bank in Elizabeth?

Citizens State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.

Did any bank branches open or close in Elizabeth in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elizabeth?

Nearby cities with more banks include Stockton, Galena, Savanna. Stockton is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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