US Bank Directory
Banks in New Hartford, NY
5 FDIC-insured banks operate 8 offices in New Hartford, New York, and 4 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: New Hartford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 15 locations in New Hartford, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in New Hartford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank, KeyBank and Beacon Bank and Trust have the most locations in New Hartford, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Beacon Bank and Trust Bank · 2
Beacon Bank and Trust has 2 branches in New Hartford, 31 across New York and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running New Hartford location is the New Hartford Branch at 50 Genesee St, dating to 1946; the newest, at 8491 Seneca Tpke, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
-
New Hartford Branch50 Genesee St, 13413
-
New Hartford Branch8491 Seneca Tpke, 13413
First Source Credit Union Credit union · 2
First Source Credit Union has 2 officees in New Hartford, 6 across New York. It is based in New Hartford, NY and $1.12 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 New Hartford locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office4451 Commercial Dr, 13413
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
First Source Federal Credit Union8 Kellogg Rd, 13413
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
G.p.o. Credit Union Credit union · 2
G.p.o. Credit Union has 2 officees in New Hartford, 9 across New York. It is based in New Hartford, NY and $621.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 New Hartford locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office4311 Middle Settlement Rd, 13413
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Gpo Federal Credit Union4311 Middle Settlement Rd, 13413
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 2
KeyBank has 2 branches in New Hartford, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running New Hartford location is the Shopping Center Drive Branch at 1 New Hartford Shopping Ctr, dating to 1957; the newest, at 41 Kellogg Rd, to 2002. All 2 of its New Hartford locations with published hours open on Saturday.
-
Shopping Center Drive Branch1 New Hartford Shopping Ctr, 13413
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
-
New Hartford Branch41 Kellogg Rd, 13413
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in New Hartford, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running New Hartford location is the New Hartford Branch at 6 New Hartford Shopping Ctr, dating to 1995; the newest, at 4767 Commercial Dr, to 2008. All 2 of its New Hartford locations with published hours open on Saturday.
-
Consumer Square Branch4767 Commercial Dr, 13413
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
-
New Hartford Branch6 New Hartford Shopping Ctr, 13413
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Utica Gas & Electric Emp Credit Union Credit union · 2
Utica Gas & Electric Emp Credit Union has 2 officees in New Hartford, 2 across New York. It is based in New Hartford, NY and $133.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office215 Old Campion Rd, 13413
All hours
Mon to Fri 6:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Ramada141 New Hartford St, 13413
Arrow Bank Bank · 1
Arrow Bank has 1 branch in New Hartford, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The New Hartford Branch at 4697 Commercial Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
New Hartford Branch4697 Commercial Dr, 13413
NBT Bank Bank · 1
NBT Bank has 1 branch in New Hartford, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The New Hartford Branch at 8549 Seneca Tpke dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
New Hartford Branch8549 Seneca Tpke, 13413
Special Metals Credit Union Credit union · 1
Special Metals Credit Union has 1 office in New Hartford, 1 across New York. It is based in New Hartford, NY and $23.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office4340 Middle Settlement Rd, 13413
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in New Hartford
4 credit unions have 7 offices here: First Source Credit Union, G.p.o. Credit Union, Utica Gas & Electric Emp Credit Union and Special Metals Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in New Hartford page has every office in the state's directory.
Banking in New Hartford: the local picture
Short answer: 5 banks run 8 branches in New Hartford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in New Hartford, 3 elsewhere in New York and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Beacon Bank and Trust's office at 50 Genesee St, dating to 1946; the newest is Arrow Bank's at 4697 Commercial Dr, from 2014.
4 credit unions have 7 offices in New Hartford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 6 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in New Hartford
Short answer: 6 of the 10 New Hartford locations with published hours open on Saturday, run by 4 institutions.
- M&T Bank: 2 of 2 branches (4767 Commercial Dr: Saturday 9 am to 12 pm, and 1 more)
- KeyBank: 2 of 2 branches (1 New Hartford Shopping Ctr: Saturday 9 am to 12 pm, and 1 more)
- First Source Credit Union: 1 of 2 offices (4451 Commercial Dr: Saturday 9 am to 12 pm)
- G.p.o. Credit Union: 1 of 2 offices (4311 Middle Settlement Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in New Hartford, and where the nearest one is if they do not.
Short answer: No branches in New Hartford: Chase (nearest in Oneida, 18 mi), Wells Fargo (nearest in Kingston, 103 mi), Bank of America (nearest in Fayetteville, 38 mi), PNC Bank (nearest in New York, 169 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 174 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 74 mi), BMO.
| Bank | In New Hartford | Nearest branch if none here |
|---|---|---|
| Chase | None | Oneida, 18 miles away |
| Wells Fargo | None | Kingston, 103 miles away |
| Bank of America | None | Fayetteville, 38 miles away |
| PNC Bank | None | New York, 169 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 174 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 74 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of New Hartford to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to New Hartford residents like anyone else.
Banks near New Hartford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Whitesboro (3 miles) and Utica (4 miles). Utica, 4 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Whitesboro, NY | 3 mi | 6 | 6 |
| Banks in Utica, NY | 4 mi | 8 | 11 |
| Banks in Clinton, NY | 4 mi | 2 | 2 |
| Banks in Rome, NY | 13 mi | 7 | 9 |
| Banks in Ilion, NY | 14 mi | 2 | 2 |
| Banks in Herkimer, NY | 16 mi | 4 | 4 |
| Banks in Oneida, NY | 17 mi | 3 | 5 |
| Banks in Hamilton, NY | 21 mi | 2 | 3 |
Bank branch openings and closings in New Hartford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in New Hartford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in New Hartford
Short answer: 4 institutions have their main office in New Hartford: First Source Credit Union, G.p.o. Credit Union, Utica Gas & Electric Emp Credit Union and Special Metals Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| First Source Credit Union | Credit union | $1.12 billion | 2 |
| G.p.o. Credit Union | Credit union | $621.7 million | 2 |
| Utica Gas & Electric Emp Credit Union | Credit union | $133.5 million | 2 |
| Special Metals Credit Union | Credit union | $23.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in New Hartford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its New Hartford offices.
Short answer: M&T Bank is the largest bank with offices in New Hartford, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 2 | Boston, MA |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| Arrow Bank | $4.46 billion | No. 311 | 1 | Glens Falls, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in New Hartford: FAQ
How many banks are in New Hartford, NY?
New Hartford has 5 banks with 8 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in New Hartford?
M&T Bank, with 2. KeyBank has 2 and Beacon Bank and Trust has 2.
Is there a M&T Bank in New Hartford, NY?
Yes. FDIC data lists 2 M&T Bank branches in New Hartford as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a KeyBank in New Hartford, NY?
Yes. FDIC data lists 2 KeyBank branches in New Hartford as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Beacon Bank and Trust in New Hartford, NY?
Yes. FDIC data lists 2 Beacon Bank and Trust branches in New Hartford as of September 5, 2026. Its branches are listed under Beacon Bank and Trust above, with the address and directions for each.
Is there a Chase in New Hartford, NY?
No. FDIC data lists no Chase branch in New Hartford as of September 5, 2026. The nearest is in Oneida, about 18 miles away in a straight line.
Which banks in New Hartford are open on Saturday?
M&T Bank, KeyBank, First Source Credit Union and G.p.o. Credit Union publish Saturday hours for one or more New Hartford locations. The Saturday section above lists each one with its hours. 5 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in New Hartford?
First Source Credit Union, G.p.o. Credit Union, Utica Gas & Electric Emp Credit Union and Special Metals Credit Union have their main office in New Hartford, according to the FDIC and the NCUA.
What is the oldest bank in New Hartford?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in New Hartford?
First Source Credit Union, G.p.o. Credit Union, Utica Gas & Electric Emp Credit Union and Special Metals Credit Union have offices in New Hartford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in New Hartford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near New Hartford?
Nearby cities with more banks include Whitesboro, Utica, Clinton. Whitesboro is 3 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 8 branches: KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds