US Bank Directory

Banks in Whitesboro, NY

6 FDIC-insured banks operate 6 offices in Whitesboro, New York.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Whitesboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Whitesboro, according to the FDIC. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Whitesboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Whitesboro, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Arrow Bank 1 branch · main office Glens Falls, NY Bank · 1

Arrow Bank has 1 branch in Whitesboro, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The Oriskany Boulevard Branch at 136 Oriskany Blvd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oriskany Boulevard Branch
    136 Oriskany Blvd, 13492
    Hours: see the bank's site
Arrow Bank: profile, branches and contacts
Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Whitesboro, 31 across New York and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Whitesboro Branch at 34 Oriskany Blvd dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Whitesboro Branch
    34 Oriskany Blvd, 13492
    Hours: see the bank's site
Beacon Bank and Trust: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Whitesboro, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Whitesboro Branch at 89 Oriskany Blvd dates to 1987 in FDIC branch records. It opens on Saturday.

  • Whitesboro Branch
    89 Oriskany Blvd, 13492
    (315) 736-0106Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Whitesboro, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Whitestown Branch at 131 Oriskany Blvd dates to 1969 in FDIC branch records. Its published hours do not list Saturday.

  • Whitestown Branch
    131 Oriskany Blvd, 13492
    (315) 736-7503Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Whitesboro, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Whitesboro Branch at 80 Oriskany Blvd dates to 1969 in FDIC branch records. Its published hours do not list Saturday.

  • Whitesboro Branch
    80 Oriskany Blvd, 13492
    (315) 736-1827Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Whitesboro, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Whitesboro Branch at 131 Oriskany Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Whitesboro Branch
    131 Oriskany Blvd, 13492
    Hours: see the bank's site
NBT Bank: profile, branches and contacts

Banking in Whitesboro: the local picture

Short answer: 6 banks run 6 branches in Whitesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Whitesboro, 3 elsewhere in New York and 3 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Beacon Bank and Trust's office at 34 Oriskany Blvd, dating to 1944; the newest is NBT Bank's at 131 Oriskany Blvd, from 1999.

Of the 3 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Whitesboro

Short answer: 1 of the 3 Whitesboro locations with published hours opens on Saturday, run by 1 institution.

  • Citizens: 1 of 1 branch (89 Oriskany Blvd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Whitesboro, and where the nearest one is if they do not.

Short answer: No branches in Whitesboro: Chase (nearest in Oneida, 18 mi), Wells Fargo (nearest in Kingston, 105 mi), Bank of America (nearest in Fayetteville, 39 mi), PNC Bank (nearest in New York, 172 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 177 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 74 mi), BMO.

BankIn WhitesboroNearest branch if none here
ChaseNoneOneida, 18 miles away
Wells FargoNoneKingston, 105 miles away
Bank of AmericaNoneFayetteville, 39 miles away
PNC BankNoneNew York, 172 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 177 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 74 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitesboro to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitesboro residents like anyone else.

Banks near Whitesboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Hartford (3 miles) and Utica (3 miles). Utica, 3 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Whitesboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Whitesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Whitesboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitesboro offices.

Short answer: Citizens is the largest bank with offices in Whitesboro, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
KeyBank$188.56 billionNo. 231Cleveland, OH
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
NBT Bank$16.09 billionNo. 1221Norwich, NY
Arrow Bank$4.46 billionNo. 3111Glens Falls, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Whitesboro: FAQ

How many banks are in Whitesboro, NY?

Whitesboro has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Whitesboro?

Citizens, with 1. M&T Bank has 1 and KeyBank has 1.

Is there a Citizens in Whitesboro, NY?

Yes. FDIC data lists 1 Citizens branch in Whitesboro as of September 5, 2026. The address and directions are under Citizens above.

Is there a M&T Bank in Whitesboro, NY?

Yes. FDIC data lists 1 M&T Bank branch in Whitesboro as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a KeyBank in Whitesboro, NY?

Yes. FDIC data lists 1 KeyBank branch in Whitesboro as of September 5, 2026. The address and directions are under KeyBank above.

Is there a Chase in Whitesboro, NY?

No. FDIC data lists no Chase branch in Whitesboro as of September 5, 2026. The nearest is in Oneida, about 18 miles away in a straight line.

Which banks in Whitesboro are open on Saturday?

Citizens publishes Saturday hours for one or more Whitesboro locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Whitesboro?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Did any bank branches open or close in Whitesboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Whitesboro?

Nearby cities with more banks include New Hartford, Utica, Clinton. New Hartford is 3 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Citizens, KeyBank, M&T Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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