US Bank Directory
Banks in Rome, NY
7 FDIC-insured banks operate 9 offices in Rome, New York, and 6 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rome
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 16 locations in Rome, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rome
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Beacon Bank and Trust and NBT Bank have the most locations in Rome, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Americu Credit Union Credit union · 2
Americu Credit Union has 2 officees in Rome, 23 across New York. It is based in Rome, NY and $3.01 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Rome locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1916 Black River Blvd N, 13440
All hours
Mon to Thu 9 am to 4 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Griffiss231 Hill Rd, 13441
All hours
Mon to Thu 8:30 am to 4 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Beacon Bank and Trust Bank · 2
Beacon Bank and Trust has 2 branches in Rome, 31 across New York and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rome location is the Black River Boulevard Branch at 1629 Black River Blvd N, dating to 1964; the newest, at 1300 Erie Blvd W, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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West Rome Branch1300 Erie Blvd W, 13440
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Black River Boulevard Branch1629 Black River Blvd N, 13440
NBT Bank Bank · 2
NBT Bank has 2 branches in Rome, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rome location is the Rome Westgate Branch at 1148 Erie Blvd W, dating to 1977; the newest, at 853 Black River Blvd N, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Rome Westgate Branch1148 Erie Blvd W, 13440
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Rome Black River Branch853 Black River Blvd N, 13440
Access Credit Union Credit union · 1
Access Credit Union has 1 office in Rome, 5 across New York. It is based in Clinton, NY and $317.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Rome Office230 S James St, 13440
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Arrow Bank Bank · 1
Arrow Bank has 1 branch in Rome, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The Rome Branch at 1709 Black River Blvd N dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rome Branch1709 Black River Blvd N, 13440
Community Bank Bank · 1
Community Bank has 1 branch in Rome, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Rome Griffiss Park Branch at 160 Brooks Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rome Griffiss Park Branch160 Brooks Rd, 13441
First Source Credit Union Credit union · 1
First Source Credit Union has 1 office in Rome, 6 across New York. It is based in New Hartford, NY and $1.12 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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First Source Federal Credit Union1822 Black River Blvd N, 13440
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
G.p.o. Credit Union Credit union · 1
G.p.o. Credit Union has 1 office in Rome, 9 across New York. It is based in New Hartford, NY and $621.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gpo Federal Credit Union1701 N James St, 13440
All hours
Mon to Wed 8:30 am to 5 pm; Thu 8:30 am to 5:30 pm; Fri not published; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Rome, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Rome Branch at 1725 Black River Blvd N dates to 1884 in FDIC branch records. It opens on Saturday.
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Rome Branch1725 Black River Blvd N, 13440
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Rome, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Mohawk Acres Branch at 1746 Black River Blvd N dates to 1964 in FDIC branch records. It opens on Saturday.
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Mohawk Acres Branch1746 Black River Blvd N, 13440
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Rome Credit Union Credit union · 1
Rome Credit Union has 1 office in Rome, 1 across New York. It is based in Rome, NY and $32.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office937 Seneca St, 13440
All hours
Mon to Thu 7:30 am to 4:30 pm; Fri 7:30 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Rt Credit Union Credit union · 1
Rt Credit Union has 1 office in Rome, 3 across New York. It is based in Rome, NY and $57.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office924 Turin St, 13440
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Rome, 12 across New York and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8045 Rome New York Walmart Branch at 5815 Rome Taberg Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8045 Rome New York Walmart Branch5815 Rome Taberg Rd, 13440
Join a credit union in Rome
6 credit unions have 7 offices here: Americu Credit Union, First Source Credit Union, G.p.o. Credit Union, Access Credit Union, Rt Credit Union and Rome Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rome page has every office in the state's directory.
Banking in Rome: the local picture
Short answer: 7 banks run 9 branches in Rome according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Rome, 4 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 1725 Black River Blvd N, dating to 1884; the newest is Woodforest's at 5815 Rome Taberg Rd, from 2008.
6 credit unions have 7 offices in Rome, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Rome
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 13440 has the most bank and credit union offices in Rome (14), followed by 13441 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 13440 | 14 | 12 | Beacon Bank and Trust, NBT Bank, Access Credit Union |
| 13441 | 2 | 2 | Americu Credit Union, Community Bank |
Banks and credit unions open on Saturday in Rome
Short answer: 5 of the 9 Rome locations with published hours open on Saturday, run by 5 institutions.
- M&T Bank: 1 of 1 branch (1746 Black River Blvd N: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (1725 Black River Blvd N: Saturday 9 am to 12 pm)
- First Source Credit Union: 1 of 1 office (1822 Black River Blvd N: Saturday 8 am to 12 pm)
- G.p.o. Credit Union: 1 of 1 office (1701 N James St: Saturday 9 am to 12 pm)
- Rome Credit Union: 1 of 1 office (937 Seneca St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rome, and where the nearest one is if they do not.
Short answer: No branches in Rome: Chase (nearest in Oneida, 14 mi), Wells Fargo (nearest in Kingston, 116 mi), Bank of America (nearest in Fayetteville, 33 mi), PNC Bank (nearest in New York, 182 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 187 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 84 mi), BMO.
| Bank | In Rome | Nearest branch if none here |
|---|---|---|
| Chase | None | Oneida, 14 miles away |
| Wells Fargo | None | Kingston, 116 miles away |
| Bank of America | None | Fayetteville, 33 miles away |
| PNC Bank | None | New York, 182 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 187 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 84 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rome to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rome residents like anyone else.
Banks near Rome
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Whitesboro (11 miles) and New Hartford (13 miles). Utica, 14 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Whitesboro, NY | 11 mi | 6 | 6 |
| Banks in New Hartford, NY | 13 mi | 5 | 8 |
| Banks in Clinton, NY | 13 mi | 2 | 2 |
| Banks in Oneida, NY | 14 mi | 3 | 5 |
| Banks in Utica, NY | 14 mi | 8 | 11 |
| Banks in Canastota, NY | 18 mi | 4 | 4 |
| Banks in Boonville, NY | 19 mi | 2 | 3 |
| Banks in Ilion, NY | 25 mi | 2 | 2 |
Bank branch openings and closings in Rome
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rome between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rome
Short answer: 3 institutions have their main office in Rome: Americu Credit Union, Rt Credit Union and Rome Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Americu Credit Union | Credit union | $3.01 billion | 2 |
| Rt Credit Union | Credit union | $57.4 million | 1 |
| Rome Credit Union | Credit union | $32.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rome by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rome offices.
Short answer: M&T Bank is the largest bank with offices in Rome, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 2 | Boston, MA |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| NBT Bank | $16.09 billion | No. 122 | 2 | Norwich, NY |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Arrow Bank | $4.46 billion | No. 311 | 1 | Glens Falls, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rome: FAQ
How many banks are in Rome, NY?
Rome has 7 banks with 9 branches and 6 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rome?
Beacon Bank and Trust, with 2. NBT Bank has 2 and M&T Bank has 1.
Is there a Beacon Bank and Trust in Rome, NY?
Yes. FDIC data lists 2 Beacon Bank and Trust branches in Rome as of September 5, 2026. Its branches are listed under Beacon Bank and Trust above, with the address and directions for each.
Is there a NBT Bank in Rome, NY?
Yes. FDIC data lists 2 NBT Bank branches in Rome as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.
Is there a M&T Bank in Rome, NY?
Yes. FDIC data lists 1 M&T Bank branch in Rome as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Rome, NY?
No. FDIC data lists no Chase branch in Rome as of September 5, 2026. The nearest is in Oneida, about 14 miles away in a straight line.
Which banks in Rome are open on Saturday?
M&T Bank, KeyBank, First Source Credit Union and G.p.o. Credit Union and 1 more publish Saturday hours for one or more Rome locations. The Saturday section above lists each one with its hours. 7 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Rome?
Americu Credit Union, Rt Credit Union and Rome Credit Union have their main office in Rome, according to the FDIC and the NCUA.
What is the oldest bank in Rome?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Rome?
Americu Credit Union, First Source Credit Union, G.p.o. Credit Union and Access Credit Union and 2 more have offices in Rome. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rome in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rome?
Nearby cities with more banks include Whitesboro, New Hartford, Clinton. Whitesboro is 11 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 9 branches: KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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