US Bank Directory
Banks in Oneida, NY
3 FDIC-insured banks operate 5 offices in Oneida, New York, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oneida
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Oneida, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oneida
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community Bank and NBT Bank have the most locations in Oneida, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank Bank · 2
Community Bank has 2 branches in Oneida, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oneida location is the Oneida 182 Main Street Branch at 182 Main St, dating to 1866; the newest, at 585 Main St, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Oneida 182 Main Street Branch182 Main St, 13421
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Oneida 585 Main St Branch585 Main St, 13421
NBT Bank Bank · 2
NBT Bank has 2 branches in Oneida, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oneida location is the Oneidasouth Branch at 118 Genesee St, dating to 1988; the newest, at 160 Main St, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Oneidasouth Branch118 Genesee St, 13421
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Oneida Main Street Branch160 Main St, 13421
Access Credit Union Credit union · 1
Access Credit Union has 1 office in Oneida, 5 across New York. It is based in Clinton, NY and $317.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oneida Office2094 Glenwood Shopping Plz, 13421
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Americu Credit Union Credit union · 1
Americu Credit Union has 1 office in Oneida, 23 across New York. It is based in Rome, NY and $3.01 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oneida280 Genesee St, 13421
All hours
Mon to Thu 9 am to 4 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Oneida, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Oneida Branch at 150 Main St dates to 1958 in FDIC branch records. Its published hours do not list Saturday.
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Oneida Branch150 Main St, 13421
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
G.p.o. Credit Union Credit union · 1
G.p.o. Credit Union has 1 office in Oneida, 9 across New York. It is based in New Hartford, NY and $621.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gpo Federal Credit Union1000 Oneida Plaza Dr, 13421
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oneida
3 credit unions have 3 offices here: Americu Credit Union, G.p.o. Credit Union and Access Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oneida page has every office in the state's directory.
Banking in Oneida: the local picture
Short answer: 3 banks run 5 branches in Oneida according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Oneida, 2 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 182 Main St, dating to 1866; the newest is NBT Bank's at 160 Main St, from 2004.
3 credit unions have 3 offices in Oneida, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Oneida
Short answer: 1 of the 4 Oneida locations with published hours opens on Saturday, run by 1 institution.
- G.p.o. Credit Union: 1 of 1 office (1000 Oneida Plaza Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oneida, and where the nearest one is if they do not.
Short answer: In Oneida: Chase (1). No branches in Oneida: Wells Fargo (nearest in Kingston, 115 mi), Bank of America (nearest in Fayetteville, 21 mi), PNC Bank (nearest in New York, 178 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 183 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 91 mi), BMO.
| Bank | In Oneida | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Kingston, 115 miles away |
| Bank of America | None | Fayetteville, 21 miles away |
| PNC Bank | None | New York, 178 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 183 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 91 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oneida to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oneida residents like anyone else.
Banks near Oneida
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Canastota (5 miles) and Rome (14 miles). Rome, 14 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Canastota, NY | 5 mi | 4 | 4 |
| Banks in Rome, NY | 14 mi | 7 | 9 |
| Banks in Clinton, NY | 14 mi | 2 | 2 |
| Banks in Cazenovia, NY | 15 mi | 3 | 3 |
| Banks in New Hartford, NY | 17 mi | 5 | 8 |
| Banks in Manlius, NY | 18 mi | 5 | 6 |
| Banks in Whitesboro, NY | 18 mi | 6 | 6 |
| Banks in Hamilton, NY | 19 mi | 2 | 3 |
Bank branch openings and closings in Oneida
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oneida between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oneida by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oneida offices.
Short answer: Chase is the largest bank with offices in Oneida, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Community Bank | $17.45 billion | No. 114 | 2 | Canton, NY |
| NBT Bank | $16.09 billion | No. 122 | 2 | Norwich, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oneida: FAQ
How many banks are in Oneida, NY?
Oneida has 3 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oneida?
Community Bank, with 2. NBT Bank has 2 and Chase has 1.
Is there a Community Bank in Oneida, NY?
Yes. FDIC data lists 2 Community Bank branches in Oneida as of September 5, 2026. Its branches are listed under Community Bank above, with the address and directions for each.
Is there a NBT Bank in Oneida, NY?
Yes. FDIC data lists 2 NBT Bank branches in Oneida as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.
Is there a Chase in Oneida, NY?
Yes. FDIC data lists 1 Chase branch in Oneida as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Oneida, NY?
No. FDIC data lists no Wells Fargo branch in Oneida as of September 5, 2026. The nearest is in Kingston, about 115 miles away in a straight line.
Which banks in Oneida are open on Saturday?
G.p.o. Credit Union publishes Saturday hours for one or more Oneida locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Oneida?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oneida?
Americu Credit Union, G.p.o. Credit Union and Access Credit Union have offices in Oneida. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oneida in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oneida?
Nearby cities with more banks include Canastota, Rome, Clinton. Canastota is 5 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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