US Bank Directory

Banks in Hamilton, NY

2 FDIC-insured banks operate 3 offices in Hamilton, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Hamilton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Hamilton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hamilton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: NBT Bank has the most locations in Hamilton, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

NBT Bank NBT Bank, National Association · 2 branches · main office Norwich, NY Bank · 2

NBT Bank has 2 branches in Hamilton, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hamilton location is the Hamilton Branch at 1 Madison St, dating to 1949; the newest, at 38 Utica St, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

NBT Bank: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Hamilton, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Hamilton Branch at 35 Broad St dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts

Banking in Hamilton: the local picture

Short answer: 2 banks run 3 branches in Hamilton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Hamilton, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is NBT Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is NBT Bank's office at 1 Madison St, dating to 1949; the newest is Community Bank's at 35 Broad St, from 1976.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Hamilton, and where the nearest one is if they do not.

Short answer: No branches in Hamilton: Chase (nearest in Oneida, 19 mi), Wells Fargo (nearest in Kingston, 99 mi), Bank of America (nearest in Fayetteville, 29 mi), PNC Bank (nearest in New York, 160 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 164 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 84 mi), BMO.

BankIn HamiltonNearest branch if none here
ChaseNoneOneida, 19 miles away
Wells FargoNoneKingston, 99 miles away
Bank of AmericaNoneFayetteville, 29 miles away
PNC BankNoneNew York, 160 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 164 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 84 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hamilton to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hamilton residents like anyone else.

Banks near Hamilton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cazenovia (17 miles) and Clinton (17 miles). Utica, 25 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Hamilton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hamilton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hamilton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hamilton offices.

Short answer: Community Bank is the largest bank with offices in Hamilton, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. NBT Bank is second with $16.09 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY
NBT Bank$16.09 billionNo. 1222Norwich, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hamilton: FAQ

How many banks are in Hamilton, NY?

Hamilton has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Hamilton?

NBT Bank, with 2. Community Bank has 1.

Is there a NBT Bank in Hamilton, NY?

Yes. FDIC data lists 2 NBT Bank branches in Hamilton as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.

Is there a Community Bank in Hamilton, NY?

Yes. FDIC data lists 1 Community Bank branch in Hamilton as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Chase in Hamilton, NY?

No. FDIC data lists no Chase branch in Hamilton as of September 5, 2026. The nearest is in Oneida, about 19 miles away in a straight line.

What is the oldest bank in Hamilton?

NBT Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Did any bank branches open or close in Hamilton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hamilton?

Nearby cities with more banks include Cazenovia, Clinton, Oneida. Cazenovia is 17 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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