US Bank Directory

Banks in Clinton, NY

2 FDIC-insured banks operate 2 offices in Clinton, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Clinton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Clinton, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Clinton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: KeyBank and NBT Bank have the most locations in Clinton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Access Credit Union 1 office · main office Clinton, NY Credit union · 1

Access Credit Union has 1 office in Clinton, 5 across New York. It is based in Clinton, NY and $317.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    6 Franklin Ave, 13323
    (315) 557-1000Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Access Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Clinton, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Clinton Branch at 2 Franklin Ave dates to 1884 in FDIC branch records. Its published hours do not list Saturday.

  • Clinton Branch
    2 Franklin Ave, 13323
    (315) 853-6134Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Clinton, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Clinton Branch at 1 Kirkland Ave dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

NBT Bank: profile, branches and contacts

Join a credit union in Clinton

1 credit union has 1 office here: Access Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clinton page has every office in the state's directory.

Banking in Clinton: the local picture

Short answer: 2 banks run 2 branches in Clinton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Clinton, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 2 Franklin Ave, dating to 1884; the newest is NBT Bank's at 1 Kirkland Ave, from 1912.

The only credit union with an office here is Access Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Clinton

Short answer: None of the 2 Clinton locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Clinton, and where the nearest one is if they do not.

Short answer: No branches in Clinton: Chase (nearest in Oneida, 14 mi), Wells Fargo (nearest in Kingston, 104 mi), Bank of America (nearest in Fayetteville, 34 mi), PNC Bank (nearest in New York, 169 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 174 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 77 mi), BMO.

BankIn ClintonNearest branch if none here
ChaseNoneOneida, 14 miles away
Wells FargoNoneKingston, 104 miles away
Bank of AmericaNoneFayetteville, 34 miles away
PNC BankNoneNew York, 169 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 174 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 77 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clinton to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clinton residents like anyone else.

Banks near Clinton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Hartford (4 miles) and Whitesboro (7 miles). Utica, 8 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Clinton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clinton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clinton

Short answer: 1 institution has its main office in Clinton: Access Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Access Credit UnionCredit union$317.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clinton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clinton offices.

Short answer: KeyBank is the largest bank with offices in Clinton, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. NBT Bank is second with $16.09 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
KeyBank$188.56 billionNo. 231Cleveland, OH
NBT Bank$16.09 billionNo. 1221Norwich, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clinton: FAQ

How many banks are in Clinton, NY?

Clinton has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Clinton?

KeyBank, with 1. NBT Bank has 1.

Is there a KeyBank in Clinton, NY?

Yes. FDIC data lists 1 KeyBank branch in Clinton as of September 5, 2026. The address and directions are under KeyBank above.

Is there a NBT Bank in Clinton, NY?

Yes. FDIC data lists 1 NBT Bank branch in Clinton as of September 5, 2026. The address and directions are under NBT Bank above.

Is there a Chase in Clinton, NY?

No. FDIC data lists no Chase branch in Clinton as of September 5, 2026. The nearest is in Oneida, about 14 miles away in a straight line.

Which banks in Clinton are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

Which banks are headquartered in Clinton?

Access Credit Union has its main office in Clinton, according to the FDIC and the NCUA.

What is the oldest bank in Clinton?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Which credit unions can I join in Clinton?

Access Credit Union has an office in Clinton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Clinton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clinton?

Nearby cities with more banks include New Hartford, Whitesboro, Utica. New Hartford is 4 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: KeyBank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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