US Bank Directory
Banks in Ilion, NY
2 FDIC-insured banks operate 2 offices in Ilion, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Ilion
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ilion, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ilion
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Beacon Bank and Trust and Arrow Bank have the most locations in Ilion, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Arrow Bank Bank · 1
Arrow Bank has 1 branch in Ilion, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The Ilion Branch at 296 W Main St dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ilion Branch296 W Main St, 13357
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Ilion, 31 across New York and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Ilion Branch at 1 Central Plz dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ilion Branch1 Central Plz, 13357
G.p.o. Credit Union Credit union · 1
G.p.o. Credit Union has 1 office in Ilion, 9 across New York. It is based in New Hartford, NY and $621.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gpo Federal Credit Union3 Central Plz, 13357
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Remington Credit Union Credit union · 1
Remington Credit Union has 1 office in Ilion, 2 across New York. It is based in Ilion, NY and $59.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office39 Central Plz, 13357
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ilion
2 credit unions have 2 offices here: G.p.o. Credit Union and Remington Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ilion page has every office in the state's directory.
Banking in Ilion: the local picture
Short answer: 2 banks run 2 branches in Ilion according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Ilion, 1 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is Arrow Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is Arrow Bank's office at 296 W Main St, dating to 1959; the newest is Beacon Bank and Trust's at 1 Central Plz, from 1959.
2 credit unions have 2 offices in Ilion, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Ilion
Short answer: 2 of the 2 Ilion locations with published hours open on Saturday, run by 2 institutions.
- G.p.o. Credit Union: 1 of 1 office (3 Central Plz: Saturday 9 am to 12 pm)
- Remington Credit Union: 1 of 1 office (39 Central Plz: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ilion, and where the nearest one is if they do not.
Short answer: No branches in Ilion: Chase (nearest in Oneida, 31 mi), Wells Fargo (nearest in Kingston, 91 mi), Bank of America (nearest in Fayetteville, 51 mi), PNC Bank (nearest in New York, 160 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 166 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 60 mi), BMO.
| Bank | In Ilion | Nearest branch if none here |
|---|---|---|
| Chase | None | Oneida, 31 miles away |
| Wells Fargo | None | Kingston, 91 miles away |
| Bank of America | None | Fayetteville, 51 miles away |
| PNC Bank | None | New York, 160 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 166 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 60 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ilion to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ilion residents like anyone else.
Banks near Ilion
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Herkimer (3 miles) and Little Falls (10 miles). Utica, 11 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Herkimer, NY | 3 mi | 4 | 4 |
| Banks in Little Falls, NY | 10 mi | 2 | 2 |
| Banks in Utica, NY | 11 mi | 8 | 11 |
| Banks in New Hartford, NY | 14 mi | 5 | 8 |
| Banks in Whitesboro, NY | 14 mi | 6 | 6 |
| Banks in Clinton, NY | 17 mi | 2 | 2 |
| Banks in Cooperstown, NY | 23 mi | 4 | 5 |
| Banks in Canajoharie, NY | 25 mi | 2 | 2 |
Bank branch openings and closings in Ilion
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ilion between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ilion
Short answer: 1 institution has its main office in Ilion: Remington Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Remington Credit Union | Credit union | $59.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ilion by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ilion offices.
Short answer: Beacon Bank and Trust is the largest bank with offices in Ilion, with $22.20 billion in total assets on June 30, 2026, No. 98 among U.S. banks by total assets. Arrow Bank is second with $4.46 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Arrow Bank | $4.46 billion | No. 311 | 1 | Glens Falls, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ilion: FAQ
How many banks are in Ilion, NY?
Ilion has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ilion?
Beacon Bank and Trust, with 1. Arrow Bank has 1.
Is there a Beacon Bank and Trust in Ilion, NY?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in Ilion as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a Arrow Bank in Ilion, NY?
Yes. FDIC data lists 1 Arrow Bank branch in Ilion as of September 5, 2026. The address and directions are under Arrow Bank above.
Is there a Chase in Ilion, NY?
No. FDIC data lists no Chase branch in Ilion as of September 5, 2026. The nearest is in Oneida, about 31 miles away in a straight line.
Which banks in Ilion are open on Saturday?
G.p.o. Credit Union and Remington Credit Union publish Saturday hours for one or more Ilion locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ilion?
Remington Credit Union has its main office in Ilion, according to the FDIC and the NCUA.
What is the oldest bank in Ilion?
Arrow Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Which credit unions can I join in Ilion?
G.p.o. Credit Union and Remington Credit Union have offices in Ilion. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ilion in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ilion?
Nearby cities with more banks include Herkimer, Little Falls, Utica. Herkimer is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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