Banks in Herkimer, NY

Bank branch map: Herkimer

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Herkimer, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Herkimer

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Herkimer, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Americu Credit Union 1 office · main office Rome, NY Credit union · 1

Americu Credit Union has 1 office in Herkimer, 23 across New York. It is based in Rome, NY and $3.01 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Herkimer

  326 E State St, 13350

  (315) 866-0618Today 9 am to 5 pm

  All hours

  Mon to Tue 9 am to 4 pm; Wed to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Americu Credit Union: profile, branches and contacts

Arrow Bank 1 branch · main office Glens Falls, NY Bank · 1

Arrow Bank has 1 branch in Herkimer, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The Herkimer Branch at 214 N Washington St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Herkimer Branch

  214 N Washington St, 13350

  Hours: see the bank's site
  DirectionsWebsite

Arrow Bank: profile, branches and contacts

First Source Credit Union 1 office · main office New Hartford, NY Credit union · 1

First Source Credit Union has 1 office in Herkimer, 6 across New York. It is based in New Hartford, NY and $1.12 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• First Source Federal Credit Union

  510 W State St, 13350

  (315) 866-2940Today 9 am to 4 pm

  All hours

  Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First Source Credit Union: profile, branches and contacts

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Herkimer, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The North Herkimer Branch at 319 N Main St dates to 1969 in FDIC branch records. It opens on Saturday.

• North Herkimer Branch

  319 N Main St, 13350

  (315) 867-2550Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

M&T Bank: profile, branches and contacts

NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Herkimer, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Herkimer Branch at 399 E Albany St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Herkimer Branch

  399 E Albany St, 13350

  Hours: see the bank's site
  DirectionsWebsite

NBT Bank: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Herkimer, 12 across New York and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Herkimer Branch at 103 N Caroline St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Herkimer Branch

  103 N Caroline St, 13350

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Join a credit union in Herkimer

2 credit unions have 2 offices here: Americu Credit Union and First Source Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Herkimer page has every office in the state's directory.

Banking in Herkimer: the local picture

Short answer: 4 banks run 4 branches in Herkimer according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Herkimer, 3 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Arrow Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 319 N Main St, dating to 1969; the newest is Woodforest's at 103 N Caroline St, from 2008.

2 credit unions have 2 offices in Herkimer, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Herkimer

Short answer: 2 of the 3 Herkimer locations with published hours open on Saturday, run by 2 institutions.

• M&T Bank: 1 of 1 branch (319 N Main St: Saturday 9 am to 12 pm)
• First Source Credit Union: 1 of 1 office (510 W State St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Herkimer, and where the nearest one is if they do not.

Short answer: No branches in Herkimer: Chase (nearest in Oneida, 34 mi), Wells Fargo (nearest in Kingston, 90 mi), Bank of America (nearest in Fayetteville, 54 mi), PNC Bank (nearest in New York, 160 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 165 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 57 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Herkimer to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Herkimer residents like anyone else.

Banks near Herkimer

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ilion (3 miles) and Little Falls (7 miles). Utica, 13 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Herkimer

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Herkimer between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Herkimer by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Herkimer offices.

Short answer: M&T Bank is the largest bank with offices in Herkimer, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. NBT Bank is second with $16.09 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Herkimer: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.