US Bank Directory

Banks in Cooperstown, NY

4 FDIC-insured banks operate 5 offices in Cooperstown, New York, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Cooperstown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Cooperstown, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cooperstown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: NBT Bank has the most locations in Cooperstown, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

NBT Bank NBT Bank, National Association · 2 branches · main office Norwich, NY Bank · 2

NBT Bank has 2 branches in Cooperstown, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cooperstown location is the Cooperstown Pioneer Street Branch at 62 Pioneer St, dating to 1888; the newest, at 2 Commons Dr, to 1993. It does not publish hours in the sources this page uses; check its site before you go.

  • Cooperstown Branch
    2 Commons Dr, 13326
    Hours: see the bank's site
  • Cooperstown Pioneer Street Branch
    62 Pioneer St, 13326
    Hours: see the bank's site
NBT Bank: profile, branches and contacts
Broadview Credit Union 1 office · main office Albany, NY Credit union · 1

Broadview Credit Union has 1 office in Cooperstown, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cooperstown
    169 Main St, 13326
    (518) 452-8234Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Broadview Credit Union: profile, branches and contacts
Chen-del-o Credit Union 1 office · main office Franklin, NY Credit union · 1

Chen-del-o Credit Union has 1 office in Cooperstown, 3 across New York. It is based in Franklin, NY and $34.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Chen-del-o Credit Union: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Cooperstown, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Cooperstown Otsego Branch at 5378 State Highway 28 dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cooperstown Otsego Branch
    5378 State Highway 28, 13326
    Hours: see the bank's site
Community Bank: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Cooperstown, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Cooperstown Branch at 103 Main St dates to 1956 in FDIC branch records. Its published hours do not list Saturday.

  • Cooperstown Branch
    103 Main St, 13326
    (607) 547-2551Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Leatherstocking Region Credit Union 1 office · main office Cooperstown, NY Credit union · 1

Leatherstocking Region Credit Union has 1 office in Cooperstown, 1 across New York. It is based in Cooperstown, NY and $107.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    24 Glen Ave, 13326
    (607) 547-5700Today: hours not published
    All hours

    Mon 8 am to 4 pm; Tue to Wed not published; Thu 8 am to 4 pm; Fri not published; Sat 8 am to 5:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

Leatherstocking Region Credit Union: profile, branches and contacts
Wayne Bank 1 branch · main office Honesdale, PA Bank · 1

Wayne Bank has 1 branch in Cooperstown, 14 across New York and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Cooperstown Branch at 73 Chestnut St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cooperstown Branch
    73 Chestnut St, 13326
    Hours: see the bank's site
Wayne Bank: profile, branches and contacts

Join a credit union in Cooperstown

3 credit unions have 3 offices here: Broadview Credit Union, Leatherstocking Region Credit Union and Chen-del-o Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cooperstown page has every office in the state's directory.

Banking in Cooperstown: the local picture

Short answer: 4 banks run 5 branches in Cooperstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Cooperstown, 2 elsewhere in New York and 2 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is NBT Bank's office at 62 Pioneer St, dating to 1888; the newest is Wayne Bank's at 73 Chestnut St, from 2007.

3 credit unions have 3 offices in Cooperstown, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Credit unions open on Saturday in Cooperstown

Short answer: 2 of the 3 Cooperstown locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cooperstown, and where the nearest one is if they do not.

Short answer: No branches in Cooperstown: Chase (nearest in Oneida, 46 mi), Wells Fargo (nearest in Kingston, 70 mi), Bank of America (nearest in Schenectady, 51 mi), PNC Bank (nearest in New York, 137 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 142 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 54 mi), BMO.

BankIn CooperstownNearest branch if none here
ChaseNoneOneida, 46 miles away
Wells FargoNoneKingston, 70 miles away
Bank of AmericaNoneSchenectady, 51 miles away
PNC BankNoneNew York, 137 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 142 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 54 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cooperstown to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cooperstown residents like anyone else.

Banks near Cooperstown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oneonta (17 miles) and Ilion (23 miles). Cobleskill, 24 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Cooperstown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cooperstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cooperstown

Short answer: 1 institution has its main office in Cooperstown: Leatherstocking Region Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Leatherstocking Region Credit UnionCredit union$107.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cooperstown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cooperstown offices.

Short answer: KeyBank is the largest bank with offices in Cooperstown, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
KeyBank$188.56 billionNo. 231Cleveland, OH
Community Bank$17.45 billionNo. 1141Canton, NY
NBT Bank$16.09 billionNo. 1222Norwich, NY
Wayne Bank$2.91 billionNo. 4401Honesdale, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cooperstown: FAQ

How many banks are in Cooperstown, NY?

Cooperstown has 4 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cooperstown?

NBT Bank, with 2. KeyBank has 1 and Community Bank has 1.

Is there a NBT Bank in Cooperstown, NY?

Yes. FDIC data lists 2 NBT Bank branches in Cooperstown as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.

Is there a KeyBank in Cooperstown, NY?

Yes. FDIC data lists 1 KeyBank branch in Cooperstown as of September 5, 2026. The address and directions are under KeyBank above.

Is there a Community Bank in Cooperstown, NY?

Yes. FDIC data lists 1 Community Bank branch in Cooperstown as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Chase in Cooperstown, NY?

No. FDIC data lists no Chase branch in Cooperstown as of September 5, 2026. The nearest is in Oneida, about 46 miles away in a straight line.

Which banks in Cooperstown are open on Saturday?

Broadview Credit Union and Leatherstocking Region Credit Union publish Saturday hours for one or more Cooperstown locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Cooperstown?

Leatherstocking Region Credit Union has its main office in Cooperstown, according to the FDIC and the NCUA.

What is the oldest bank in Cooperstown?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Which credit unions can I join in Cooperstown?

Broadview Credit Union, Leatherstocking Region Credit Union and Chen-del-o Credit Union have offices in Cooperstown. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cooperstown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cooperstown?

Nearby cities with more banks include Oneonta, Ilion, Cobleskill. Oneonta is 17 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: KeyBank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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