US Bank Directory

Banks in Cobleskill, NY

5 FDIC-insured banks operate 6 offices in Cobleskill, New York, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Cobleskill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Cobleskill, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cobleskill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Richmondville has the most locations in Cobleskill, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Richmondville 2 branches · main office Cobleskill, NY Bank · 2

Bank of Richmondville has 2 branches in Cobleskill, 3 across New York and 3 nationwide. FDIC records list its main office in Cobleskill, NY and show it operating since 1893. With $185.9 million in total assets on June 30, 2026, it ranks No. 3,091 of 4,232 U.S. banks by total assets. Its main office at 857 E Main St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    857 E Main St, 12043
    Hours: see the bank's site
  • Cobleskill Branch
    857 E Main St, 12043
    Hours: see the bank's site
Bank of Richmondville: profile, branches and contacts
Broadview Credit Union 1 office · main office Albany, NY Credit union · 1

Broadview Credit Union has 1 office in Cobleskill, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cobleskill
    567 Main St, 12043
    (518) 452-8234Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Broadview Credit Union: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Cobleskill, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Cobleskill Branch at 750 E Main St dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cobleskill Branch
    750 E Main St, 12043
    Hours: see the bank's site
Community Bank: profile, branches and contacts
First New York Credit Union 1 office · main office Albany, NY Credit union · 1

First New York Credit Union has 1 office in Cobleskill, 9 across New York. It is based in Albany, NY and $556.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cobleskill Location
    795 E Main St Ste 1, 12043
    (518) 234-2583Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

First New York Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Cobleskill, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Cobleskill Branch at 117 Veterans Dr dates to 1956 in FDIC branch records. Its published hours do not list Saturday.

  • Cobleskill Branch
    117 Veterans Dr, 12043
    (518) 218-2260Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Cobleskill, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Cobleskill Branch at 691 E Main St dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cobleskill Branch
    691 E Main St, 12043
    Hours: see the bank's site
NBT Bank: profile, branches and contacts
Trustco Bank TrustCo Bank · 1 branch · main office Glenville, NY Bank · 1

Trustco Bank has 1 branch in Cobleskill, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Cobleskill Branch at 104 Merchant Pl dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cobleskill Branch
    104 Merchant Pl, 12043
    Hours: see the bank's site
Trustco Bank: profile, branches and contacts

Join a credit union in Cobleskill

2 credit unions have 2 offices here: Broadview Credit Union and First New York Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cobleskill page has every office in the state's directory.

Banking in Cobleskill: the local picture

Short answer: 5 banks run 6 branches in Cobleskill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Cobleskill, 3 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Richmondville's office at 857 E Main St, dating to 1893; the newest is Trustco Bank's at 104 Merchant Pl, from 1998.

2 credit unions have 2 offices in Cobleskill, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Credit unions open on Saturday in Cobleskill

Short answer: 2 of the 3 Cobleskill locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cobleskill, and where the nearest one is if they do not.

Short answer: No branches in Cobleskill: Chase (nearest in Schenectady, 27 mi), Wells Fargo (nearest in Kingston, 57 mi), Bank of America (nearest in Schenectady, 28 mi), PNC Bank (nearest in New York, 129 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 135 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 31 mi), BMO.

BankIn CobleskillNearest branch if none here
ChaseNoneSchenectady, 27 miles away
Wells FargoNoneKingston, 57 miles away
Bank of AmericaNoneSchenectady, 28 miles away
PNC BankNoneNew York, 129 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 135 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 31 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cobleskill to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cobleskill residents like anyone else.

Banks near Cobleskill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Schoharie (8 miles) and Middleburgh (9 miles). Amsterdam, 24 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Cobleskill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cobleskill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cobleskill

Short answer: 1 institution has its main office in Cobleskill: Bank of Richmondville.

InstitutionTypeTotal assets, June 30, 2026Offices here
Bank of RichmondvilleBank$185.9 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cobleskill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cobleskill offices.

Short answer: KeyBank is the largest bank with offices in Cobleskill, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Community Bank is second with $17.45 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
KeyBank$188.56 billionNo. 231Cleveland, OH
Community Bank$17.45 billionNo. 1141Canton, NY
NBT Bank$16.09 billionNo. 1221Norwich, NY
Trustco Bank$6.52 billionNo. 2381Glenville, NY
Bank of Richmondville$185.9 millionNo. 3,0912Cobleskill, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cobleskill: FAQ

How many banks are in Cobleskill, NY?

Cobleskill has 5 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cobleskill?

Bank of Richmondville, with 2. KeyBank has 1 and Community Bank has 1.

Is there a Bank of Richmondville in Cobleskill, NY?

Yes. FDIC data lists 2 Bank of Richmondville branches in Cobleskill as of September 5, 2026, the main office at 857 E Main St. Its branches are listed under Bank of Richmondville above, with the address and directions for each.

Is there a KeyBank in Cobleskill, NY?

Yes. FDIC data lists 1 KeyBank branch in Cobleskill as of September 5, 2026. The address and directions are under KeyBank above.

Is there a Community Bank in Cobleskill, NY?

Yes. FDIC data lists 1 Community Bank branch in Cobleskill as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Chase in Cobleskill, NY?

No. FDIC data lists no Chase branch in Cobleskill as of September 5, 2026. The nearest is in Schenectady, about 27 miles away in a straight line.

Which banks in Cobleskill are open on Saturday?

Broadview Credit Union and First New York Credit Union publish Saturday hours for one or more Cobleskill locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Cobleskill?

Bank of Richmondville has its main office in Cobleskill, according to the FDIC.

What is the oldest bank in Cobleskill?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Which credit unions can I join in Cobleskill?

Broadview Credit Union and First New York Credit Union have offices in Cobleskill. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cobleskill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cobleskill?

Nearby cities with more banks include Schoharie, Middleburgh, Canajoharie. Schoharie is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 6 branches: KeyBank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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