US Bank Directory

Banks in Johnstown, NY

4 FDIC-insured banks operate 4 offices in Johnstown, New York.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Johnstown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Johnstown, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Johnstown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Johnstown, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Johnstown, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Johnstown at 17 S Market St dates to 1971 in FDIC branch records. It opens on Saturday.

  • Johnstown
    17 S Market St, 12095
    (518) 762-3117Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Johnstown, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Johnstown Branch at 311 N Comrie Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Johnstown Branch
    311 N Comrie Ave, 12095
    Hours: see the bank's site
Community Bank: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Johnstown, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Johnstown Branch at 225 N Comrie Ave dates to 1965 in FDIC branch records. Its published hours do not list Saturday.

  • Johnstown Branch
    225 N Comrie Ave, 12095
    (518) 762-4691Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Johnstown, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Johnstown Branch at 142 N Comrie Ave dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Johnstown Branch
    142 N Comrie Ave, 12095
    Hours: see the bank's site
NBT Bank: profile, branches and contacts

Banking in Johnstown: the local picture

Short answer: 4 banks run 4 branches in Johnstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Johnstown, 2 elsewhere in New York and 2 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 225 N Comrie Ave, dating to 1965; the newest is Community Bank's at 311 N Comrie Ave, from 2007.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Johnstown

Short answer: 1 of the 2 Johnstown locations with published hours opens on Saturday, run by 1 institution.

  • Citizens: 1 of 1 branch (17 S Market St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Johnstown, and where the nearest one is if they do not.

Short answer: No branches in Johnstown: Chase (nearest in Schenectady, 26 mi), Wells Fargo (nearest in Kingston, 77 mi), Bank of America (nearest in Scotia, 24 mi), PNC Bank (nearest in New York, 151 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 157 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 28 mi), BMO.

BankIn JohnstownNearest branch if none here
ChaseNoneSchenectady, 26 miles away
Wells FargoNoneKingston, 77 miles away
Bank of AmericaNoneScotia, 24 miles away
PNC BankNoneNew York, 151 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 157 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 28 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Johnstown to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Johnstown residents like anyone else.

Banks near Johnstown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gloversville (3 miles) and Amsterdam (10 miles). Amsterdam, 10 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Johnstown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Johnstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Johnstown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Johnstown offices.

Short answer: Citizens is the largest bank with offices in Johnstown, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens$232.52 billionNo. 201Providence, RI
KeyBank$188.56 billionNo. 231Cleveland, OH
Community Bank$17.45 billionNo. 1141Canton, NY
NBT Bank$16.09 billionNo. 1221Norwich, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Johnstown: FAQ

How many banks are in Johnstown, NY?

Johnstown has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Johnstown?

Citizens, with 1. KeyBank has 1 and Community Bank has 1.

Is there a Citizens in Johnstown, NY?

Yes. FDIC data lists 1 Citizens branch in Johnstown as of September 5, 2026. The address and directions are under Citizens above.

Is there a KeyBank in Johnstown, NY?

Yes. FDIC data lists 1 KeyBank branch in Johnstown as of September 5, 2026. The address and directions are under KeyBank above.

Is there a Community Bank in Johnstown, NY?

Yes. FDIC data lists 1 Community Bank branch in Johnstown as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Chase in Johnstown, NY?

No. FDIC data lists no Chase branch in Johnstown as of September 5, 2026. The nearest is in Schenectady, about 26 miles away in a straight line.

Which banks in Johnstown are open on Saturday?

Citizens publishes Saturday hours for one or more Johnstown locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Johnstown?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Did any bank branches open or close in Johnstown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Johnstown?

Nearby cities with more banks include Gloversville, Amsterdam, Canajoharie. Gloversville is 3 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 4 branches: Citizens, KeyBank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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