Banks in Scotia, NY

Bank branch map: Scotia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Scotia, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Scotia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America, Trustco Bank and First National Bank of Scotia have the most locations in Scotia, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Stratton Air National Guard Credit Union 2 offices · main office Scotia, NY Credit union · 2

Stratton Air National Guard Credit Union has 2 officees in Scotia, 3 across New York. It is based in Scotia, NY and $930,000 in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Scotia locations with published hours open on Saturday.

Who can join: see the credit union's site.

• Main Office main office

  1 Air National Guard Rd Scotia, 12302

  (518) 372-1254Today 8 am to 12:30 pm

  All hours

  Mon not published; Tue to Thu 8 am to 12:30 pm; Fri to Sun not published

  Hours: NCUA, March 31, 2026

  Directions
• Scotia Lockup

  29 Maple Ave, 12302

  (518) 372-9952Today 7 am to 8 pm

  All hours

  Mon to Sat 7 am to 8 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Stratton Air National Guard Credit Union: profile, branches and contacts

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Scotia, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Glenville Branch at 200 Saratoga Rd dates to 1934 in FDIC branch records. Its published hours do not list Saturday.

• Glenville Branch

  200 Saratoga Rd, 12302

  (518) 384-2520Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

First National Bank of Scotia 1 branch · main office Scotia, NY Bank · 1

First National Bank of Scotia has 1 branch in Scotia, 10 across New York and 10 nationwide. FDIC records list its main office in Scotia, NY and show it operating since 1923. With $719.0 million in total assets on June 30, 2026, it ranks No. 1,361 of 4,232 U.S. banks by total assets. Its main office at 201 Mohawk Ave dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  201 Mohawk Ave, 12302

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Scotia: profile, branches and contacts

First New York Credit Union 1 office · main office Albany, NY Credit union · 1

First New York Credit Union has 1 office in Scotia, 9 across New York. It is based in Albany, NY and $556.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Glenville Location

  19 Glenridge Rd, 12302

  (518) 384-1572Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First New York Credit Union: profile, branches and contacts

Trustco Bank TrustCo Bank · 1 branch · main office Glenville, NY Bank · 1

Trustco Bank has 1 branch in Scotia, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Scotia Office at 123 Mohawk Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Scotia Office

  123 Mohawk Ave, 12302

  Hours: see the bank's site
  DirectionsWebsite

Trustco Bank: profile, branches and contacts

Join a credit union in Scotia

2 credit unions have 3 offices here: Stratton Air National Guard Credit Union and First New York Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Scotia page has every office in the state's directory.

Banking in Scotia: the local picture

Short answer: 3 banks run 3 branches in Scotia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Scotia, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of Scotia's office at 201 Mohawk Ave, dating to 1923; the newest is Trustco Bank's at 123 Mohawk Ave, from 2002.

2 credit unions have 3 offices in Scotia, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Scotia

Short answer: 2 of the 4 Scotia locations with published hours open on Saturday, run by 2 institutions.

• Stratton Air National Guard Credit Union: 1 of 2 offices (29 Maple Ave: Saturday 7 am to 8 pm)
• First New York Credit Union: 1 of 1 office (19 Glenridge Rd: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Scotia, and where the nearest one is if they do not.

Short answer: In Scotia: Bank of America (1). No branches in Scotia: Chase (nearest in Niskayuna, 4 mi), Wells Fargo (nearest in Kingston, 63 mi), PNC Bank (nearest in New York, 138 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 144 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 4 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Scotia to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Scotia residents like anyone else.

Banks near Scotia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Glenville (2 miles) and Schenectady (4 miles). Latham, 11 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Scotia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Scotia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Scotia

Short answer: 2 institutions have their main office in Scotia: Stratton Air National Guard Credit Union and First National Bank of Scotia.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Scotia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Scotia offices.

Short answer: Bank of America is the largest bank with offices in Scotia, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Trustco Bank is second with $6.52 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Scotia: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.