Banks in Ballston Lake, NY

Bank branch map: Ballston Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 5 locations in Ballston Lake, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ballston Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: M&T Bank and Trustco Bank have the most locations in Ballston Lake, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

M&T Bank Manufacturers and Traders Trust Company · 2 branches · main office Buffalo, NY Bank · 2

M&T Bank has 2 branches in Ballston Lake, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Albany Mortgage Center Limited Branch at 313 Ushers Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Albany Mortgage Center Limited Branch

  313 Ushers Rd, 12019

  Hours: see the bank's site
  DirectionsWebsite
• Albany Mortgage Center Branch

  313 Ushers Rd, 12019

  Hours: see the bank's site
  DirectionsWebsite

M&T Bank: profile, branches and contacts

Trustco Bank TrustCo Bank · 2 branches · main office Glenville, NY Bank · 2

Trustco Bank has 2 branches in Ballston Lake, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ballston Lake location is the Malta Mall Branch at 43 Round Lake Rd, dating to 1995; the newest, at 308 Ushers Rd, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

• Ushers Road Branch

  308 Ushers Rd, 12019

  Hours: see the bank's site
  DirectionsWebsite
• Malta Mall Branch

  43 Round Lake Rd, 12019

  Hours: see the bank's site
  DirectionsWebsite

Trustco Bank: profile, branches and contacts

The Adirondack Trust 1 branch · main office Saratoga Springs, NY Bank · 1

The Adirondack Trust has 1 branch in Ballston Lake, 13 across New York and 13 nationwide. FDIC records list its main office in Saratoga Springs, NY and show it operating since 1901. With $1.70 billion in total assets on June 30, 2026, it ranks No. 667 of 4,232 U.S. banks by total assets. The Exit 11 Branch at 322 Ruhle Rd S dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Exit 11 Branch

  322 Ruhle Rd S, 12019

  Hours: see the bank's site
  DirectionsWebsite

The Adirondack Trust: profile, branches and contacts

Banking in Ballston Lake: the local picture

Short answer: 3 banks run 5 branches in Ballston Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ballston Lake, 3 elsewhere in New York, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Trustco Bank's office at 43 Round Lake Rd, dating to 1995; the newest is The Adirondack Trust's at 322 Ruhle Rd S, from 2013.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ballston Lake, and where the nearest one is if they do not.

Short answer: No branches in Ballston Lake: Chase (nearest in Clifton Park, 4 mi), Wells Fargo (nearest in Kingston, 69 mi), Bank of America (nearest in Clifton Park, 4 mi), PNC Bank (nearest in New York, 143 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 150 mi), Huntington, Regions Bank, TD Bank (nearest in Mechanicville, 6 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ballston Lake to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ballston Lake residents like anyone else.

Banks near Ballston Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Malta (4 miles) and Mechanicville (4 miles). Clifton Park, 4 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Ballston Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ballston Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ballston Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ballston Lake offices.

Short answer: M&T Bank is the largest bank with offices in Ballston Lake, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Trustco Bank is second with $6.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ballston Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.