US Bank Directory
Banks in Malta, NY
4 FDIC-insured banks operate 4 offices in Malta, New York, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Malta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Malta, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Malta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Malta, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Hudson Valley Credit Union Credit union · 3
Hudson Valley Credit Union has 3 officees in Malta, 43 across New York. It is based in Poughkeepsie, NY and $8.11 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Malta locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Malta107 Hermes Rd Ste 105, 12020
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Malta - Ops Center2517 Route 9, 12020
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Malta2532 Route 9, 12020
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ballston Spa National Bank Bank · 1
Ballston Spa National Bank has 1 branch in Malta, 21 across New York and 21 nationwide. FDIC records list its main office in Ballston Spa, NY and show it operating since 1838. With $1.37 billion in total assets on June 30, 2026, it ranks No. 808 of 4,232 U.S. banks by total assets. The Malta Branch at 124 Dunning St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Malta Branch124 Dunning St, 12020
Broadview Credit Union Credit union · 1
Broadview Credit Union has 1 office in Malta, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Malta Cc2439 State Route 9, 12020
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Pioneer Bank Bank · 1
Pioneer Bank has 1 branch in Malta, 22 across New York and 21 nationwide. FDIC records list its main office in Albany, NY and show it operating since 1889. With $2.34 billion in total assets on June 30, 2026, it ranks No. 533 of 4,232 U.S. banks by total assets. The Malta Branch at 10 Kendall Way dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Malta Branch10 Kendall Way, 12020
The Adirondack Trust Bank · 1
The Adirondack Trust has 1 branch in Malta, 13 across New York and 13 nationwide. FDIC records list its main office in Saratoga Springs, NY and show it operating since 1901. With $1.70 billion in total assets on June 30, 2026, it ranks No. 667 of 4,232 U.S. banks by total assets. The Malta Branch at 2510 State Route 9 dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Malta Branch2510 State Route 9, 12020
Trustco Bank Bank · 1
Trustco Bank has 1 branch in Malta, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Malta 4 Corners Branch at 2471 Route 9 And Dunning Street dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Malta 4 Corners Branch2471 Route 9 And Dunning Street, 12020
Join a credit union in Malta
2 credit unions have 4 offices here: Hudson Valley Credit Union and Broadview Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Malta page has every office in the state's directory.
Banking in Malta: the local picture
Short answer: 4 banks run 4 branches in Malta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Malta, 4 elsewhere in New York, according to the FDIC.
The bank with the longest record here is Ballston Spa National Bank, operating since 1838 according to the FDIC. In FDIC branch records, the longest-running branch is The Adirondack Trust's office at 2510 State Route 9, dating to 1974; the newest is Pioneer Bank's at 10 Kendall Way, from 1996.
2 credit unions have 4 offices in Malta, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Malta
Short answer: 1 of the 4 Malta locations with published hours opens on Saturday, run by 1 institution.
- Broadview Credit Union: 1 of 1 office (2439 State Route 9: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Malta, and where the nearest one is if they do not.
Short answer: No branches in Malta: Chase (nearest in Clifton Park, 7 mi), Wells Fargo (nearest in Kingston, 73 mi), Bank of America (nearest in Clifton Park, 8 mi), PNC Bank (nearest in New York, 147 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 153 mi), Huntington, Regions Bank, TD Bank (nearest in Mechanicville, 7 mi), BMO.
| Bank | In Malta | Nearest branch if none here |
|---|---|---|
| Chase | None | Clifton Park, 7 miles away |
| Wells Fargo | None | Kingston, 73 miles away |
| Bank of America | None | Clifton Park, 8 miles away |
| PNC Bank | None | New York, 147 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 153 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Mechanicville, 7 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Malta to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Malta residents like anyone else.
Banks near Malta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ballston Spa (3 miles) and Ballston Lake (4 miles). Clifton Park, 8 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ballston Spa, NY | 3 mi | 4 | 7 |
| Banks in Ballston Lake, NY | 4 mi | 3 | 5 |
| Banks in Mechanicville, NY | 5 mi | 3 | 3 |
| Banks in Clifton Park, NY | 8 mi | 12 | 17 |
| Banks in Wilton, NY | 8 mi | 2 | 2 |
| Banks in Saratoga Springs, NY | 8 mi | 10 | 20 |
| Banks in Glenville, NY | 10 mi | 3 | 4 |
| Banks in Schaghticoke, NY | 11 mi | 2 | 2 |
Bank branch openings and closings in Malta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Malta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Malta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Malta offices.
Short answer: Trustco Bank is the largest bank with offices in Malta, with $6.52 billion in total assets on June 30, 2026, No. 238 among U.S. banks by total assets. Pioneer Bank is second with $2.34 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Trustco Bank | $6.52 billion | No. 238 | 1 | Glenville, NY |
| Pioneer Bank | $2.34 billion | No. 533 | 1 | Albany, NY |
| The Adirondack Trust | $1.70 billion | No. 667 | 1 | Saratoga Springs, NY |
| Ballston Spa National Bank | $1.37 billion | No. 808 | 1 | Ballston Spa, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Malta: FAQ
How many banks are in Malta, NY?
Malta has 4 banks with 4 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Malta?
Trustco Bank, with 1. Pioneer Bank has 1 and The Adirondack Trust has 1.
Is there a Trustco Bank in Malta, NY?
Yes. FDIC data lists 1 Trustco Bank branch in Malta as of September 5, 2026. The address and directions are under Trustco Bank above.
Is there a Pioneer Bank in Malta, NY?
Yes. FDIC data lists 1 Pioneer Bank branch in Malta as of September 5, 2026. The address and directions are under Pioneer Bank above.
Is there a The Adirondack Trust in Malta, NY?
Yes. FDIC data lists 1 The Adirondack Trust branch in Malta as of September 5, 2026. The address and directions are under The Adirondack Trust above.
Is there a Chase in Malta, NY?
No. FDIC data lists no Chase branch in Malta as of September 5, 2026. The nearest is in Clifton Park, about 7 miles away in a straight line.
Which banks in Malta are open on Saturday?
Broadview Credit Union publishes Saturday hours for one or more Malta locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Malta?
Ballston Spa National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1838.
Which credit unions can I join in Malta?
Hudson Valley Credit Union and Broadview Credit Union have offices in Malta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Malta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Malta?
Nearby cities with more banks include Ballston Spa, Ballston Lake, Mechanicville. Ballston Spa is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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