US Bank Directory
Banks in Niskayuna, NY
6 FDIC-insured banks operate 6 offices in Niskayuna, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Niskayuna
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Niskayuna, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Niskayuna
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Niskayuna, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Niskayuna, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Niskayuna North Branch at 2321 Nott St. E., Ste 2 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Niskayuna North Branch2321 Nott St. E., Ste 2, 12309
Citizens Bank · 1
Citizens has 1 branch in Niskayuna, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Niskayuna / Hannaford Branch at 3333 Consaul Rd dates to 1996 in FDIC branch records. It opens on Saturday.
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Niskayuna / Hannaford Branch3333 Consaul Rd, 12304
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
First National Bank of Scotia Bank · 1
First National Bank of Scotia has 1 branch in Niskayuna, 10 across New York and 10 nationwide. FDIC records list its main office in Scotia, NY and show it operating since 1923. With $719.0 million in total assets on June 30, 2026, it ranks No. 1,361 of 4,232 U.S. banks by total assets. The Niskayuna Branch at 1476 Balltown Rd dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Niskayuna Branch1476 Balltown Rd, 12309
Hudson Valley Credit Union Credit union · 1
Hudson Valley Credit Union has 1 office in Niskayuna, 43 across New York. It is based in Poughkeepsie, NY and $8.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Niskayuna120 Mansion Blvd, 12304
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Niskayuna, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Schnectady Branch at 1766 Union St dates to 1987 in FDIC branch records. It opens on Saturday.
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Schnectady Branch1766 Union St, 12309
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Niskayuna, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Niskayuna Branch at 2309 Nott St E dates to 1997 in FDIC branch records. It opens on Saturday.
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Niskayuna Branch2309 Nott St E, 12309
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Trustco Bank Bank · 1
Trustco Bank has 1 branch in Niskayuna, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Balltown Rd Branch at 1475 Balltown Rd dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Balltown Rd Branch1475 Balltown Rd, 12309
Join a credit union in Niskayuna
1 credit union has 1 office here: Hudson Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Niskayuna page has every office in the state's directory.
Banking in Niskayuna: the local picture
Short answer: 6 banks run 6 branches in Niskayuna according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Niskayuna, 3 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of Scotia's office at 1476 Balltown Rd, dating to 1956; the newest is Chase's at 2321 Nott St. E., Ste 2, from 2023.
The only credit union with an office here is Hudson Valley Credit Union.
Of the 4 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Niskayuna
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 12309 has the most bank and credit union offices in Niskayuna (5), followed by 12304 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 12309 | 5 | 5 | Chase, First National Bank of Scotia, M&T Bank |
| 12304 | 2 | 2 | Citizens, Hudson Valley Credit Union |
Banks and credit unions open on Saturday in Niskayuna
Short answer: 4 of the 4 Niskayuna locations with published hours open on Saturday, run by 4 institutions.
- TD Bank: 1 of 1 branch (2309 Nott St E: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (3333 Consaul Rd: Saturday 10 am to 3 pm)
- M&T Bank: 1 of 1 branch (1766 Union St: Saturday 9 am to 12 pm)
- Hudson Valley Credit Union: 1 of 1 office (120 Mansion Blvd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Niskayuna, and where the nearest one is if they do not.
Short answer: In Niskayuna: Chase (1), TD Bank (1). No branches in Niskayuna: Wells Fargo (nearest in Kingston, 61 mi), Bank of America (nearest in Schenectady, 1 mi), PNC Bank (nearest in New York, 135 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 142 mi), Huntington, Regions Bank, BMO.
| Bank | In Niskayuna | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Kingston, 61 miles away |
| Bank of America | None | Schenectady, 1 mile away |
| PNC Bank | None | New York, 135 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 142 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Niskayuna to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Niskayuna residents like anyone else.
Banks near Niskayuna
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Schenectady (2 miles) and Scotia (4 miles). Latham, 8 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Schenectady, NY | 2 mi | 12 | 26 |
| Banks in Scotia, NY | 4 mi | 3 | 3 |
| Banks in Glenville, NY | 4 mi | 3 | 4 |
| Banks in Clifton Park, NY | 7 mi | 12 | 17 |
| Banks in Colonie, NY | 7 mi | 5 | 5 |
| Banks in Guilderland, NY | 8 mi | 5 | 5 |
| Banks in Latham, NY | 8 mi | 14 | 17 |
| Banks in Ballston Lake, NY | 9 mi | 3 | 5 |
Bank branch openings and closings in Niskayuna
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Niskayuna between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Niskayuna by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Niskayuna offices.
Short answer: Chase is the largest bank with offices in Niskayuna, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Trustco Bank | $6.52 billion | No. 238 | 1 | Glenville, NY |
| First National Bank of Scotia | $719.0 million | No. 1,361 | 1 | Scotia, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Niskayuna: FAQ
How many banks are in Niskayuna, NY?
Niskayuna has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Niskayuna?
Chase, with 1. TD Bank has 1 and Citizens has 1.
Is there a Chase in Niskayuna, NY?
Yes. FDIC data lists 1 Chase branch in Niskayuna as of September 5, 2026. The address and directions are under Chase above.
Is there a TD Bank in Niskayuna, NY?
Yes. FDIC data lists 1 TD Bank branch in Niskayuna as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Citizens in Niskayuna, NY?
Yes. FDIC data lists 1 Citizens branch in Niskayuna as of September 5, 2026. The address and directions are under Citizens above.
Is there a Wells Fargo in Niskayuna, NY?
No. FDIC data lists no Wells Fargo branch in Niskayuna as of September 5, 2026. The nearest is in Kingston, about 61 miles away in a straight line.
Which banks in Niskayuna are open on Saturday?
TD Bank, Citizens, M&T Bank and Hudson Valley Credit Union publish Saturday hours for one or more Niskayuna locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Niskayuna?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Niskayuna?
Hudson Valley Credit Union has an office in Niskayuna. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Niskayuna in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Niskayuna?
Nearby cities with more banks include Schenectady, Scotia, Glenville. Schenectady is 2 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Citizens, M&T Bank, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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