US Bank Directory
Banks in Schenectady, NY
12 FDIC-insured banks operate 26 offices in Schenectady, New York, and 5 credit unions have 15 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Schenectady
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 41 locations in Schenectady, according to the FDIC and the NCUA. 39 of them have coordinates on record and are on the map. 21 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
39 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Schenectady
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Trustco Bank has the most locations in Schenectady, with 7. It is followed by KeyBank (3), First National Bank of Scotia (3), Chase (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Broadview Credit Union Credit union · 8
Broadview Credit Union has 8 officees in Schenectady, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. 4 of its 8 Schenectady locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Schenectady-City Hall Cc105 Jay St Rm 1, 12305
All hours
Mon not published; Tue 9 am to 3 pm; Wed not published; Thu 9 am to 3 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Ellis Hosp1101 Nott St, 12308
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Union Street1742 Union St, 12309
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Glenville262 Saratoga Rd, 12302
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Niskayuna3200 Balltown Rd, 12304
All hours
Mon to Wed 8 am to 5 pm; Thu to Fri 8 am to 6 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Sefcu Square469 State St, 12305
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Niskayuna Cc582 Balltown Rd, 12304
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Albany St920 Albany St, 12307
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Trustco Bank Bank · 7
Trustco Bank has 7 branches in Schenectady, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Mont Pleasant Branch at 959 Crane St, dating to 1924; the newest, at 1400 Altamont Ave, to 1981. It does not publish hours in the sources this page uses; check its site before you go.
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Brandywine Branch1048 State St, 12307
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Altamont Avenue Branch1400 Altamont Ave, 12303
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Upper Union Street Branch1620 Union St, 12309
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State Street Schenectady Branch320 State St, 12305
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Niskayuna - Woodlawn Branch3461 State St, 12304
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Guilderland Branch3900 Carman Rd, 12303
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Mont Pleasant Branch959 Crane St, 12303
First National Bank of Scotia Bank · 3
First National Bank of Scotia has 3 branches in Schenectady, 10 across New York and 10 nationwide. FDIC records list its main office in Scotia, NY and show it operating since 1923. With $719.0 million in total assets on June 30, 2026, it ranks No. 1,361 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Schenectady Branch at 120 Erie Blvd, dating to 1973; the newest, at 2695 Hamburg St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Ge Global Research Center1 Research Circle, Commons 2a7, 12309
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Schenectady Branch120 Erie Blvd, 12305
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Rotterdam Branch2695 Hamburg St, 12303
KeyBank Bank · 3
KeyBank has 3 branches in Schenectady, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Altamont Avenue Branch at 1703 Altamont Avenue, dating to 1825; the newest, at 3337 Consaul Rd, to 1970. 1 of its 3 Schenectady locations with published hours open on Saturday.
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Altamont Avenue Branch1703 Altamont Avenue, 12303
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Schenectady Branch315 State St, 12305
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Mohawk Mall Branch3337 Consaul Rd, 12304
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Sunmark Credit Union Credit union · 3
Sunmark Credit Union has 3 officees in Schenectady, 16 across New York. It is based in Albany, NY and $1.20 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Schenectady locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Rotterdam Branch1300 Altamont Ave, 12303
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
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Sunmark Credit Union - Schenectady1616 Broadway, 12306
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
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Five Corners Branch404 Princetown Rd, 12306
All hours
Mon to Tue 9 am to 4:30 pm; Wed 10 am to 4:30 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Arrow Bank Bank · 2
Arrow Bank has 2 branches in Schenectady, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Schenectady Branch at 251 State St, dating to 2017; the newest, at 1963 Altamont Ave, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Rotterdam Branch1963 Altamont Ave, 12303
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Schenectady Branch251 State St, 12305
Bank of America Bank · 2
Bank of America has 2 branches in Schenectady, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Rotterdam Branch at 1428 Altamont Ave, dating to 1955; the newest, at 1757 Union St, to 1964. 1 of its 2 Schenectady locations with published hours open on Saturday.
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Rotterdam Branch1428 Altamont Ave, 12303
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Niskayuna Branch1757 Union St, 12309
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Schenectady, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Niskayuna Branch at 416 Balltown Rd, dating to 2020; the newest, at 1875 Altamont Ave, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Schenectady Branch1875 Altamont Ave, 12303
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Niskayuna Branch416 Balltown Rd, 12304
First New York Credit Union Credit union · 2
First New York Credit Union has 2 officees in Schenectady, 9 across New York. It is based in Albany, NY and $556.3 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Schenectady locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Niskyuna Location1776 Union St, 12309
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Rotterdam Location3085 Carman Rd, 12303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Pioneer Bank Bank · 2
Pioneer Bank has 2 branches in Schenectady, 22 across New York and 21 nationwide. FDIC records list its main office in Albany, NY and show it operating since 1889. With $2.34 billion in total assets on June 30, 2026, it ranks No. 533 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schenectady location is the Rotterdam Branch at 1828 Altamont Ave, dating to 1973; the newest, at 426 State St, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
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Rotterdam Branch1828 Altamont Ave, 12303
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Schenectady Branch426 State St, 12305
Chemung Canal Trust Bank · 1
Chemung Canal Trust has 1 branch in Schenectady, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. The Schenectady Branch at 2 Rush St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Schenectady Branch2 Rush St, 12305
Citizens Bank · 1
Citizens has 1 branch in Schenectady, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Rotterdam Branch at 1725 Altamont Ave dates to 2004 in FDIC branch records. It opens on Saturday.
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Rotterdam Branch1725 Altamont Ave, 12303
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Community Bank Bank · 1
Community Bank has 1 branch in Schenectady, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Balltown Rd. Branch at 420 Balltown Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Balltown Rd. Branch420 Balltown Rd, 12304
M&T Bank Bank · 1
M&T Bank has 1 branch in Schenectady, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Kingsway Retirement Home Branch at 5000 Queen Philomena Blvd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kingsway Retirement Home Branch5000 Queen Philomena Blvd, 12304
NBT Bank Bank · 1
NBT Bank has 1 branch in Schenectady, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Schenectady Branch at 433 State St dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Schenectady Branch433 State St, 12305
Schenectady County Employees Credit Union Credit union · 1
Schenectady County Employees Credit Union has 1 office in Schenectady, 1 across New York. It is based in Schenectady, NY and $5.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office388 Broadway, 12305
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Stratton Air National Guard Credit Union Credit union · 1
Stratton Air National Guard Credit Union has 1 office in Schenectady, 3 across New York. It is based in Scotia, NY and $930,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mohawk Progressive Fcu1760 State St, 12304
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Schenectady
5 credit unions have 15 offices here: Broadview Credit Union, Sunmark Credit Union, First New York Credit Union, Schenectady County Employees Credit Union and Stratton Air National Guard Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Schenectady page has every office in the state's directory.
Banking in Schenectady: the local picture
Short answer: 12 banks run 26 branches in Schenectady according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Schenectady, 8 elsewhere in New York and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 1703 Altamont Avenue, dating to 1825; the newest is Community Bank's at 420 Balltown Rd, from 2025.
5 credit unions have 15 offices in Schenectady, according to the NCUA. Who can join each one is on the credit unions page.
Of the 21 locations with published hours. 12 open on Saturday. 20 locations have no published hours in these sources.
Banks by ZIP code in Schenectady
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 12303 has the most bank and credit union offices in Schenectady (12), followed by 12305 (10) and 12304 (8). Offices are spread across 8 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 12303 | 12 | 10 | Trustco Bank, Arrow Bank, Bank of America |
| 12305 | 10 | 9 | Broadview Credit Union, Arrow Bank, Chemung Canal Trust |
| 12304 | 8 | 7 | Broadview Credit Union, Chase, Community Bank |
| 12309 | 5 | 5 | Bank of America, Broadview Credit Union, First National Bank of Scotia |
| 12306 | 2 | 1 | Sunmark Credit Union |
| 12307 | 2 | 2 | Broadview Credit Union, Trustco Bank |
| 12302 | 1 | 1 | Broadview Credit Union |
| 12308 | 1 | 1 | Broadview Credit Union |
Banks and credit unions open on Saturday in Schenectady
Short answer: 12 of the 21 Schenectady locations with published hours open on Saturday, run by 6 institutions.
- KeyBank: 1 of 3 branches (1703 Altamont Avenue: Saturday 9 am to 12 pm)
- Bank of America: 1 of 2 branches (1428 Altamont Ave: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (1725 Altamont Ave: Saturday 9 am to 12 pm)
- Broadview Credit Union: 4 of 8 offices (1742 Union St: Saturday 9 am to 1 pm, and 3 more)
- Sunmark Credit Union: 3 of 3 offices (1300 Altamont Ave: Saturday 24 hours, and 2 more)
- First New York Credit Union: 2 of 2 offices (1776 Union St: Saturday 9 am to 1 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 41 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Schenectady, and where the nearest one is if they do not.
Short answer: In Schenectady: Chase (2), Bank of America (2). No branches in Schenectady: Wells Fargo (nearest in Kingston, 60 mi), PNC Bank (nearest in New York, 134 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 141 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 3 mi), BMO.
| Bank | In Schenectady | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 2 branches | here |
| Wells Fargo | None | Kingston, 60 miles away |
| PNC Bank | None | New York, 134 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 141 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 3 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Schenectady to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Schenectady residents like anyone else.
Banks near Schenectady
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Niskayuna (2 miles) and Scotia (4 miles). Latham, 9 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Niskayuna, NY | 2 mi | 6 | 6 |
| Banks in Scotia, NY | 4 mi | 3 | 3 |
| Banks in Glenville, NY | 5 mi | 3 | 4 |
| Banks in Guilderland, NY | 7 mi | 5 | 5 |
| Banks in Colonie, NY | 8 mi | 5 | 5 |
| Banks in Latham, NY | 9 mi | 14 | 17 |
| Banks in Clifton Park, NY | 9 mi | 12 | 17 |
| Banks in Loudonville, NY | 10 mi | 3 | 3 |
Bank branch openings and closings in Schenectady
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Schenectady between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 20, 2025 | Opened | Community Bank | 420 Balltown Rd, 12304 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Schenectady
Short answer: 1 institution has its main office in Schenectady: Schenectady County Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Schenectady County Employees Credit Union | Credit union | $5.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Schenectady by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Schenectady offices.
Short answer: Chase is the largest bank with offices in Schenectady, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 3 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| Trustco Bank | $6.52 billion | No. 238 | 7 | Glenville, NY |
| Arrow Bank | $4.46 billion | No. 311 | 2 | Glens Falls, NY |
| Chemung Canal Trust | $2.82 billion | No. 458 | 1 | Elmira, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Schenectady: FAQ
How many banks are in Schenectady, NY?
Schenectady has 12 banks with 26 branches and 5 credit unions with 15 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Schenectady?
Trustco Bank, with 7. KeyBank has 3 and First National Bank of Scotia has 3.
Is there a Trustco Bank in Schenectady, NY?
Yes. FDIC data lists 7 Trustco Bank branches in Schenectady as of September 5, 2026. Its branches are listed under Trustco Bank above, with the address and directions for each.
Is there a KeyBank in Schenectady, NY?
Yes. FDIC data lists 3 KeyBank branches in Schenectady as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a First National Bank of Scotia in Schenectady, NY?
Yes. FDIC data lists 3 First National Bank of Scotia branches in Schenectady as of September 5, 2026. Its branches are listed under First National Bank of Scotia above, with the address and directions for each.
Is there a Wells Fargo in Schenectady, NY?
No. FDIC data lists no Wells Fargo branch in Schenectady as of September 5, 2026. The nearest is in Kingston, about 60 miles away in a straight line.
Which banks in Schenectady are open on Saturday?
KeyBank, Bank of America, Citizens and Broadview Credit Union and 2 more publish Saturday hours for one or more Schenectady locations. The Saturday section above lists each one with its hours. 20 of the 41 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Schenectady?
Schenectady County Employees Credit Union has its main office in Schenectady, according to the FDIC and the NCUA.
What is the oldest bank in Schenectady?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Schenectady?
Broadview Credit Union, Sunmark Credit Union, First New York Credit Union and Schenectady County Employees Credit Union and 1 more have offices in Schenectady. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Schenectady in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Schenectady?
Nearby cities with more banks include Niskayuna, Scotia, Glenville. Niskayuna is 2 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 13 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 26 branches: Bank of America, Citizens, KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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