US Bank Directory
Banks in Guilderland, NY
5 FDIC-insured banks operate 5 offices in Guilderland, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Guilderland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Guilderland, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Guilderland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Guilderland, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Broadview Credit Union Credit union · 1
Broadview Credit Union has 1 office in Guilderland, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Guilderland2114 Western Ave, 12084
All hours
Mon to Fri 7:30 am to 6 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
First National Bank of Scotia Bank · 1
First National Bank of Scotia has 1 branch in Guilderland, 10 across New York and 10 nationwide. FDIC records list its main office in Scotia, NY and show it operating since 1923. With $719.0 million in total assets on June 30, 2026, it ranks No. 1,361 of 4,232 U.S. banks by total assets. The Guilderland-Westmere Branch at 8 Karner Road dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Guilderland-Westmere Branch8 Karner Road, 12084
KeyBank Bank · 1
KeyBank has 1 branch in Guilderland, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Guilderland Branch at 2050 Western Ave dates to 1964 in FDIC branch records. It opens on Saturday.
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Guilderland Branch2050 Western Ave, 12084
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Guilderland, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Guilderland Branch at 2080 Western Ave dates to 1973 in FDIC branch records. It opens on Saturday.
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Guilderland Branch2080 Western Ave, 12084
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in Guilderland, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Guilderland Branch at 5 New Karner Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Guilderland Branch5 New Karner Rd, 12084
Sunmark Credit Union Credit union · 1
Sunmark Credit Union has 1 office in Guilderland, 16 across New York. It is based in Albany, NY and $1.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Guilderland Branch2115 Western Ave, 12084
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Trustco Bank Bank · 1
Trustco Bank has 1 branch in Guilderland, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The State Farm Road Branch at 2050 Western Ave dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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State Farm Road Branch2050 Western Ave, 12084
Join a credit union in Guilderland
2 credit unions have 2 offices here: Broadview Credit Union and Sunmark Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Guilderland page has every office in the state's directory.
Banking in Guilderland: the local picture
Short answer: 5 banks run 5 branches in Guilderland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Guilderland, 4 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 2050 Western Ave, dating to 1964; the newest is NBT Bank's at 5 New Karner Rd, from 2003.
2 credit unions have 2 offices in Guilderland, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Guilderland
Short answer: 4 of the 4 Guilderland locations with published hours open on Saturday, run by 4 institutions.
- M&T Bank: 1 of 1 branch (2080 Western Ave: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (2050 Western Ave: Saturday 9 am to 12 pm)
- Broadview Credit Union: 1 of 1 office (2114 Western Ave: Saturday 8 am to 2 pm)
- Sunmark Credit Union: 1 of 1 office (2115 Western Ave: Saturday 24 hours)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Guilderland, and where the nearest one is if they do not.
Short answer: No branches in Guilderland: Chase (nearest in Albany, 1 mi), Wells Fargo (nearest in Kingston, 53 mi), Bank of America (nearest in Albany, 4 mi), PNC Bank (nearest in New York, 128 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 134 mi), Huntington, Regions Bank, TD Bank (nearest in Albany, 4 mi), BMO.
| Bank | In Guilderland | Nearest branch if none here |
|---|---|---|
| Chase | None | Albany, 1 mile away |
| Wells Fargo | None | Kingston, 53 miles away |
| Bank of America | None | Albany, 4 miles away |
| PNC Bank | None | New York, 128 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 134 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Albany, 4 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Guilderland to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Guilderland residents like anyone else.
Banks near Guilderland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Voorheesville (4 miles) and Colonie (4 miles). Albany, 5 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Voorheesville, NY | 4 mi | 2 | 2 |
| Banks in Colonie, NY | 4 mi | 5 | 5 |
| Banks in Slingerlands, NY | 4 mi | 3 | 3 |
| Banks in Albany, NY | 5 mi | 16 | 48 |
| Banks in Loudonville, NY | 6 mi | 3 | 3 |
| Banks in Delmar, NY | 6 mi | 7 | 7 |
| Banks in Schenectady, NY | 7 mi | 12 | 26 |
| Banks in Latham, NY | 7 mi | 14 | 17 |
Bank branch openings and closings in Guilderland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Guilderland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Guilderland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Guilderland offices.
Short answer: M&T Bank is the largest bank with offices in Guilderland, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| Trustco Bank | $6.52 billion | No. 238 | 1 | Glenville, NY |
| First National Bank of Scotia | $719.0 million | No. 1,361 | 1 | Scotia, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Guilderland: FAQ
How many banks are in Guilderland, NY?
Guilderland has 5 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Guilderland?
M&T Bank, with 1. KeyBank has 1 and NBT Bank has 1.
Is there a M&T Bank in Guilderland, NY?
Yes. FDIC data lists 1 M&T Bank branch in Guilderland as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a KeyBank in Guilderland, NY?
Yes. FDIC data lists 1 KeyBank branch in Guilderland as of September 5, 2026. The address and directions are under KeyBank above.
Is there a NBT Bank in Guilderland, NY?
Yes. FDIC data lists 1 NBT Bank branch in Guilderland as of September 5, 2026. The address and directions are under NBT Bank above.
Is there a Chase in Guilderland, NY?
No. FDIC data lists no Chase branch in Guilderland as of September 5, 2026. The nearest is in Albany, about 1 miles away in a straight line.
Which banks in Guilderland are open on Saturday?
M&T Bank, KeyBank, Broadview Credit Union and Sunmark Credit Union publish Saturday hours for one or more Guilderland locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Guilderland?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Guilderland?
Broadview Credit Union and Sunmark Credit Union have offices in Guilderland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Guilderland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Guilderland?
Nearby cities with more banks include Voorheesville, Colonie, Slingerlands. Voorheesville is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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