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This card is for business owners who fly Delta regularly and want status help without the Reserve price. It earns 3X miles on Delta purchases and at hotels, 1.5X on transit, U.S. shipping and single purchases of $5,000 or more (up to $100,000 combined per year), and 1X elsewhere. The annual fee is $350. The caveat: no lounge access, and the companion certificate is Main Cabin only and arrives after your first renewal.
This card is for small business owners who fly Delta a few times a year and want business categories to earn miles. It earns 2X on Delta purchases, at restaurants, at U.S. shipping providers and on U.S. advertising in select media, and 1X elsewhere. The annual fee is $0 the first year, then $150. The caveat: the shipping and advertising 2X each stop at $50,000 of purchases a year, and the rideshare credit begins after the first renewal.
For business owners who put operating spend on one card and stay at Hilton brands. The flat 5X on the first $100,000 in purchases each calendar year is broad for a hotel card. Up to $60 in Hilton statement credits each quarter can offset most of the $195 fee. Rewards stay inside Hilton Honors, so the value depends on stays.
For owners whose teams sleep at Marriott brands. The annual Free Night Award alone can outweigh the $125 fee, and a 7% discount applies on eligible bookings made directly with Marriott. Gold Elite status and 15 Elite Night Credits come with the card. Earning outside the 6X and 4X categories drops to 2X, and points stay inside Marriott Bonvoy.
Built for businesses whose teams fly Alaska Airlines or Hawaiian Airlines. It earns 3 points per $1 with both airlines and 2 points per $1 on gas, EV charging, shipping and local transit including rideshare. The company pays $70 per year plus $25 per card. A Bank of America small business account adds a 10% rewards bonus. The caveat: general spend earns 1 point per $1, so pair it with a flat-rate business card.
Built for business owners who book Hyatt stays. It earns 4 Bonus Points per $1 at Hyatt, up to 9 per $1 in total with member earnings, and 2 points per $1 in your top three spend categories each quarter from an eligible list. Up to $100 in annual Hyatt statement credits softens the $199 fee. Heavy spenders earn tier-qualifying nights and a 10% points rebate after $50,000 in a year.
This card carries the Premier formula onto company spending. It earns 10X at IHG hotels, 5X on travel, dining, social media and search engine advertising, office supply stores and gas stations, and 3X on everything else. The $99 fee returns an anniversary night worth up to 40,000 points, automatic Platinum Elite and a $100 statement credit plus 10,000 points in years the business spends $20,000. Employee cards cost nothing extra.
Built for businesses that run on Southwest. The 80,000-point welcome offer is the largest in the Southwest family, 9,000 anniversary points return every year, and seat perks match the personal Priority card. Employee cards are free and all spending pools toward the Companion Pass. The fee is $299.
The business twin of the United Club card. The $695 fee buys United Club membership for you and a guest, first and second checked bags free, Premier Access handling and 1.5x miles on all non-bonus spending. Chase counts over $925 in yearly partner credits against the fee. It only makes sense for owners who fly United often and use lounges routinely.
United's small business workhorse. You earn 2x miles on the categories businesses actually spend in, get a free first checked bag and two United Club passes a year, and can bank up to 110,000 bonus miles plus 2,000 PQP up front. The fee is $150. Holding a personal United card adds a 5,000-mile anniversary bonus.
Business Leverage is for owners whose spending mix changes month to month. The card automatically pays 2X points in your top two spend categories each month, 5X on prepaid hotels and car rentals booked in the Travel Center, and 1X on everything else. The annual fee is $0 intro for the first year, then $95. The caveat: points expire five years after the quarter they were earned.
No annual fee and no foreign transaction fee as of Sep 6, 2026. 3X points on restaurants, travel, gas and transit, streaming and phone plans, 1X on the rest, no caps. 20,000 bonus points after $1,000 in 3 months. 0% intro APR on purchases for 12 months, then 18.49%, 24.49% or 28.49% variable.
