Navy Federal credit cards
See what people with your score actually got approved for
Results reported by members and public credit communities. No SSN, no credit pull, and your score is never touched.
For Navy Federal members who want flat cash back with no annual fee. Every purchase earns 1.5%, or 2% if your approved credit limit is $5,000 or more (the cashRewards Plus version). New accounts can earn $250 after $2,500 in 90 days, and there are no foreign transaction or balance transfer fees. The caveat: you must be a Navy Federal member, which is open to the military, veterans, Department of Defense employees and their immediate family members.
For Navy Federal members building or rebuilding credit. You deposit $200 to $5,000 into your membership savings account and that amount becomes your spending limit. Every purchase earns 1% cash back, with no annual fee and no foreign transaction fee. After 6 months Navy Federal reviews the account monthly for an upgrade to an unsecured cashRewards card. The caveat: you need Navy Federal membership, and your deposit stays on hold until the account is upgraded.
