Comenity Capital Bank credit cards
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This card is for shoppers financing a ring or other larger piece at Zales who can clear it inside a promo window. Plans run from no interest if paid in full within 6 months on $300 or more to 18 months on $4,000 or more, or 16.99% APR for 36 months on $1,500 or more. Every dollar earns 1 Gem in Vault Rewards. The caveat: the no-interest plans are deferred interest with a 2% promotional plan fee, and the purchase APR is 35.99%.
