Wells Fargo credit cards
This card is for people who want one number: 2% back on everything, forever, with no annual fee. The $100 bonus requires only $500 in purchases in three months, one of the lowest hurdles among major cards. It also carries a 12-month 0% intro APR on purchases and qualifying balance transfers. The caveat is the 3% foreign transaction fee: leave it home when traveling abroad.
This card is for travelers who book flights and hotels directly instead of through an issuer portal. Hotels earn 5 points per $1 and airlines 4 points per $1 wherever you book them. The $50 annual airline statement credit cuts the effective fee to $45. Points transfer to airline and hotel partners. The caveat: everyday non-travel, non-dining spend earns just 1 point per $1.
No annual fee and no foreign transaction fee as of Sep 6, 2026. 3X points on restaurants, travel, gas and transit, streaming and phone plans, 1X on the rest, no caps. 20,000 bonus points after $1,000 in 3 months. 0% intro APR on purchases for 12 months, then 18.49%, 24.49% or 28.49% variable.