Smart Card Choices
PenFed credit cards
Banrox tracks 1 PenFed card, all of them at a $0 annual fee, with the terms each issuer publishes.
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Reported by members and public credit communities
See what people with your score actually got approved for
Results reported by members and public credit communities. No SSN, no credit pull, and your score is never touched.
39431 results reported since April 2001
Recommended Credit: Good to Excellent (median of 50 reported approvals: 740 to 799)
Processing NetworkVisa
Annual Fee$0
PenFed Platinum Rewards Visa Signature® Card
Regular Purchase APR
17.99% Variable
Balance Transfer APR
17.99% non-variable
Cash Advance APR
17.99%
At a Glance
For drivers and families whose biggest costs are fuel, groceries and dining out. It earns 5X points on fuel and EV charging, 3X at supermarkets and restaurants and 1X elsewhere, with no annual fee and no foreign transaction fee. Balance transfers made in the first 60 days get 0% intro APR for 12 months with a 3% fee. PenFed creates your credit union membership during the application. The caveat: points redeem for gift cards, merchandise or travel rather than straight cash, and they expire 5 years from the date earned.
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