Atmos™ Rewards Visa Signature® Business Card
Built for businesses whose teams fly Alaska Airlines or Hawaiian Airlines. It earns 3 points per $1 with both airlines and 2 points per $1 on gas, EV charging, shipping and local transit including rideshare. The company pays $70 per year plus $25 per card. A Bank of America small business account adds a 10% rewards bonus. The caveat: general spend earns 1 point per $1, so pair it with a flat-rate business card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 70,000-point welcome offer with a $99 Companion Fare
- $99 Companion Fare every year after $6,000 in purchases
- Free checked bag and preferred boarding on Alaska and Hawaiian flights
- 3 points per $1 on both airlines, 2 points per $1 on gas, shipping and transit
- 20% back on inflight purchases
- $100 off an annual Alaska Lounge+ membership
- 10% rewards bonus with an eligible Bank of America small business account
- Annual fee: $70 for the company plus $25 per card
- Regular purchase APR: 19.74% - 27.74% Variable
- Intro purchase APR: N/A
- Intro balance transfer APR: N/A
- Balance transfer fee: See issuer's pricing and terms
- Cash advance fee: See issuer's pricing and terms
- Late payment fee: See issuer's pricing and terms
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on October 26, 2026 and may change.
- Your business puts team travel on Alaska or Hawaiian, where 3 points per $1 and free bags compound across employees.
- You or a key employee flies with a companion yearly; the Companion Fare covers the company fee on its own.
- Your operating spend leans on gas, EV charging, shipping and rideshare, all at 2 points per $1.
- You already bank with Bank of America and would collect the 10% rewards bonus automatically.
- You should skip it if company travel is airline-agnostic; a general business travel card fits better.
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Your guess: 700
Approved at 670 to 739
Atmos™ Rewards Visa Signature® Business Card Review
Alaska Airlines moved its business card to the Atmos Rewards brand along with the consumer lineup. The structure stays familiar: airline-heavy earning, a Companion Fare, and bag benefits, at a company-level price. This review looks at what a small business gets back for $70 plus $25 per card.
How You Earn
Earning follows business operating costs: flights, fuel, shipping and ground transport. Employee cards feed the same points pool.
- 3 points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per $1 on gas, EV charging, shipping and local transit including rideshare
- 1 point per $1 on everything else
- 10% rewards bonus with an eligible Bank of America small business account
| Category | Earn rate |
|---|---|
| Alaska Airlines and Hawaiian Airlines purchases | 3 points per $1 |
| Gas, EV charging, shipping, local transit and rideshare | 2 points per $1 |
| All other purchases | 1 point per $1 |
How You Redeem
Points land in the company's Atmos Rewards account and redeem like consumer points: award flights on Alaska, Hawaiian and partners.
- Award travel on Alaska Airlines and Hawaiian Airlines
- Partner awards across oneworld and other airline partners
- The annual $99 Companion Fare applies to paid fares
Benefits and Protections
The perks target the cost lines of business travel: bags, boarding and onboard spending.
- Free checked bag and preferred boarding
- 20% back on Alaska and Hawaiian inflight purchases
- $100 off an annual Alaska Lounge+ membership
- No international transaction fees
Who This Card Is For
A fit for West Coast and Hawaii-connected businesses with recurring flights on the two airlines. The per-card pricing keeps costs predictable as the team grows.
- Small businesses with regular Alaska or Hawaiian travel
- Owners who can hit $6,000 a year to renew the Companion Fare
- Companies already banking with Bank of America
Comparison
| Feature | Atmos™ Rewards Business | CitiBusiness® / AAdvantage® Platinum Select® | U.S. Bank Business Leverage® |
|---|---|---|---|
| Annual Fee | $70 company plus $25 per card | $0 intro for the first year, then $99 | $0 intro for the first year, then $95 |
| Welcome Offer | 70,000 pts + Companion Fare ($4,000 in 90 days) | 65,000 miles ($4,000 in 4 months) | Up to $600 rewards ($6,000 in 120 days) |
| Rewards Rate | 3x Alaska and Hawaiian | See issuer page | 2x top two categories monthly |
| Intro APR | N/A | N/A | N/A |
| Foreign Transaction Fee | None | None | See issuer page |
| Best For | Alaska business flyers | American business flyers | Shifting spend categories |
Issuer Comparison
| Feature | Atmos™ Rewards Business | Ascent Visa Signature® | Summit Visa Infinite® |
|---|---|---|---|
| Annual Fee | $70 company plus $25 per card | $95 | $395 |
| Welcome Offer | 70,000 pts + Companion Fare | 70,000 pts + Companion Fare | 80,000 bonus points |
| Rewards Rate | 3x airlines, 2x gas and shipping | 3x airlines, 2x gas and transit | 3x dining, foreign and airlines |
| Key Credits | $99 Companion Fare yearly, 20% inflight back | $99 Companion Fare yearly | 25,000-pt award, 8 lounge passes yearly |
| Best For | Company travel on Alaska | Personal Alaska flying | Premium and international travel |
Approval results for this card
28 results: 26 approved, 2 denied. Approval rate 75% of decided applications.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 740 to 799 | Not sure | $150k and above | NY | Jul 2026 |
| Approved | 740 to 799 | Not sure | - | - | Jan 2026 |
| Approved | 800 and above | TransUnion | $150k and above | NY | Nov 2025 |
See all 28 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
