Funding: Money as fast as 1 hour after loan closing…
No membership needed
Min. score not disclosed
Prepayment: see lender
APR
Not published
Lender quotes after application
Loan amount
$1,500 to $30,000
Auto loan
Term
See lender
as of Oct 12, 2026
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates, amounts and terms are shown as published on each lender's website on the date marked on the card and may change without notice. They are not an offer or a commitment to lend. Your rate is set by the lender based on its own review.
Frequently Asked Questions
Frequently Asked Questions
You are not alone in this. Find answers to the most common questions.
What is Banrox's Loan Marketplace and how does it work?
Banrox's Loan Marketplace connects you with multiple trusted banks and lenders in one place. Just tell us your loan type, amount, and purpose, and our matching engine instantly connects you with verified lenders offering competitive rates and terms — no need to visit multiple websites.
What loan types and rates can I compare?
Banrox's marketplace covers personal loans (10.5%–16.9% APR), business loans (9.8%–15.5% APR), auto loans (8.9%–13.9% APR), and education loans (7.5%–11.5% APR), with terms from 12 to 84 months depending on the loan type. Actual rates vary by lender and applicant profile.
Am I eligible to apply?
You'll need to be 18+ and eligible to apply in your country, hold a valid government-issued ID, show proof of income or active employment, and have a credit profile ranging from good to fair, depending on the lender.
Are there any hidden fees?
No. Banrox shows you the interest rate, installment, fees, and loan term upfront for every offer, so you know exactly what you're agreeing to before you apply.
Is my information secure when I apply?
Yes. Your data is encrypted and shared only with verified financial partners through Banrox's secure portal once you choose to connect with a lender.
Banrox does not decide. Banrox Inc. is a technology company. It is not a bank, a lender, a loan broker, or a credit repair organization, and it does not approve, deny, price or underwrite any credit product. Every decision belongs to the bank, lender or issuer, under its own criteria and its own licences.
Nothing here is an offer. Rates, payments, limits and terms shown on this site are published information or arithmetic estimates. They are not quotes, not pre-approvals and not offers of credit. Your actual terms depend on the provider's review of your application. See where these numbers come from.
Equal Credit Opportunity Act. The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning Banrox Inc. is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580. More on fair lending.
Banrox Inc., 40 N Altadena Dr Ste 105, Pasadena, CA 91107. Every legal document is at Legal and Disclosure. To complain to a regulator instead of to us, the addresses are at Complaints and Regulator Contacts. You never have to come to us first.
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Save your seat for Squad Card
A shared credit line for people who trust each other. Join now and check your Experian score free while you wait.
Joining is free and is not an application for credit.
Squad Card isn't available yet. Squad Dinner Draw (Oct 17 to Nov 13): Squads with 3 or more confirmed members are entered each week. Open to US residents 21 or older. No purchase necessary; buying or applying won't improve your odds. You can also enter free by email or mail; see the rules. How we use your email
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No SSN and no credit pull to join. Joining is free and is not an application for credit. Squad Dinner Draw (Oct 17 to Nov 13): Squads with 3 or more confirmed members are entered each week. Open to US residents 21 or older. No purchase necessary; buying or applying won't improve your odds. You can also enter free by email or mail; see the rules. How we use your email
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Every friend who confirms fills a seat and opens 500 of the grant; 750 more when they check their score.
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Card fraud where you live
68,323
credit card identity thefts reported in California in 2024
That is 174.1 for every 100,000 people, 6th highest. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
California174.1
United States135.1
57,997
credit card identity thefts reported in Florida in 2024
That is 264.5 for every 100,000 people, the highest in the country. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
Florida264.5
United States135.1
26,174
credit card identity thefts reported in Georgia in 2024
That is 241.8 for every 100,000 people, 2nd highest. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
Georgia241.8
United States135.1
1,572
credit card identity thefts reported in Washington DC in 2024
That is 233.9 for every 100,000 people, 3rd highest. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
Washington DC233.9
United States135.1
Reports per 100,000 residents, 2024.
Source: Federal Trade Commission, Consumer Sentinel Network, 2024 reports; population, U.S. Census Bureau. We read your state from your connection to pick the number and we do not store it. Checking your own report never moves your score.
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One tap. Your answer goes into the marketplace numbers without your name, and it is what keeps the match report real. Tell us how it went. 500 points either way, approved or turned down.
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