Capital One Auto Loan Refinancing
What Capital One Auto Navigator publishes: "A representative example of payment terms are as follows: A loan amount of $25,000 with an APR of 9.50% and a term of 60 months would have a monthly payment of $525.05. Your actual APR will be based on your specific situation."
No 'as low as' rate or APR range is published for refinance; only the representative example at 9.50% APR. Pre-qualified APR depends on credit history, amount financed, term, loan-to-value ratio and vehicle characteristics.
Representative example from the lender: A loan amount of $25,000 with an APR of 9.50% and a term of 60 months would have a monthly payment of $525.05.
The rate you are offered is set by Capital One Auto Navigator after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $7,500 to $75,000 |
| Term | See lender |
| Rate type | fixed |
| Funding speed | Pre-qualification decision typically within 30 seconds (soft pull); funding time not stated |
| Origination fee | 0% (no application fee; state title transfer fee is paid by Capital One and added to the loan) |
| Prepayment penalty | No |
| Late fee | Not stated |
| Minimum credit score | Not disclosed |
| States | Contiguous United States only (addresses in Alaska, Hawaii, Puerto Rico, etc. are not eligible; vehicle must be located within the contiguous United States) |
| Membership | Not required |
- Origination fee 0% (no application fee; state title transfer fee is paid by Capital One and added to the loan)
- Funding: Pre-qualification decision typically within 30 seconds (soft pull); funding time not stated
- Borrow up to $75,000
- No prepayment penalty
| Legal name | Capital One, N.A. (Capital One Auto Finance) |
| Type | Bank |
| Website | https://www.capitalone.com/cars/ |
Other Capital One Auto Navigator offers on Banrox: Capital One Auto Navigator: New Car Purchase Financing (dealer), Capital One Auto Navigator: Used Car Purchase Financing (dealer).
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
