Capital One Auto Navigator: Used Car Purchase Financing (dealer)
What Capital One Auto Navigator publishes: "Displayed used and new auto loan rates for Capital One financing with participating dealers are based upon the previous month's Capital One funded loan data for loan terms of 60 and 72 months for individuals with excellent credit characteristics. Rates are subject to change. Financing subject to eligibility."
Published used-car figures: 60 months 6.50% APR, 72 months 6.65% APR. Averages of last month's funded loans for excellent credit, not a floor or ceiling. No maximum APR published.
The rate you are offered is set by Capital One Auto Navigator after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | up to $100,000 |
| Term | up to 72 months |
| Rate type | fixed |
| Funding speed | Pre-qualification decision online with no impact to credit score; financing finalized at participating dealer (no funding time stated) |
| Origination fee | Not stated |
| Prepayment penalty | Not stated |
| Late fee | Not stated |
| Minimum credit score | Not disclosed |
| States | Contiguous United States only (valid street address required; Alaska and Hawaii excluded from dealer network) |
| Membership | Not required |
- Funding: Pre-qualification decision online with no impact to credit score; financing finalized at participating dealer (no funding time stated)
- Borrow up to $100,000
| Legal name | Capital One, N.A. (Capital One Auto Finance) |
| Type | Bank |
| Website | https://www.capitalone.com/cars/ |
Other Capital One Auto Navigator offers on Banrox: Capital One Auto Navigator: New Car Purchase Financing (dealer), Capital One Auto Loan Refinancing.
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
