US Bank Directory
Banks in Roma, TX
5 FDIC-insured banks operate 5 offices in Roma, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Roma
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Roma, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Roma
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Roma, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Roma, 9 across Texas and 9 nationwide. FDIC records list its main office in Zapata, TX and show it operating since 1984. With $567.8 million in total assets on June 30, 2026, it ranks No. 1,632 of 4,232 U.S. banks by total assets. The Roma Branch at 1702 E Grant St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roma Branch1702 E Grant St, 78584
Lone Star National Bank Bank · 1
Lone Star National Bank has 1 branch in Roma, 36 across Texas and 36 nationwide. FDIC records list its main office in Pharr, TX and show it operating since 1983. With $3.28 billion in total assets on June 30, 2026, it ranks No. 393 of 4,232 U.S. banks by total assets. The Roma Branch at 305 East Grant (u.S. Highway 83) dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roma Branch305 East Grant (u.S. Highway 83), 78584
PNC Bank Bank · 1
PNC Bank has 1 branch in Roma, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Roma Branch at 80 E Grant St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roma Branch80 E Grant St, 78584
Rio Bank Bank · 1
Rio Bank has 1 branch in Roma, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Elsa State Bank - Roma Branch at 47 E Grant St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elsa State Bank - Roma Branch47 E Grant St, 78584
Starr County Teachers Credit Union Credit union · 1
Starr County Teachers Credit Union has 1 office in Roma, 2 across Texas. It is based in Rio Grande City, TX and $46.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Starr County Teachers Fcu801 N Garcia St, 78584
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Texas National Bank Bank · 1
Texas National Bank has 1 branch in Roma, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Roma Branch at 1709 N Grant St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roma Branch1709 N Grant St, 78584
Join a credit union in Roma
1 credit union has 1 office here: Starr County Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Roma page has every office in the state's directory.
Banking in Roma: the local picture
Short answer: 5 banks run 5 branches in Roma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Roma, 4 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 80 E Grant St, dating to 1993; the newest is Texas National Bank's at 1709 N Grant St, from 2025.
The only credit union with an office here is Starr County Teachers Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Roma
Short answer: None of the 1 Roma location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Roma, and where the nearest one is if they do not.
Short answer: In Roma: PNC Bank (1). No branches in Roma: Chase (nearest in Mission, 47 mi), Wells Fargo (nearest in Mission, 44 mi), Bank of America (nearest in Mission, 44 mi), U.S. Bank (nearest in Houston, 315 mi), Truist (nearest in San Antonio, 206 mi), Fifth Third Bank (nearest in San Antonio, 211 mi), Huntington (nearest in Goliad, 186 mi), Regions Bank (nearest in Austin, 268 mi), TD Bank, BMO (nearest in Dallas, 461 mi).
| Bank | In Roma | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Mission, 47 miles away |
| Wells Fargo | None | Mission, 44 miles away |
| Bank of America | None | Mission, 44 miles away |
| U.S. Bank | None | Houston, 315 miles away |
| Truist | None | San Antonio, 206 miles away |
| Fifth Third Bank | None | San Antonio, 211 miles away |
| Huntington | None | Goliad, 186 miles away |
| Regions Bank | None | Austin, 268 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 461 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Roma to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Roma residents like anyone else.
Banks near Roma
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rio Grande City (12 miles) and Penitas (37 miles). Mcallen, 50 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rio Grande City, TX | 12 mi | 6 | 10 |
| Banks in Penitas, TX | 37 mi | 3 | 3 |
| Banks in Zapata, TX | 38 mi | 3 | 3 |
| Banks in Alton, TX | 44 mi | 2 | 2 |
| Banks in Mission, TX | 45 mi | 13 | 22 |
| Banks in Mcallen, TX | 50 mi | 19 | 61 |
| Banks in Hidalgo, TX | 51 mi | 3 | 3 |
| Banks in Edinburg, TX | 52 mi | 15 | 22 |
Bank branch openings and closings in Roma
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Roma between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 4, 2025 | Opened | Texas National Bank | 1709 N Grant St, 78584 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Roma by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Roma offices.
Short answer: PNC Bank is the largest bank with offices in Roma, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Lone Star National Bank is second with $3.28 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Lone Star National Bank | $3.28 billion | No. 393 | 1 | Pharr, TX |
| Rio Bank | $1.42 billion | No. 778 | 1 | Mcallen, TX |
| Texas National Bank | $1.22 billion | No. 885 | 1 | Mcallen, TX |
| International Bank of Commerce | $567.8 million | No. 1,632 | 1 | Zapata, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Roma: FAQ
How many banks are in Roma, TX?
Roma has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Roma?
PNC Bank, with 1. Lone Star National Bank has 1 and Rio Bank has 1.
Is there a PNC Bank in Roma, TX?
Yes. FDIC data lists 1 PNC Bank branch in Roma as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Lone Star National Bank in Roma, TX?
Yes. FDIC data lists 1 Lone Star National Bank branch in Roma as of September 5, 2026. The address and directions are under Lone Star National Bank above.
Is there a Rio Bank in Roma, TX?
Yes. FDIC data lists 1 Rio Bank branch in Roma as of September 5, 2026. The address and directions are under Rio Bank above.
Is there a Chase in Roma, TX?
No. FDIC data lists no Chase branch in Roma as of September 5, 2026. The nearest is in Mission, about 47 miles away in a straight line.
Which banks in Roma are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Roma?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Roma?
Starr County Teachers Credit Union has an office in Roma. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Roma in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Roma?
Nearby cities with more banks include Rio Grande City, Penitas, Zapata. Rio Grande City is 12 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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