US Bank Directory
Banks in Penitas, TX
3 FDIC-insured banks operate 3 offices in Penitas, Texas.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Penitas
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Penitas, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Penitas
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank, International Bank of Commerce and Texas National Bank have the most locations in Penitas, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Penitas, 41 across Texas and 41 nationwide. FDIC records list its main office in Brownsville, TX and show it operating since 1984. With $4.56 billion in total assets on June 30, 2026, it ranks No. 305 of 4,232 U.S. banks by total assets. The Penitas Branch at 1705 Expressway 83 dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Penitas Branch1705 Expressway 83, 78576
PNC Bank Bank · 1
PNC Bank has 1 branch in Penitas, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Penitas Branch at 100 Tom Gill Rd dates to 1993 in FDIC branch records. It opens on Saturday.
-
Penitas Branch100 Tom Gill Rd, 78576
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Texas National Bank Bank · 1
Texas National Bank has 1 branch in Penitas, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Penitas Branch at 1905 West Expressway 83 dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Penitas Branch1905 West Expressway 83, 78576
Banking in Penitas: the local picture
Short answer: 3 banks run 3 branches in Penitas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Penitas, 2 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 100 Tom Gill Rd, dating to 1993; the newest is Texas National Bank's at 1905 West Expressway 83, from 2026.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Penitas
Short answer: 1 of the 1 Penitas location with published hours opens on Saturday, run by 1 institution.
- PNC Bank: 1 of 1 branch (100 Tom Gill Rd: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Penitas, and where the nearest one is if they do not.
Short answer: In Penitas: PNC Bank (1). No branches in Penitas: Chase (nearest in Mission, 10 mi), Wells Fargo (nearest in Mission, 7 mi), Bank of America (nearest in Mission, 7 mi), U.S. Bank (nearest in Houston, 302 mi), Truist (nearest in San Antonio, 215 mi), Fifth Third Bank (nearest in San Antonio, 220 mi), Huntington (nearest in Goliad, 180 mi), Regions Bank (nearest in Austin, 272 mi), TD Bank, BMO (nearest in Dallas, 463 mi).
| Bank | In Penitas | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Mission, 10 miles away |
| Wells Fargo | None | Mission, 7 miles away |
| Bank of America | None | Mission, 7 miles away |
| U.S. Bank | None | Houston, 302 miles away |
| Truist | None | San Antonio, 215 miles away |
| Fifth Third Bank | None | San Antonio, 220 miles away |
| Huntington | None | Goliad, 180 miles away |
| Regions Bank | None | Austin, 272 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 463 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Penitas to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Penitas residents like anyone else.
Banks near Penitas
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alton (8 miles) and Mission (8 miles). Mcallen, 14 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alton, TX | 8 mi | 2 | 2 |
| Banks in Mission, TX | 8 mi | 13 | 22 |
| Banks in Mcallen, TX | 14 mi | 19 | 61 |
| Banks in Hidalgo, TX | 15 mi | 3 | 3 |
| Banks in Pharr, TX | 16 mi | 7 | 9 |
| Banks in Edinburg, TX | 17 mi | 15 | 22 |
| Banks in San Juan, TX | 18 mi | 5 | 5 |
| Banks in Alamo, TX | 20 mi | 2 | 2 |
Bank branch openings and closings in Penitas
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Penitas between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 2, 2026 | Opened | Texas National Bank | 1905 West Expressway 83, 78576 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Penitas by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Penitas offices.
Short answer: PNC Bank is the largest bank with offices in Penitas, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. International Bank of Commerce is second with $4.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| International Bank of Commerce | $4.56 billion | No. 305 | 1 | Brownsville, TX |
| Texas National Bank | $1.22 billion | No. 885 | 1 | Mcallen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Penitas: FAQ
How many banks are in Penitas, TX?
Penitas has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Penitas?
PNC Bank, with 1. International Bank of Commerce has 1 and Texas National Bank has 1.
Is there a PNC Bank in Penitas, TX?
Yes. FDIC data lists 1 PNC Bank branch in Penitas as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a International Bank of Commerce in Penitas, TX?
Yes. FDIC data lists 1 International Bank of Commerce branch in Penitas as of September 5, 2026. The address and directions are under International Bank of Commerce above.
Is there a Texas National Bank in Penitas, TX?
Yes. FDIC data lists 1 Texas National Bank branch in Penitas as of September 5, 2026. The address and directions are under Texas National Bank above.
Is there a Chase in Penitas, TX?
No. FDIC data lists no Chase branch in Penitas as of September 5, 2026. The nearest is in Mission, about 10 miles away in a straight line.
Which banks in Penitas are open on Saturday?
PNC Bank publishes Saturday hours for one or more Penitas locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Penitas?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Penitas in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Penitas?
Nearby cities with more banks include Alton, Mission, Mcallen. Alton is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds