US Bank Directory
Banks in Mcallen, TX
19 FDIC-insured banks operate 61 offices in Mcallen, Texas, and 6 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Mcallen
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 25 banks and credit unions operate 68 locations in Mcallen, according to the FDIC and the NCUA. 68 of them have coordinates on record and are on the map. 21 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
68 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mcallen
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: International Bank of Commerce has the most locations in Mcallen, with 11. It is followed by Lone Star National Bank (10), Vantage Bank Texas (5), Chase (4). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
International Bank of Commerce Bank · 11
International Bank of Commerce has 11 branches in Mcallen, 41 across Texas and 41 nationwide. FDIC records list its main office in Brownsville, TX and show it operating since 1984. With $4.56 billion in total assets on June 30, 2026, it ranks No. 305 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the La Plaza East Branch at 2200 S 10th St, dating to 1934; the newest, at 802 S Jackson Rd, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Main Branch1 S Broadway St, 78501
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Walmart Las Tiendas Branch1200 E Jackson Ave, 78503
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La Plaza East Branch2200 S 10th St, 78503
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La Plaza West Branch2200 S. 10th St. La Plaza Mall, 78502
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Nolana Branch2225 W Nolana Ave, 78504
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Trenton Branch23rd & Trenton, 78504
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Palms Crossing Branch2900 W Expressway 83, 78501
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Banquito 10Th Branch301 S 10th St, 78501
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North 10Th St Branch3600 N 10th St, 78501
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Walmart Nolana Branch4001 N. 23rd - Wal-Mart, 78504
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Jackson And Jackson Branch802 S Jackson Rd, 78503
Lone Star National Bank Bank · 10
Lone Star National Bank has 10 branches in Mcallen, 36 across Texas and 36 nationwide. FDIC records list its main office in Pharr, TX and show it operating since 1983. With $3.28 billion in total assets on June 30, 2026, it ranks No. 393 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Lindberg Branch at 200 Lindberg Ave, dating to 1994; the newest, at 4500 N 10th St, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Med Point Mcallen Branch1300 E Ridge Rd, 78503
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Lindberg Branch200 Lindberg Ave, 78501
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La Placita Branch2109 S 10th St, 78503
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Lone Star National Bank Branch3605 Buddy Owens Ave, 78504
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Mortgage Center Branch4500 N 10th St, 78504
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Corporate Branch520 E Nolana Ave, 78504
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Dove Branch5515 N 10th St, 78504
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Dhr Medical Branch5537 N Mccoll Rd, 78504
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Nolana Branch600 E Nolana Ave, 78504
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Art Village Branch800 N Main St, 78501
Vantage Bank Texas Bank · 5
Vantage Bank Texas has 5 branches in Mcallen, 23 across Texas and 23 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1923. With $5.14 billion in total assets on June 30, 2026, it ranks No. 286 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mcallen Branch at 1801 S 2nd St, dating to 1985; the newest, at 901 S 10th St, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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East Mcallen Branch1524 N Mccoll Rd, 78501
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Express Branch South Mcallen Branch1700 S 10th St, 78503
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Mcallen Branch1801 S 2nd St, 78503
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North Mcallen Branch730 W Nolana Ave, 78504
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Mcallen Branch901 S 10th St, 78501
Chase Bank · 4
Chase has 4 branches in Mcallen, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mcallen Neuhaus Tower Branch at 200 S 10th St, dating to 1945; the newest, at 920 S Jackson Rd, to 2009. All 4 of its Mcallen locations with published hours open on Saturday.
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Mcallen Neuhaus Tower Branch200 S 10th St, 78501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Nolana And 29Th Branch2724 W Nolana Ave, 78504
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Mcallen North Branch5601 N 10th St, 78504
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Mcallen South Mills Bnkg Ctr Branch920 S Jackson Rd, 78503
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 4
PNC Bank has 4 branches in Mcallen, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mcallen Main Branch at 3900 N 10th St, dating to 1981; the newest, at 2101 S 10th St, to 2021. All 4 of its Mcallen locations with published hours open on Saturday.
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La Plaza Branch2020 S 10th St, 78503
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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La Plaza Drive Up Branch2101 S 10th St, 78503
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Mcallen Main Branch3900 N 10th St, 78501
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Mcallen South Jackson Branch900 E Jackson Ave, 78501
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Rio Bank Bank · 4
Rio Bank has 4 branches in Mcallen, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is its main office at 701 E Expressway 83, dating to 1985; the newest, at 1655 N 23rd St, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office701 E Expressway 83, 78501
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Mcallen Branch1655 N 23rd St, 78501
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North Mcallen Branch4120 N Mccoll Rd, 78504
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South Mcallen Branch720 E Jackson Ave, 78501
Frost Bank Bank · 3
Frost Bank has 3 branches in Mcallen, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mcallen North Motor Branch at 2321 N 10th St, dating to 1971; the newest, at 1901 W Nolana Ave, to 2019. All 2 of its Mcallen locations with published hours open on Saturday.
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Mcallen North Branch1901 W Nolana Ave, 78504
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
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Mcallen North Motor Branch2321 N 10th St, 78501
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Mcallen South Branch510 E Ridge Rd, 78503
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
Texas National Bank Bank · 3
Texas National Bank has 3 branches in Mcallen, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is its main office at 6901 N 10th St, dating to 1920; the newest, at 1409 E Ridge Rd, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office6901 N 10th St, 78504
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Texas National Bank-Mcallen Ridge Branch1409 E Ridge Rd, 78503
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Tnb North Mcallen Branch6901 N 10th St, 78504
Texas Regional Bank Bank · 3
Texas Regional Bank has 3 branches in Mcallen, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mccoll Banking Center Branch at 1801 S Mccoll Rd, dating to 1984; the newest, at 4501 N 10th St, to 2012. It does not publish hours in the sources this page uses; check its site before you go.
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Mccoll Banking Center Branch1801 S Mccoll Rd, 78503
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Mcallen Banking Center Branch4501 N 10th St, 78504
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23Rd Street Banking Center Branch5201 N 23rd St, 78504
Bank of America Bank · 2
Bank of America has 2 branches in Mcallen, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the 10Th/Trenton Branch at 7524 N 10th St, dating to 2003; the newest, at 3516 Pecan Blvd, to 2005. 1 of its 2 Mcallen locations with published hours open on Saturday.
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Pecan And Ware Branch3516 Pecan Blvd, 78501
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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10Th/Trenton Branch7524 N 10th St, 78504
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Falcon International Bank Bank · 2
Falcon International Bank has 2 branches in Mcallen, 19 across Texas and 19 nationwide. FDIC records list its main office in Laredo, TX and show it operating since 1986. With $2.25 billion in total assets on June 30, 2026, it ranks No. 554 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mcallen 83 Branch at 500 E Us Highway 83, dating to 2007; the newest, at 6301 N 10th St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Mcallen 83 Branch500 E Us Highway 83, 78501
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Mcallen North 10Th Branch6301 N 10th St, 78504
PlainsCapital Bank Bank · 2
PlainsCapital Bank has 2 branches in Mcallen, 57 across Texas and 57 nationwide. FDIC records list its main office in University Park, TX and show it operating since 1955. With $12.68 billion in total assets on June 30, 2026, it ranks No. 141 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the Mcallen South 10Th Branch at 1821 S 10th St, dating to 1999; the newest, at 7201 N 10th St, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Mcallen South 10Th Branch1821 S 10th St, 78503
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Trenton Branch7201 N 10th St, 78504
Rally Credit Union Credit union · 2
Rally Credit Union has 2 officees in Mcallen, 23 across Texas. It is based in Corpus Christi, TX and $4.77 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Mcallen locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Northcross Branch4015 N 10Th St, 78504
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Northgate9100 N 10Th Street, 78504
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Security Service Credit Union Credit union · 2
Security Service Credit Union has 2 officees in Mcallen, 43 across Texas. It is based in San Antonio, TX and $14.21 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Mcallen locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Mccoll621 E Pecan Blvd, 78501
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Trenton7906 N 10Th St, 78504
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Mcallen, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mcallen location is the South Mcallen Branch at 1100 E Jackson Ave, dating to 1941; the newest, at 120 W Nolana Ave, to 1995. All 2 of its Mcallen locations with published hours open on Saturday.
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South Mcallen Branch1100 E Jackson Ave, 78503
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Mcallen Branch120 W Nolana Ave, 78504
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of South Texas Bank · 1
Bank of South Texas has 1 branch in Mcallen, 8 across Texas and 8 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1986. With $174.5 million in total assets on June 30, 2026, it ranks No. 3,165 of 4,232 U.S. banks by total assets. Its main office at 1421 E Nolana Ave dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1421 E Nolana Ave, 78504
First Community Bank Bank · 1
First Community Bank has 1 branch in Mcallen, 9 across Texas and 9 nationwide. FDIC records list its main office in San Benito, TX and show it operating since 1979. With $794.4 million in total assets on June 30, 2026, it ranks No. 1,267 of 4,232 U.S. banks by total assets. The Edinburg Branch at 8000 N 10th St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Branch8000 N 10th St, 78504
Freedom Bank Bank · 1
Freedom Bank has 1 branch in Mcallen, 6 across Texas and 6 nationwide. FDIC records list its main office in Alamo, TX and show it operating since 1958. With $301.2 million in total assets on June 30, 2026, it ranks No. 2,475 of 4,232 U.S. banks by total assets. The Mcallen Office Branch at 1301 E Nolana Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mcallen Office Branch1301 E Nolana Ave, 78504
Greater State Bank Bank · 1
Greater State Bank has 1 branch in Mcallen, 6 across Texas and 6 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1974. With $180.2 million in total assets on June 30, 2026, it ranks No. 3,132 of 4,232 U.S. banks by total assets. Its main office at 3300 N 10th St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3300 N 10th St, 78501
Gulf Coast Credit Union Credit union · 1
Gulf Coast Credit Union has 1 office in Mcallen, 6 across Texas. It is based in Corpus Christi, TX and $264.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mcallen4900 N 10Th St Suite G 1, 78504
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
IBC Bank Bank · 1
IBC Bank has 1 branch in Mcallen, 80 across Texas and 80 nationwide. FDIC records list its main office in Laredo, TX and show it operating since 1966. With $10.19 billion in total assets on June 30, 2026, it ranks No. 159 of 4,232 U.S. banks by total assets. The Ash Branch at 1301 West Ash dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ash Branch1301 West Ash, 78501
Security First Credit Union Credit union · 1
Security First Credit Union has 1 office in Mcallen, 9 across Texas. It is based in Mcallen, TX and $521.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Mcallen Branch3700 N 12Th St, 78501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
South Texas Credit Union Credit union · 1
South Texas Credit Union has 1 office in Mcallen, 3 across Texas. It is based in McALLEN, TX and $68.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2121 W Dove Ave, 78504
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Texas Community Bank Bank · 1
Texas Community Bank has 1 branch in Mcallen, 11 across Texas and 11 nationwide. FDIC records list its main office in Laredo, TX and show it operating since 1983. With $2.20 billion in total assets on June 30, 2026, it ranks No. 566 of 4,232 U.S. banks by total assets. The Mcallen Nolana Branch at 1128 E Nolana Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mcallen Nolana Branch1128 E Nolana Ave, 78504
Highway District 21 Credit Union Credit union · 0
Highway District 21 Credit Union has 0 officees in Mcallen, 2 across Texas. It is based in Mcallen, TX and $51.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
Join a credit union in Mcallen
6 credit unions have 7 offices here: Security Service Credit Union, Rally Credit Union, Security First Credit Union, Gulf Coast Credit Union, South Texas Credit Union and Highway District 21 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mcallen page has every office in the state's directory.
Banking in Mcallen: the local picture
Short answer: 19 banks run 61 branches in Mcallen according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 19 banks, 4 have their main office in Mcallen, 11 elsewhere in Texas and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Texas National Bank's office at 6901 N 10th St, dating to 1920; the newest is Texas National Bank's at 1409 E Ridge Rd, from 2024.
6 credit unions have 7 offices in Mcallen, according to the NCUA. Who can join each one is on the credit unions page.
Of the 21 locations with published hours. 19 open on Saturday. 47 locations have no published hours in these sources.
Banks by ZIP code in Mcallen
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 78504 has the most bank and credit union offices in Mcallen (31), followed by 78501 (21) and 78503 (15). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 78504 | 31 | 20 | Lone Star National Bank, International Bank of Commerce, Chase |
| 78501 | 21 | 13 | International Bank of Commerce, Rio Bank, Lone Star National Bank |
| 78503 | 15 | 10 | International Bank of Commerce, Lone Star National Bank, PNC Bank |
| 78502 | 1 | 1 | International Bank of Commerce |
Banks and credit unions open on Saturday in Mcallen
Short answer: 19 of the 21 Mcallen locations with published hours open on Saturday, run by 9 institutions.
- Chase: 4 of 4 branches (200 S 10th St: Saturday 9 am to 2 pm, and 3 more)
- PNC Bank: 4 of 4 branches (2020 S 10th St: Saturday 9 am to 1 pm, and 3 more)
- Frost Bank: 2 of 3 branches (1901 W Nolana Ave: Saturday 9 am to 1 pm, and 1 more)
- Bank of America: 1 of 2 branches (3516 Pecan Blvd: Saturday 9 am to 2 pm)
- Wells Fargo: 2 of 2 branches (1100 E Jackson Ave: Saturday 9 am to 2 pm, and 1 more)
- Security Service Credit Union: 2 of 2 offices (621 E Pecan Blvd: Saturday 9 am to 1 pm, and 1 more)
- Rally Credit Union: 2 of 2 offices (4015 N 10Th St: Saturday 9 am to 1 pm, and 1 more)
- Security First Credit Union: 1 of 1 office (3700 N 12Th St: Saturday 9 am to 1 pm)
- South Texas Credit Union: 1 of 1 office (2121 W Dove Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 47 of the 68 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mcallen, and where the nearest one is if they do not.
Short answer: In Mcallen: Chase (4), Wells Fargo (2), Bank of America (2), PNC Bank (4). No branches in Mcallen: U.S. Bank (nearest in Houston, 296 mi), Truist (nearest in San Antonio, 217 mi), Fifth Third Bank (nearest in San Antonio, 222 mi), Huntington (nearest in Goliad, 177 mi), Regions Bank (nearest in Austin, 272 mi), TD Bank, BMO (nearest in Dallas, 462 mi).
| Bank | In Mcallen | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 4 branches | here |
| U.S. Bank | None | Houston, 296 miles away |
| Truist | None | San Antonio, 217 miles away |
| Fifth Third Bank | None | San Antonio, 222 miles away |
| Huntington | None | Goliad, 177 miles away |
| Regions Bank | None | Austin, 272 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 462 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mcallen to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mcallen residents like anyone else.
Banks near Mcallen
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pharr (2 miles) and San Juan (5 miles). Edinburg, 6 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pharr, TX | 2 mi | 7 | 9 |
| Banks in San Juan, TX | 5 mi | 5 | 5 |
| Banks in Mission, TX | 5 mi | 13 | 22 |
| Banks in Edinburg, TX | 6 mi | 15 | 22 |
| Banks in Alamo, TX | 6 mi | 2 | 2 |
| Banks in Alton, TX | 7 mi | 2 | 2 |
| Banks in Hidalgo, TX | 9 mi | 3 | 3 |
| Banks in Donna, TX | 12 mi | 4 | 4 |
Bank branch openings and closings in Mcallen
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mcallen between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Mcallen
Short answer: 7 institutions have their main office in Mcallen: Rio Bank, Texas National Bank, Security First Credit Union and Greater State Bank and 3 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Rio Bank | Bank | $1.42 billion | 4 |
| Texas National Bank | Bank | $1.22 billion | 3 |
| Security First Credit Union | Credit union | $521.3 million | 1 |
| Greater State Bank | Bank | $180.2 million | 1 |
| Bank of South Texas | Bank | $174.5 million | 1 |
| South Texas Credit Union | Credit union | $68.9 million | 1 |
| Highway District 21 Credit Union | Credit union | $51.0 million | 0 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Mcallen by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mcallen offices.
Short answer: Chase is the largest bank with offices in Mcallen, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 4 of the 19 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 4 | Wilmington, DE |
| Frost Bank | $53.95 billion | No. 47 | 3 | San Antonio, TX |
| PlainsCapital Bank | $12.68 billion | No. 141 | 2 | University Park, TX |
| IBC Bank | $10.19 billion | No. 159 | 1 | Laredo, TX |
| Vantage Bank Texas | $5.14 billion | No. 286 | 5 | San Antonio, TX |
| International Bank of Commerce | $4.56 billion | No. 305 | 11 | Brownsville, TX |
| Lone Star National Bank | $3.28 billion | No. 393 | 10 | Pharr, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mcallen: FAQ
How many banks are in Mcallen, TX?
Mcallen has 19 banks with 61 branches and 6 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mcallen?
International Bank of Commerce, with 11. Lone Star National Bank has 10 and Vantage Bank Texas has 5.
Is there a International Bank of Commerce in Mcallen, TX?
Yes. FDIC data lists 11 International Bank of Commerce branches in Mcallen as of September 5, 2026. Its branches are listed under International Bank of Commerce above, with the address and directions for each.
Is there a Lone Star National Bank in Mcallen, TX?
Yes. FDIC data lists 10 Lone Star National Bank branches in Mcallen as of September 5, 2026. Its branches are listed under Lone Star National Bank above, with the address and directions for each.
Is there a Vantage Bank Texas in Mcallen, TX?
Yes. FDIC data lists 5 Vantage Bank Texas branches in Mcallen as of September 5, 2026. Its branches are listed under Vantage Bank Texas above, with the address and directions for each.
Is there a U.S. Bank in Mcallen, TX?
No. FDIC data lists no U.S. Bank branch in Mcallen as of September 5, 2026. The nearest is in Houston, about 296 miles away in a straight line.
Which banks in Mcallen are open on Saturday?
Chase, PNC Bank, Frost Bank and Bank of America and 5 more publish Saturday hours for one or more Mcallen locations. The Saturday section above lists each one with its hours. 47 of the 68 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Mcallen?
Rio Bank, Texas National Bank, Security First Credit Union, Greater State Bank and Bank of South Texas and 2 more have their main office in Mcallen, according to the FDIC and the NCUA.
What is the oldest bank in Mcallen?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Mcallen?
Security Service Credit Union, Rally Credit Union, Security First Credit Union and Gulf Coast Credit Union and 2 more have offices in Mcallen. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mcallen in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mcallen?
Nearby cities with more banks include Pharr, San Juan, Mission. Pharr is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (14 of 61 branches: Bank of America, Chase, Frost Bank, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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