US Bank Directory
Banks in Edinburg, TX
15 FDIC-insured banks operate 22 offices in Edinburg, Texas, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Edinburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 25 locations in Edinburg, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Edinburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: International Bank of Commerce has the most locations in Edinburg, with 4. It is followed by Chase (2), Wells Fargo (2), Lone Star National Bank (2). 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
International Bank of Commerce Bank · 4
International Bank of Commerce has 4 branches in Edinburg, 41 across Texas and 41 nationwide. FDIC records list its main office in Brownsville, TX and show it operating since 1984. With $4.56 billion in total assets on June 30, 2026, it ranks No. 305 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Edinburg location is the Edinburg Branch at 400 S Closner Blvd, dating to 1934; the newest, at 2205 W University Dr, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Branch1724 W University Dr, 78539
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Edinburg University Branch2205 W University Dr, 78539
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Edinburg Branch400 S Closner Blvd, 78539
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Edingburg Mccoll Branch4104 S Mccoll Rd, 78539
Chase Bank · 2
Chase has 2 branches in Edinburg, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Edinburg location is the Trenton & Mccoll Banking Ctr Branch at 4203 S Mccoll Rd, dating to 2008; the newest, at 1801 W University Dr, to 2010. All 2 of its Edinburg locations with published hours open on Saturday.
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Edinburg Banking Center Branch1801 W University Dr, 78539
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Trenton & Mccoll Banking Ctr Branch4203 S Mccoll Rd, 78539
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Lone Star National Bank Bank · 2
Lone Star National Bank has 2 branches in Edinburg, 36 across Texas and 36 nationwide. FDIC records list its main office in Pharr, TX and show it operating since 1983. With $3.28 billion in total assets on June 30, 2026, it ranks No. 393 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Edinburg location is the Edinburg Branch at 117 S 10th Ave, dating to 2002; the newest, at 1505 W Freddy Gonzalez Dr, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Branch117 S 10th Ave, 78539
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Lone Star National Bank Branch1505 W Freddy Gonzalez Dr, 78539
Texas Regional Bank Bank · 2
Texas Regional Bank has 2 branches in Edinburg, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Edinburg location is the Edinburg Banking Center Branch at 4925 S Mccoll Rd, dating to 2004; the newest, at 203 S Jackson Rd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Jackson Road203 S Jackson Rd, 78539
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Edinburg Banking Center Branch4925 S Mccoll Rd, 78539
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Edinburg, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Edinburg location is the Edinburg Branch at 2808 W Trenton Rd, dating to 2004; the newest, at 1628 W University Dr, to 2015. All 2 of its Edinburg locations with published hours open on Saturday.
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Edinburg University Branch1628 W University Dr, 78539
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Edinburg Branch2808 W Trenton Rd, 78539
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Edinburg, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Edinburg Branch at 1500 W University Dr dates to 1986 in FDIC branch records. Its published hours do not list Saturday.
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Edinburg Branch1500 W University Dr, 78539
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of South Texas Bank · 1
Bank of South Texas has 1 branch in Edinburg, 8 across Texas and 8 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1986. With $174.5 million in total assets on June 30, 2026, it ranks No. 3,165 of 4,232 U.S. banks by total assets. The Bank Of South Texas Edinburg Branch at 320 E University Dr dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of South Texas Edinburg Branch320 E University Dr, 78539
Edinburg Teachers Credit Union Credit union · 1
Edinburg Teachers Credit Union has 1 office in Edinburg, 1 across Texas. It is based in Edinburg, TX and $97.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Main Office main office900 W University Dr, 78539
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Edinburg, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Edinburg Banking Center - Rc 622 at 2812 S Expressway 281 dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Banking Center - Rc 6222812 S Expressway 281, 78542
Freedom Bank Bank · 1
Freedom Bank has 1 branch in Edinburg, 6 across Texas and 6 nationwide. FDIC records list its main office in Alamo, TX and show it operating since 1958. With $301.2 million in total assets on June 30, 2026, it ranks No. 2,475 of 4,232 U.S. banks by total assets. The Edinburg North Branch at 4120 N Interstate 69c dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg North Branch4120 N Interstate 69c, 78542
Greater State Bank Bank · 1
Greater State Bank has 1 branch in Edinburg, 6 across Texas and 6 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1974. With $180.2 million in total assets on June 30, 2026, it ranks No. 3,132 of 4,232 U.S. banks by total assets. The Mccoll Edinburg Branch at 2107 S Mccoll Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mccoll Edinburg Branch2107 S Mccoll Rd, 78539
Greater Texas Credit Union Credit union · 1
Greater Texas Credit Union has 1 office in Edinburg, 16 across Texas. It is based in Austin, TX and $988.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gtfcu416 S Jackson Rd, 78539
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PlainsCapital Bank Bank · 1
PlainsCapital Bank has 1 branch in Edinburg, 57 across Texas and 57 nationwide. FDIC records list its main office in University Park, TX and show it operating since 1955. With $12.68 billion in total assets on June 30, 2026, it ranks No. 141 of 4,232 U.S. banks by total assets. The First National Bank Branch - Edinburg at 100 W Cano St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First National Bank Branch - Edinburg100 W Cano St, 78539
PNC Bank Bank · 1
PNC Bank has 1 branch in Edinburg, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Edinburg Main Branch at 2314 W University Dr dates to 2004 in FDIC branch records. It opens on Saturday.
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Edinburg Main Branch2314 W University Dr, 78539
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Rio Bank Bank · 1
Rio Bank has 1 branch in Edinburg, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Elsa State Bank - Edinburg Branch at 621 W University Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elsa State Bank - Edinburg Branch621 W University Dr, 78539
Security First Credit Union Credit union · 1
Security First Credit Union has 1 office in Edinburg, 9 across Texas. It is based in Mcallen, TX and $521.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office3515 S Jackson Rd, 78539
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Texas National Bank Bank · 1
Texas National Bank has 1 branch in Edinburg, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Edinburg Closner Branch at 4000 South Business Highway 281 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Closner Branch4000 South Business Highway 281, 78539
Vantage Bank Texas Bank · 1
Vantage Bank Texas has 1 branch in Edinburg, 23 across Texas and 23 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1923. With $5.14 billion in total assets on June 30, 2026, it ranks No. 286 of 4,232 U.S. banks by total assets. The Edinburg Branch at 1502 S Sugar Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburg Branch1502 S Sugar Rd, 78539
Join a credit union in Edinburg
3 credit unions have 3 offices here: Greater Texas Credit Union, Security First Credit Union and Edinburg Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Edinburg page has every office in the state's directory.
Banking in Edinburg: the local picture
Short answer: 15 banks run 22 branches in Edinburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 0 have their main office in Edinburg, 11 elsewhere in Texas and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PlainsCapital Bank's office at 100 W Cano St, dating to 1934; the newest is Greater State Bank's at 2107 S Mccoll Rd, from 2026.
3 credit unions have 3 offices in Edinburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 7 open on Saturday. 17 locations have no published hours in these sources.
Banks by ZIP code in Edinburg
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 78539 has the most bank and credit union offices in Edinburg (23), followed by 78542 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 78539 | 23 | 16 | International Bank of Commerce, Chase, Lone Star National Bank |
| 78542 | 2 | 2 | First National Bank Texas, Freedom Bank |
Banks and credit unions open on Saturday in Edinburg
Short answer: 7 of the 8 Edinburg locations with published hours open on Saturday, run by 5 institutions.
- Chase: 2 of 2 branches (1801 W University Dr: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 2 of 2 branches (1628 W University Dr: Saturday 9 am to 2 pm, and 1 more)
- PNC Bank: 1 of 1 branch (2314 W University Dr: Saturday 9 am to 1 pm)
- Greater Texas Credit Union: 1 of 1 office (416 S Jackson Rd: Saturday 9 am to 1 pm)
- Security First Credit Union: 1 of 1 office (3515 S Jackson Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Edinburg, and where the nearest one is if they do not.
Short answer: In Edinburg: Chase (2), Wells Fargo (2), Bank of America (1), PNC Bank (1). No branches in Edinburg: U.S. Bank (nearest in Houston, 290 mi), Truist (nearest in San Antonio, 212 mi), Fifth Third Bank (nearest in San Antonio, 217 mi), Huntington (nearest in Goliad, 171 mi), Regions Bank (nearest in Austin, 267 mi), TD Bank, BMO (nearest in Dallas, 457 mi).
| Bank | In Edinburg | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | None | Houston, 290 miles away |
| Truist | None | San Antonio, 212 miles away |
| Fifth Third Bank | None | San Antonio, 217 miles away |
| Huntington | None | Goliad, 171 miles away |
| Regions Bank | None | Austin, 267 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 457 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edinburg to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edinburg residents like anyone else.
Banks near Edinburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mcallen (6 miles) and Pharr (6 miles). Mcallen, 6 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mcallen, TX | 6 mi | 19 | 61 |
| Banks in Pharr, TX | 6 mi | 7 | 9 |
| Banks in San Juan, TX | 7 mi | 5 | 5 |
| Banks in Alamo, TX | 8 mi | 2 | 2 |
| Banks in Alton, TX | 8 mi | 2 | 2 |
| Banks in Mission, TX | 10 mi | 13 | 22 |
| Banks in Elsa, TX | 12 mi | 3 | 3 |
| Banks in Donna, TX | 12 mi | 4 | 4 |
Bank branch openings and closings in Edinburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Edinburg between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 19, 2026 | Opened | Greater State Bank | 2107 S Mccoll Rd, 78539 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Edinburg
Short answer: 1 institution has its main office in Edinburg: Edinburg Teachers Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Edinburg Teachers Credit Union | Credit union | $97.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Edinburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edinburg offices.
Short answer: Chase is the largest bank with offices in Edinburg, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| PlainsCapital Bank | $12.68 billion | No. 141 | 1 | University Park, TX |
| Vantage Bank Texas | $5.14 billion | No. 286 | 1 | San Antonio, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| International Bank of Commerce | $4.56 billion | No. 305 | 4 | Brownsville, TX |
| Lone Star National Bank | $3.28 billion | No. 393 | 2 | Pharr, TX |
| Texas Regional Bank | $2.95 billion | No. 434 | 2 | Harlingen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Edinburg: FAQ
How many banks are in Edinburg, TX?
Edinburg has 15 banks with 22 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Edinburg?
International Bank of Commerce, with 4. Chase has 2 and Wells Fargo has 2.
Is there a International Bank of Commerce in Edinburg, TX?
Yes. FDIC data lists 4 International Bank of Commerce branches in Edinburg as of September 5, 2026. Its branches are listed under International Bank of Commerce above, with the address and directions for each.
Is there a Chase in Edinburg, TX?
Yes. FDIC data lists 2 Chase branches in Edinburg as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Edinburg, TX?
Yes. FDIC data lists 2 Wells Fargo branches in Edinburg as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a U.S. Bank in Edinburg, TX?
No. FDIC data lists no U.S. Bank branch in Edinburg as of September 5, 2026. The nearest is in Houston, about 290 miles away in a straight line.
Which banks in Edinburg are open on Saturday?
Chase, Wells Fargo, PNC Bank and Greater Texas Credit Union and 1 more publish Saturday hours for one or more Edinburg locations. The Saturday section above lists each one with its hours. 17 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Edinburg?
Edinburg Teachers Credit Union has its main office in Edinburg, according to the FDIC and the NCUA.
What is the oldest bank in Edinburg?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Edinburg?
Greater Texas Credit Union, Security First Credit Union and Edinburg Teachers Credit Union have offices in Edinburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Edinburg in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Edinburg?
Nearby cities with more banks include Mcallen, Pharr, San Juan. Mcallen is 6 miles away with 19 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 22 branches: Bank of America, Chase, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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