Banks in Elsa, TX

Bank branch map: Elsa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Elsa, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elsa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank Texas, Rio Bank and Texas National Bank have the most locations in Elsa, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Elsa, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Swm Elsa Bankingcenter Rc621 Branch at 411 South Broadway Street dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Swm Elsa Bankingcenter Rc621 Branch

  411 South Broadway Street, 78543

  Hours: see the bank's site
  DirectionsWebsite

First National Bank Texas: profile, branches and contacts

Rio Bank 1 branch · main office Mcallen, TX Bank · 1

Rio Bank has 1 branch in Elsa, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Elsa State Bank And Trust Company Branch at 300 West Edinburg Avenue dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elsa State Bank And Trust Company Branch

  300 West Edinburg Avenue, 78543

  Hours: see the bank's site
  DirectionsWebsite

Rio Bank: profile, branches and contacts

Texas National Bank 1 branch · main office Mcallen, TX Bank · 1

Texas National Bank has 1 branch in Elsa, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Tnb-Elsa Branch at 720 E Edinburg dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Tnb-Elsa Branch

  720 E Edinburg, 78543

  Hours: see the bank's site
  DirectionsWebsite

Texas National Bank: profile, branches and contacts

Banking in Elsa: the local picture

Short answer: 3 banks run 3 branches in Elsa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Elsa, 3 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First National Bank Texas, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is Rio Bank's office at 300 West Edinburg Avenue, dating to 1945; the newest is Texas National Bank's at 720 E Edinburg, from 2018.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elsa, and where the nearest one is if they do not.

Short answer: No branches in Elsa: Chase (nearest in Edinburg, 12 mi), Wells Fargo (nearest in Donna, 9 mi), Bank of America (nearest in San Juan, 11 mi), PNC Bank (nearest in Weslaco, 8 mi), U.S. Bank (nearest in Houston, 284 mi), Truist (nearest in San Antonio, 214 mi), Fifth Third Bank (nearest in San Antonio, 218 mi), Huntington (nearest in Goliad, 169 mi), Regions Bank (nearest in Rosenberg, 263 mi), TD Bank, BMO (nearest in Dallas, 455 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elsa to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elsa residents like anyone else.

Banks near Elsa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Donna (9 miles) and Weslaco (9 miles). Mcallen, 15 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Elsa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elsa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elsa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elsa offices.

Short answer: First National Bank Texas is the largest bank with offices in Elsa, with $4.64 billion in total assets on June 30, 2026, No. 302 among U.S. banks by total assets. Rio Bank is second with $1.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elsa: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.