US Bank Directory
Banks in Rio Grande City, TX
6 FDIC-insured banks operate 10 offices in Rio Grande City, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rio Grande City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 11 locations in Rio Grande City, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rio Grande City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Lone Star National Bank and International Bank of Commerce have the most locations in Rio Grande City, with 3 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
International Bank of Commerce Bank · 3
International Bank of Commerce has 3 branches in Rio Grande City, 9 across Texas and 9 nationwide. FDIC records list its main office in Zapata, TX and show it operating since 1984. With $567.8 million in total assets on June 30, 2026, it ranks No. 1,632 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rio Grande City location is the Rio Grande City Branch at 4015 E Us Highway 83, dating to 1934; the newest, at 4031 E Us Highway 83, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Rio Grande City Branch4015 E Us Highway 83, 78582
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Rio Grande Heb Instore Branch4031 E Us Highway 83, 78582
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Rio Grande Walmart Branch4534 E Us Highway 83, 78582
Lone Star National Bank Bank · 3
Lone Star National Bank has 3 branches in Rio Grande City, 36 across Texas and 36 nationwide. FDIC records list its main office in Pharr, TX and show it operating since 1983. With $3.28 billion in total assets on June 30, 2026, it ranks No. 393 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rio Grande City location is the Rio Grande City Branch at 2300 E Main St, dating to 2000; the newest, at 129 N Fm 3167, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Rio Grande City Medical Branch129 N Fm 3167, 78582
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Rio Grande West Branch201 N Texas St, 78582
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Rio Grande City Branch2300 E Main St, 78582
PNC Bank Bank · 1
PNC Bank has 1 branch in Rio Grande City, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Rio Grande City Branch at 100 N Britton Ave dates to 1983 in FDIC branch records. It opens on Saturday.
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Rio Grande City Branch100 N Britton Ave, 78582
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Rio Bank Bank · 1
Rio Bank has 1 branch in Rio Grande City, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Elsa State Bank - Rgc Branch at 712 W Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elsa State Bank - Rgc Branch712 W Main St, 78582
Starr County Teachers Credit Union Credit union · 1
Starr County Teachers Credit Union has 1 office in Rio Grande City, 2 across Texas. It is based in Rio Grande City, TX and $46.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1322 E San Benito St, 78582
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Texas National Bank Bank · 1
Texas National Bank has 1 branch in Rio Grande City, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Citizens State Bank Branch at 2801 W Us Highway 83 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Citizens State Bank Branch2801 W Us Highway 83, 78582
Texas Regional Bank Bank · 1
Texas Regional Bank has 1 branch in Rio Grande City, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. The Rio Grande City Branch at 4389 East Us Highway 83 dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rio Grande City Branch4389 East Us Highway 83, 78582
Join a credit union in Rio Grande City
1 credit union has 1 office here: Starr County Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rio Grande City page has every office in the state's directory.
Banking in Rio Grande City: the local picture
Short answer: 6 banks run 10 branches in Rio Grande City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Rio Grande City, 5 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is International Bank of Commerce's office at 4015 E Us Highway 83, dating to 1934; the newest is Texas Regional Bank's at 4389 East Us Highway 83, from 2024.
The only credit union with an office here is Starr County Teachers Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 9 locations have no published hours in these sources.
Banks open on Saturday in Rio Grande City
Short answer: 1 of the 2 Rio Grande City locations with published hours opens on Saturday, run by 1 institution.
- PNC Bank: 1 of 1 branch (100 N Britton Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rio Grande City, and where the nearest one is if they do not.
Short answer: In Rio Grande City: PNC Bank (1). No branches in Rio Grande City: Chase (nearest in Mission, 35 mi), Wells Fargo (nearest in Mission, 32 mi), Bank of America (nearest in Mission, 32 mi), U.S. Bank (nearest in Houston, 309 mi), Truist (nearest in San Antonio, 207 mi), Fifth Third Bank (nearest in San Antonio, 212 mi), Huntington (nearest in Goliad, 182 mi), Regions Bank (nearest in Austin, 267 mi), TD Bank, BMO (nearest in Dallas, 460 mi).
| Bank | In Rio Grande City | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Mission, 35 miles away |
| Wells Fargo | None | Mission, 32 miles away |
| Bank of America | None | Mission, 32 miles away |
| U.S. Bank | None | Houston, 309 miles away |
| Truist | None | San Antonio, 207 miles away |
| Fifth Third Bank | None | San Antonio, 212 miles away |
| Huntington | None | Goliad, 182 miles away |
| Regions Bank | None | Austin, 267 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 460 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rio Grande City to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rio Grande City residents like anyone else.
Banks near Rio Grande City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Roma (12 miles) and Penitas (25 miles). Mcallen, 38 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Roma, TX | 12 mi | 5 | 5 |
| Banks in Penitas, TX | 25 mi | 3 | 3 |
| Banks in Alton, TX | 32 mi | 2 | 2 |
| Banks in Mission, TX | 33 mi | 13 | 22 |
| Banks in Mcallen, TX | 38 mi | 19 | 61 |
| Banks in Hidalgo, TX | 39 mi | 3 | 3 |
| Banks in Edinburg, TX | 40 mi | 15 | 22 |
| Banks in Pharr, TX | 41 mi | 7 | 9 |
Bank branch openings and closings in Rio Grande City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rio Grande City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rio Grande City
Short answer: 1 institution has its main office in Rio Grande City: Starr County Teachers Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Starr County Teachers Credit Union | Credit union | $46.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rio Grande City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rio Grande City offices.
Short answer: PNC Bank is the largest bank with offices in Rio Grande City, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Lone Star National Bank is second with $3.28 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Lone Star National Bank | $3.28 billion | No. 393 | 3 | Pharr, TX |
| Texas Regional Bank | $2.95 billion | No. 434 | 1 | Harlingen, TX |
| Rio Bank | $1.42 billion | No. 778 | 1 | Mcallen, TX |
| Texas National Bank | $1.22 billion | No. 885 | 1 | Mcallen, TX |
| International Bank of Commerce | $567.8 million | No. 1,632 | 3 | Zapata, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rio Grande City: FAQ
How many banks are in Rio Grande City, TX?
Rio Grande City has 6 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rio Grande City?
Lone Star National Bank, with 3. International Bank of Commerce has 3 and PNC Bank has 1.
Is there a Lone Star National Bank in Rio Grande City, TX?
Yes. FDIC data lists 3 Lone Star National Bank branches in Rio Grande City as of September 5, 2026. Its branches are listed under Lone Star National Bank above, with the address and directions for each.
Is there a International Bank of Commerce in Rio Grande City, TX?
Yes. FDIC data lists 3 International Bank of Commerce branches in Rio Grande City as of September 5, 2026. Its branches are listed under International Bank of Commerce above, with the address and directions for each.
Is there a PNC Bank in Rio Grande City, TX?
Yes. FDIC data lists 1 PNC Bank branch in Rio Grande City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Rio Grande City, TX?
No. FDIC data lists no Chase branch in Rio Grande City as of September 5, 2026. The nearest is in Mission, about 35 miles away in a straight line.
Which banks in Rio Grande City are open on Saturday?
PNC Bank publishes Saturday hours for one or more Rio Grande City locations. The Saturday section above lists each one with its hours. 9 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Rio Grande City?
Starr County Teachers Credit Union has its main office in Rio Grande City, according to the FDIC and the NCUA.
What is the oldest bank in Rio Grande City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Rio Grande City?
Starr County Teachers Credit Union has an office in Rio Grande City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rio Grande City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rio Grande City?
Nearby cities with more banks include Roma, Penitas, Alton. Roma is 12 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 10 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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