Banks in Zapata, TX

Bank branch map: Zapata

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Zapata, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Zapata

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Falcon International Bank, Texas National Bank and International Bank of Commerce have the most locations in Zapata, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Falcon International Bank 1 branch · main office Laredo, TX Bank · 1

Falcon International Bank has 1 branch in Zapata, 19 across Texas and 19 nationwide. FDIC records list its main office in Laredo, TX and show it operating since 1986. With $2.25 billion in total assets on June 30, 2026, it ranks No. 554 of 4,232 U.S. banks by total assets. The Citizens State Bank at 134 S Us Highway 83 dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Citizens State Bank

  134 S Us Highway 83, 78076

  Hours: see the bank's site
  DirectionsWebsite

Falcon International Bank: profile, branches and contacts

International Bank of Commerce 1 branch · main office Zapata, TX Bank · 1

International Bank of Commerce has 1 branch in Zapata, 9 across Texas and 9 nationwide. FDIC records list its main office in Zapata, TX and show it operating since 1984. With $567.8 million in total assets on June 30, 2026, it ranks No. 1,632 of 4,232 U.S. banks by total assets. Its main office at 908 N Us Highway 83 dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  908 N Us Highway 83, 78076

  Hours: see the bank's site
  DirectionsWebsite

International Bank of Commerce: profile, branches and contacts

Texas National Bank 1 branch · main office Mcallen, TX Bank · 1

Texas National Bank has 1 branch in Zapata, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Zapata National Bank Branch at 703 Hidalgo Blvd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Zapata National Bank Branch

  703 Hidalgo Blvd, 78076

  Hours: see the bank's site
  DirectionsWebsite

Texas National Bank: profile, branches and contacts

Banking in Zapata: the local picture

Short answer: 3 banks run 3 branches in Zapata according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Zapata, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Texas National Bank, operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is International Bank of Commerce's office at 908 N Us Highway 83, dating to 1984; the newest is Texas National Bank's at 703 Hidalgo Blvd, from 2026.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Zapata, and where the nearest one is if they do not.

Short answer: No branches in Zapata: Chase (nearest in Laredo, 44 mi), Wells Fargo (nearest in Laredo, 44 mi), Bank of America (nearest in Laredo, 47 mi), PNC Bank (nearest in Roma, 38 mi), U.S. Bank (nearest in Houston, 302 mi), Truist (nearest in San Antonio, 176 mi), Fifth Third Bank (nearest in San Antonio, 181 mi), Huntington (nearest in Goliad, 168 mi), Regions Bank (nearest in Austin, 241 mi), TD Bank, BMO (nearest in Dallas, 433 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Zapata to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Zapata residents like anyone else.

Banks near Zapata

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Roma (38 miles) and Rio Grande City (46 miles). Mission, 76 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Zapata

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Zapata between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Zapata

Short answer: 1 institution has its main office in Zapata: International Bank of Commerce.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Zapata by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Zapata offices.

Short answer: Falcon International Bank is the largest bank with offices in Zapata, with $2.25 billion in total assets on June 30, 2026, No. 554 among U.S. banks by total assets. Texas National Bank is second with $1.22 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Zapata: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.