US Bank Directory
Banks in Moody, TX
1 FDIC-insured bank operates 1 office in Moody, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Moody
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Moody, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Moody
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of Moody is the only bank with an office in Moody. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First National Bank of Moody Bank · 1
The First National Bank of Moody has 1 branch in Moody, 2 across Texas and 2 nationwide. FDIC records list its main office in Moody, TX and show it operating since 1893. With $54.2 million in total assets on June 30, 2026, it ranks No. 4,038 of 4,232 U.S. banks by total assets. Its main office at 101 7th St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 7th St, 76557
Banking in Moody: the local picture
Short answer: 1 bank runs 1 branch in Moody according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The First National Bank of Moody has its main office in Moody, according to the FDIC.
The bank with the longest record here is The First National Bank of Moody, operating since 1893 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Moody, and where the nearest one is if they do not.
Short answer: No branches in Moody: Chase (nearest in Waco, 15 mi), Wells Fargo (nearest in Waco, 16 mi), Bank of America (nearest in Waco, 15 mi), PNC Bank (nearest in Temple, 15 mi), U.S. Bank (nearest in Dallas, 117 mi), Truist (nearest in Round Rock, 59 mi), Fifth Third Bank (nearest in Cedar Park, 61 mi), Huntington (nearest in Temple, 14 mi), Regions Bank (nearest in Georgetown, 49 mi), TD Bank, BMO (nearest in Dallas, 108 mi).
| Bank | In Moody | Nearest branch if none here |
|---|---|---|
| Chase | None | Waco, 15 miles away |
| Wells Fargo | None | Waco, 16 miles away |
| Bank of America | None | Waco, 15 miles away |
| PNC Bank | None | Temple, 15 miles away |
| U.S. Bank | None | Dallas, 117 miles away |
| Truist | None | Round Rock, 59 miles away |
| Fifth Third Bank | None | Cedar Park, 61 miles away |
| Huntington | None | Temple, 14 miles away |
| Regions Bank | None | Georgetown, 49 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 108 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moody to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moody residents like anyone else.
Banks near Moody
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Temple (15 miles) and Woodway (16 miles). Waco, 19 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Temple, TX | 15 mi | 13 | 22 |
| Banks in Woodway, TX | 16 mi | 3 | 3 |
| Banks in Belton, TX | 17 mi | 5 | 6 |
| Banks in Waco, TX | 19 mi | 21 | 47 |
| Banks in Lott, TX | 20 mi | 2 | 2 |
| Banks in Gatesville, TX | 24 mi | 5 | 5 |
| Banks in Harker Heights, TX | 24 mi | 6 | 8 |
| Banks in Killeen, TX | 26 mi | 8 | 18 |
Bank branch openings and closings in Moody
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Moody between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Moody
Short answer: 1 institution has its main office in Moody: The First National Bank of Moody.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of Moody | Bank | $54.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Moody by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moody offices.
Short answer: The First National Bank of Moody is the largest bank with offices in Moody, with $54.2 million in total assets on June 30, 2026, No. 4,038 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The First National Bank of Moody | $54.2 million | No. 4,038 | 1 | Moody, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Moody: FAQ
How many banks are in Moody, TX?
Moody has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Moody, TX?
No. FDIC data lists no Chase branch in Moody as of September 5, 2026. The nearest is in Waco, about 15 miles away in a straight line.
Which banks are headquartered in Moody?
The First National Bank of Moody has its main office in Moody, according to the FDIC.
What is the oldest bank in Moody?
The First National Bank of Moody has the longest record among banks with a branch here: the FDIC shows it operating since 1893.
Did any bank branches open or close in Moody in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Moody?
Nearby cities with more banks include Temple, Woodway, Belton. Temple is 15 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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