Banks in Lott, TX

Bank branch map: Lott

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lott, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lott

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The First National Bank of Bastrop and The First National Bank of Hughes Springs have the most locations in Lott, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The First National Bank of Bastrop 1 branch · main office Bastrop, TX Bank · 1

The First National Bank of Bastrop has 1 branch in Lott, 7 across Texas and 7 nationwide. FDIC records list its main office in Bastrop, TX and show it operating since 1889. With $1.18 billion in total assets on June 30, 2026, it ranks No. 911 of 4,232 U.S. banks by total assets. The Falls County Branch at 102 Private Road 711 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Falls County Branch

  102 Private Road 711, 76656

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Bastrop: profile, branches and contacts

The First National Bank of Hughes Springs 1 branch · main office Hughes Springs, TX Bank · 1

The First National Bank of Hughes Springs has 1 branch in Lott, 17 across Texas and 17 nationwide. FDIC records list its main office in Hughes Springs, TX and show it operating since 1903. With $319.5 million in total assets on June 30, 2026, it ranks No. 2,386 of 4,232 U.S. banks by total assets. The Lott Branch at 101 W Gassaway dates to 1943 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lott Branch

  101 W Gassaway, 76656

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Hughes Springs: profile, branches and contacts

Banking in Lott: the local picture

Short answer: 2 banks run 2 branches in Lott according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lott, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is The First National Bank of Bastrop, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Hughes Springs's office at 101 W Gassaway, dating to 1943; the newest is The First National Bank of Bastrop's at 102 Private Road 711, from 2025.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lott, and where the nearest one is if they do not.

Short answer: No branches in Lott: Chase (nearest in Temple, 22 mi), Wells Fargo (nearest in Temple, 22 mi), Bank of America (nearest in Temple, 22 mi), PNC Bank (nearest in Marlin, 11 mi), U.S. Bank (nearest in Dallas, 120 mi), Truist (nearest in Bryan, 54 mi), Fifth Third Bank (nearest in Pflugerville, 62 mi), Huntington (nearest in Marlin, 11 mi), Regions Bank (nearest in Georgetown, 54 mi), TD Bank, BMO (nearest in Dallas, 111 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lott to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lott residents like anyone else.

Banks near Lott

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rosebud (10 miles) and Marlin (11 miles). Waco, 24 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Lott

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Lott between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Lott by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lott offices.

Short answer: The First National Bank of Bastrop is the largest bank with offices in Lott, with $1.18 billion in total assets on June 30, 2026, No. 911 among U.S. banks by total assets. The First National Bank of Hughes Springs is second with $319.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lott: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.