US Bank Directory
Banks in Belton, TX
5 FDIC-insured banks operate 6 offices in Belton, Texas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Belton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Belton, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Belton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First National Bank Texas has the most locations in Belton, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First National Bank Texas Bank · 2
First National Bank Texas has 2 branches in Belton, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Belton location is the Belton Banking Center - Rc 879 at 2604 N Main St, dating to 2005; the newest, at 2509 N Main St, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Belton Banking Center Rc-3062509 N Main St, 76513
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Belton Banking Center - Rc 8792604 N Main St, 76513
Belton Credit Union Credit union · 1
Belton Credit Union has 1 office in Belton, 1 across Texas. It is based in Belton, TX and $4.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office400 N Wall St, 76513
All hours
Mon to Thu 8 am to 4:30 pm; Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Extraco Banks Bank · 1
Extraco Banks has 1 branch in Belton, 16 across Texas and 16 nationwide. FDIC records list its main office in Temple, TX and show it operating since 1933. With $2.57 billion in total assets on June 30, 2026, it ranks No. 493 of 4,232 U.S. banks by total assets. The Belton Branch at 2000 N Main St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belton Branch2000 N Main St, 76513
First Texas Bank Bank · 1
First Texas Bank has 1 branch in Belton, 11 across Texas and 11 nationwide. FDIC records list its main office in Georgetown, TX and show it operating since 1898. With $1.31 billion in total assets on June 30, 2026, it ranks No. 845 of 4,232 U.S. banks by total assets. The Belton Branch at 300 E 1st Ave dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belton Branch300 E 1st Ave, 76513
Huntington Bank · 1
Huntington has 1 branch in Belton, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Belton Branch at 2855 N Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belton Branch2855 N Main St, 76513
PNC Bank Bank · 1
PNC Bank has 1 branch in Belton, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Belton Branch at 313 E Central Ave dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belton Branch313 E Central Ave, 76513
Texell Credit Union Credit union · 1
Texell Credit Union has 1 office in Belton, 8 across Texas. It is based in Temple, TX and $790.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Belton Branch416 Lake Rd, 76513
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Belton
2 credit unions have 2 offices here: Texell Credit Union and Belton Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Belton page has every office in the state's directory.
Banking in Belton: the local picture
Short answer: 5 banks run 6 branches in Belton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Belton, 3 elsewhere in Texas and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 313 E Central Ave, dating to 1907; the newest is First National Bank Texas's at 2509 N Main St, from 2011.
2 credit unions have 2 offices in Belton, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Credit unions open on Saturday in Belton
Short answer: 1 of the 2 Belton locations with published hours opens on Saturday, run by 1 institution.
- Texell Credit Union: 1 of 1 office (416 Lake Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Belton, and where the nearest one is if they do not.
Short answer: In Belton: PNC Bank (1), Huntington (1). No branches in Belton: Chase (nearest in Temple, 5 mi), Wells Fargo (nearest in Temple, 5 mi), Bank of America (nearest in Temple, 5 mi), U.S. Bank (nearest in Dallas, 134 mi), Truist (nearest in Round Rock, 41 mi), Fifth Third Bank (nearest in Pflugerville, 44 mi), Regions Bank (nearest in Georgetown, 32 mi), TD Bank, BMO (nearest in Dallas, 125 mi).
| Bank | In Belton | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Temple, 5 miles away |
| Wells Fargo | None | Temple, 5 miles away |
| Bank of America | None | Temple, 5 miles away |
| U.S. Bank | None | Dallas, 134 miles away |
| Truist | None | Round Rock, 41 miles away |
| Fifth Third Bank | None | Pflugerville, 44 miles away |
| Regions Bank | None | Georgetown, 32 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 125 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Belton to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Belton residents like anyone else.
Banks near Belton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Temple (5 miles) and Salado (9 miles). Temple, 5 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Temple, TX | 5 mi | 13 | 22 |
| Banks in Salado, TX | 9 mi | 4 | 4 |
| Banks in Harker Heights, TX | 12 mi | 6 | 8 |
| Banks in Killeen, TX | 16 mi | 8 | 18 |
| Banks in Jarrell, TX | 19 mi | 2 | 2 |
| Banks in Granger, TX | 25 mi | 2 | 2 |
| Banks in Copperas Cove, TX | 26 mi | 4 | 6 |
| Banks in Lott, TX | 26 mi | 2 | 2 |
Bank branch openings and closings in Belton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Belton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Belton
Short answer: 1 institution has its main office in Belton: Belton Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Belton Credit Union | Credit union | $4.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Belton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Belton offices.
Short answer: PNC Bank is the largest bank with offices in Belton, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First National Bank Texas | $4.64 billion | No. 302 | 2 | Killeen, TX |
| Extraco Banks | $2.57 billion | No. 493 | 1 | Temple, TX |
| First Texas Bank | $1.31 billion | No. 845 | 1 | Georgetown, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Belton: FAQ
How many banks are in Belton, TX?
Belton has 5 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Belton?
First National Bank Texas, with 2. PNC Bank has 1 and Huntington has 1.
Is there a First National Bank Texas in Belton, TX?
Yes. FDIC data lists 2 First National Bank Texas branches in Belton as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.
Is there a PNC Bank in Belton, TX?
Yes. FDIC data lists 1 PNC Bank branch in Belton as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Huntington in Belton, TX?
Yes. FDIC data lists 1 Huntington branch in Belton as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Belton, TX?
No. FDIC data lists no Chase branch in Belton as of September 5, 2026. The nearest is in Temple, about 5 miles away in a straight line.
Which banks in Belton are open on Saturday?
Texell Credit Union publishes Saturday hours for one or more Belton locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Belton?
Belton Credit Union has its main office in Belton, according to the FDIC and the NCUA.
What is the oldest bank in Belton?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Belton?
Texell Credit Union and Belton Credit Union have offices in Belton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Belton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Belton?
Nearby cities with more banks include Temple, Salado, Harker Heights. Temple is 5 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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